Roaming Returns

141 - Weekly Dividend ETFs Exposed: Which Ones Actually Work

Tim & Carmela Episode 141

Weekly-paying ETFs are exploding in popularity — but most investors don’t understand what they’re actually buying.

In this episode, we analyze 19 high-yield weekly dividend ETFs across YieldMax Roundhill, Defiance, Tuttle, Granite Shares, and Nicolas Global products to answer one question:

👉 Which weekly ETFs are worth your money — and which function more like Ponzi schemes?

We break each ETF down using:

  • Total return (price + dividends)
  • NAV erosion and price decay
  • Return of Capital (ROC) percentages
  • ETF structure (synthetic vs covered call vs 0DTE)
  • Performance vs the underlying benchmark

This isn’t theoretical. We’re managing $50,000+ in a weekly income ETF portfolio, and this episode reflects what we've learned after owning these assets over 2+ years. 

You’ll learn:

  • Why 90–100% ROC is a massive red flag
  • Which weekly ETFs are structurally broken
  • The “sweet spot” for sustainable high yield (25–40% with 30–60% ROC)
  • Why synthetic ETFs decay faster than covered call ETFs with real holdings
  • How to use weekly ETFs for bridge income, not long-term retirement
  • When to turn DRIP on — and when it makes things worse

We also explain how we personally use weekly ETFs:

  • DRIP off until capital is recouped
  • Diversification across structures (not tickers)
  • Expecting some ETFs to decay — and planning for it
  • Using macrotrends for better odds

This episode is for income investors who want cash flow without self-inflicted losses.

Questions? Email Tim at debrine9@gmail.com

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Welcome to roaming returns a podcast about generating a passive income with dividend stocks so you can secure your finances and liberate your life. 
Weekly dividend ETFs sound amazing on paper — income every single week, huge yields, instant cash flow.
But once you dig under the hood, a lot of them are quietly bleeding capital, paying you your own money back, and calling it income.
In this episode, we break down 19 different weekly-paying high-yield ETFs using real data, real money, and real total return — not marketing yields.
We talk NAV erosion, return of capital, synthetic vs underlying assets with covered call structures, which ones actually work, which ones don’t, and how we’re using these strategically inside a $50,000 income portfolio.
If you’re chasing weekly income without understanding the decay, this episode might save you a lot of money.
All right, y'all, we come back with a vengeance. Back with a vengeance. As you can see by this fine look, we're not on the road yet.
Car problems. Don't you hate it when you freaking pull something off and then you realize there's a bigger issue behind it and then you have to order parts and wait for parts. It's always fun.
Funny part was she mentioned it and I was like, oh, we're here another week. She's like, why do you say that? I'm like, just because if you have to pull the one part off, then pull another part off and then pull another part off to get to the actual part. We're going to be here for a while.
So anyway, we get to kind of like, I guess it's nice, good quality internet so we can make a podcast. This is going to be a, probably a two parter. It's, um, we're doing weekly ones.
Last time we brought this subject up was, I want to say like September or October. And at that time, there was only like 60 some of them. I remember specifically saying that it went from like 20 to 60.
66 or something like that. So maybe 68, I forget. Now there's currently like over 140 of them.
Like I said, like I remember saying that these things are just like, they're coming off like one or two a week. They breed like hamsters. Yeah.
So now there's like 140 of them. Or is it rabbits? Rabbits. Breed like rabbits.
And there's no slowing down. So there's probably going to be by probably by this, this time next year, there'll be 220 to 250 of them. Which is insane.
So like, well, there's different ones though. There's not like there's weekly ETFs and there's ones that generate weekly income. I don't know what the difference, like why they label them now, I guess is to draw people in, but like, there's like weekly stock ones that don't really generate very much income at all.
Or there's some ETFs coming out where they have like, um, they get paid once a year annually. So you basically have to dig through all the shit and find out the ones that are generating your income and paying you every week. That is really weird.
And I'm not going to list all of them. There's no way in hell it would take us like. Okay.
So what did you do? I just went through and picked the interesting ones. Interesting ones. So these aren't anything like.
Based on like macro trends and what I, what I personally thought was interesting, but like you could like, but then if you, if you hear something, you can like look it up, like I say, if I say defiance, you will even go on the defiance ETF homepage and list all their, all their ETFs that have weekly pay and there's granted shares and there's other ones, like, so like I haven't, I've labeled all of them, what they are, and I just know that the company that, um, I talk about, they actually have a web, a webpage where it lists all of their potential ones. But I was just did like, based on like, um, macro trends and what I thought was interesting. And like, I've actually, I've actually invested in two of this 19.
You mean doing it through doing this research? Yeah. I did invest, I put like $5,000 into two of them, not 10,000, 5,000. So are you going to talk about those when you hit them? Yeah.
Okay. So did you talk about breaking this up into two? Yeah. Most likely be two.
Cause there is, I brought a list of 19. So I figured we'll just do tech 10 this week and then nine next week. Cause like, these are the ones people like.
So like if I listed 20 of them, that would give you guys a lot of stuff to research. So I do 10 and nine. You should have ample time to do the research and determine what, if it works for you, if the risk of the risk appetite is enough for you.
And then like, most of these will be on sale because we basically had, um, the overlord going to war with the rest of the world today. So like the stock market was down a lot. Yeah.
As you will see over here in our portfolio, it does not looking very nice. Our portfolio dropped a bit today, one and a half percent. And I expect it will be like that all week.
Although he woke up this morning. I was like, I feel like it's going to be 20,000. It's going to be multi-day though.
Yeah, probably. So we're down 3,800. It's crazy.
So, and a lot of that is in the actual, uh, high yield ones. So 2,400 of that was in the high yields. So the main portfolio wasn't down that much.
Not too shabby. The long-winded approach to bring up our first one. Yeah.
All right. So your first one. So the first one is X, B, T, Y. It is granite shares.
Like the, I like I vaguely remember last time we did this saying granite shares. That's crazy. But yeah, so it's currently trades at, what is that? 10, 1040 at $10 and 40 cents.
How this one, like, so it's a granite shared yield boost Bitcoin. So like what, how they do this. If you scroll down to like their holdings, like actually with the fund profile, like, see, there's only 20, there's only $25.95 million in this one.
So you can tell it's fairly new. You see the profile inception date was 512. So like, it's not that new, but it's still new enough, but like that there's, it's been a long, around that long, only $26 million and it's crazy.
But right there is what it does. So what this one does is it uses, um, options on bit X for your Bitcoin exposure. Can I bring that up? What the hell is bid X? Bid X invest in Bitcoin futures and seeks to get two times the return of Bitcoin daily.
So it's a two times leverage, uh, Bitcoin future exposure. What this, uh, granite shares XBTY is doing is they actually have a synthetic position on bid X. So like, it's a bite, like a proxy way to actually, um, get exposure to two times the return of Bitcoin daily through futures, so there's not direct Bitcoin exposure in this only futures. And there's a lot, a lot, a lot of leverage used to get twice the daily returns, but then, you know, there's, it's risky as fuck because twice the daily returns, the good days are good.
The bad days are really bad. Like today, Bitcoin dropped a lot. Yeah.
Like, what is this thing down for the day? I'd be curious. 5%. 4.8. That's pretty nasty.
Pull up the chart. How long do you want to go out? One year. One year.
I was going to say, how long has this thing even been out? It's been out since May of last year. May. Okay.
Look at that. So see, October is when Bitcoin is at its all time high. That's what we have to look at.
Straight down. It looks like Coney's chart. So that's like, so the reason I don't think this one's good is if you remember Bitcoin, Bitcoin hit 127,000 in October.
And this is showing like no movement. It had like barely a little upticky. So the fact that it went down that much while Bitcoin was going up through the summer has me worried.
The other thing. If it's twice the, twice the, uh, the Bitcoin exposure. So it makes me think less than you have to figure out why it's doing that.
So that's my notes. So what is that? A freaking $25 to $10 drop. I hope you have that here.
So what we do when we look at it, we find out that the, uh, the dividends paid out since the inception date of five 12 was $11 and 91 cents and the average weekly dividend was 37 cents. That was over 32 weeks. Uh, the 52 week price.
I mean, like obviously it's inception date to current date, but the 52 week, the year price was $10 and 86 cents to 2692. That's actually below that. Now it fell below.
It's 50. I did these last week fell below its 52 week price. 28 out of the 32 dividends were, uh, had our ROC return on capital exposure.
So that means a lot like, and it was a lot of them. And if you remember, I had a theory that if you have a larger return on capital exposure, then it actually leads to higher average and there's some that actually buck the trend. But for the most part, if one of these weekly ETFs, say it pays out 98% of their dividends in the, in the form of return of capital, like they're generally like, there's a lot of Nav erosion.
I think you should actually reiterate that. Cause if you haven't watched that last Cony update, cause I don't think I actually posted it yet. They wouldn't know about those.
Okay. We'll reiterate it here because it's relevant to this episode. So we noticed that the, well, through the, through like a lot of the things we have a lot, a lot of it's a high yield ETF exposure, and I was trying to determine like why there's like, some of them have such high Nav erosion.
And if you're not Nav erosion is like the net asset value erosion. Like if you take all the, all the stuff that, that the, that the ETF holds and you tabulate it up, then you multiply, like you should come out with an NA, NAV price, net asset, net asset value, and we're trying to figure out why there was so much Nav erosion for some of them, but not as much Nav erosion for others. And then like the ones that come to mind are the yield maxes.
The yield max have a lot of return of capital. Like we're talking 98% on average. And some of them it's been like the last couple, like the last four or five months has been a hundred percent return on capital.
So I started to say, well, with the, if they have a lot of return on capital, Nav erosion is going to happen. And it actually makes sense because of like, if you think, okay, so if this one in particular, let's just say hypothetically, they had a hundred million dollars, we saw it was 27, but let's say they have a hundred million. And every time they pay a dividend, they give out $5 million.
So then their a hundred million becomes 90, 95 million after a week. And then as they'd had, then that they landed out five, 5, 5 million again, which is a hundred percent return on capital would be 90 million. So like they're slowly, they're slowly chewing through their, like their assets under management by giving their, by giving a dividend out that basically they don't have earnings to cover.
So the only way they can do that is to sell liquidate some of what they hold and return that in the form of dividend. It's not necessarily a bad thing when used, when used with leverage and debt and everything, um, conservatively, but like with these high yield ETFs, like what I'm seeing is they're not using it conservatively. They're using it pretty liberally.
They just want to be able to say, well, we have a high yield, uh, ETF out there. That's giving you 40% for the year return. And they have no way to like, no way to fund it.
There's no like, there's no assets. Like this one here has, um, Bitcoin futures as its assets. It doesn't even have like its own stock.
It literally has it exposure. Like it has, I think treasuries, they have T they have T they have T of like options, they have nothing of substance to like fall back on. If shit goes sideways.
What the heck is 0% United States treasury bills? Does that mean they're making 0% interest? That's crazy. Wow. I didn't even know they had 0%.
There's probably other things like it's 0% interest, but then they have like, um, inflation or they'll lose something. I was like, I'm not, I'm not an expert on the treasury bills. Cause I don't, they don't pay me enough.
So anyway, what if, what we found and like, well, so now we actually have, um, I have like, I guess it's a experiment moving forward within an experiment as I'm trying to find the, the high yield ETFs or higher yielding ETFs. It don't only have, I only have like 50% return now and I want to see it. And like, if I'm, and we actually held some of those, to be honest, we actually held a FEPI and AIPI, which if you remember, they actually hold a stock and then, and then they write options on the stock.
Sometimes the dividend is not covered by like the stock, uh, the stock gains. So they actually have to do a return of capital, but it's not near as much. It's not 95.
It's not 98%. And you see, here's FEPI. Here's like, they have the Fang stocks basically.
And they hold, they actually hold the company. They have, um, 20, almost 9% in Micron, 7% in Nvidia, 7%. So they actually hold these stocks and they write options on these stocks to generate you weekly or monthly income in this one.
And what, that's another thing that I'm starting to see, like as nice as the weekly ones are, because you get a paycheck every week, it looks like. The monthly ones actually, even if they have the same, like say like, um, this one returns 35%. If we found a, we found a weekly one that returned 35%.
It seems like the monthly ones hold their, their NAV price up better because for whatever reason, I think they're not pressured to look for getting payout every week. The weekly ones are just as nice as they are. You get paid every week.
You have to be super, um, well, if you've ever done options, the longer you have them, I think the better your outcome kind of is, and there's obviously like a Goldilocks, I would assume like band where too quick turnaround, like depletes your profits, but it also like induces more risk and I don't know. I feel like there's something there. I've looked into options trading like for like a deep dive of like four hours, but I haven't gone super, super deep in it.
I just saw too many red flags and I was like, I don't want my capital tied up in that. I'd rather have it in something like, like these. So that's what, why I think the return on capital on the, the NAV decline are like correlated, but that's my theory.
It might be wrong. It might be right. I don't know.
Right. It makes sense. So anyway, how was I talking about, so 50, um, of the 32 dividends that pay 28 of these actually had a high, high return on capital percentage.
So that actually leads me to believe that the NAV erosion would have been quite significant in this one. And it turns out that it was. But yeah, Bitcoin was down 14% since 6, 1, 2025, but XBTY share price was only down 56% and this one was down like a hundred percent, like a hundred percent.
If you do, if you actually, if you use the dividends for total return, XBTY was down around 9%. So what, what, this is one of those, like where they try to keep the share price kind of consistent with the underlying thing that they have. So we just saw Bitcoin was down 14%.
Well, this one was down a lot, a lot more than 14%, but what they were doing is they were generating enough of a dividend to keep the price in line with Bitcoin, even though it was returning return on capital. So like it's, it's a, it's a very vicious. Cony did the same thing.
Um, Fiat did the same thing. Tesla did the same thing. T S L Y, C O N Y, FIAT. They all do the same thing.
We're like to keep, to keep price with a asset that they're quote holding or a synthetic hold or whatever. They'll actually have a high dividend and the high dividend actually you're making money on it. But at the same time, the share price is falling down by a lot.
And that's why I've been pounding the table on these. If you're going to be in these, you want to recoup as much of your initial capital as possible before like the shit hits the fan, some of them, you're not going to be able to recoup a hundred percent because they dropped too fast and then by the time they reached like $5 or not enough in the dividend, like Fiat, for example, we dropped so fast that we didn't have a chance to recoup all of our capital, but we still recouped like over half of it that we invested in it before we had to like, just, okay, this is too shit. I had to get out of it.
I don't remember how much you put in that one. It's like $600, $700. Yeah.
And the other recommendation is you never really know which one of these is crap, like, or going to fall off a cliff because yes, but how fast then if there's other economic climate inducements and other things that happen. So if you're going to get into these, it's better to disperse your money across. I mean, if you're going to get into these, just use the mentality that they're going to drop to like $5.
Right. And then once they hit $5, they started doing crazy shit with like reverse stock splits and all that other fun stuff. So just assume that they're all going to do that.
Yeah. Assume they're going to go to zero. And so then you have to cut, then you have to create a strategy where you can make your initial back plus a profit, but probably before it hits $5 and that might be what we do, or you just collect the income, you collect the dividends as income and cash, and then you just take that, like, so you take that off the table.
So like we, we put $52,000 into like a WPAY, a PLTY, all those roundhouse we put into, and like, now as we recoup it, I let it compound for like a week or two. And now that we're recouping, I'm just getting them all in cash. I don't like say these, like, oh, these are cool investments.
Like we like put our money where our mouth is all the time in these, there's all of our weekly payers and they're all in our income thing. Notice the very small amount of yield max. But like, we'll get to that here in a little bit.
But like we're, so now all these, if you go into positions, can you just click on the position one, did you do that? Yeah. So right there, we have all these off except for NVDY because that's a hundred percent return, we've actually got our initial investment out of NVDY. AAPW, because I didn't have enough in it to worry about.
So if it goes to zero, whatever, it's like $500. And AMZY is another one, we got a hundred percent of our initial out of it. So I'm just letting it compound.
So it's not bad. Like if you find the right one, like if you look at NVDY, like we were at, we have $1,540 in market cap or market value. And then that's all profit.
Like we've already got our initial a thousand dollars out of that one. So if you do it the way we do it, you actually will still have an asset that generates some income at work. By the time that you recoup your initial investment, it won't be generating the same amount because that's another thing with these, the first, like the first couple of dividends of return of capital, dividends have 0% return of capital.
Then they start returning capital as they go along. And so like the first, probably two months, everything's great. You're getting, you're getting high payments and, and then they start to gradually come less and less and less.
Right. And I think that's actually when the NAV decline starts getting really bad, because when you, if you look at this chart, I'm curious to see if all these other ones are the same way, if I could have the thing up, but it stays pretty flat in the beginning and then it like gets to a point where the volume super spikes up. So if people have drip on in these, they're compounding astronomical amounts of shares and then the volume spikes up and these things like fall off a cliff.
There seems to be a pattern with that. That's why anybody, like if you go into like, um, the, the, the social media stuff, Reddit or, um, whatever, Twitter, Twitter, I don't, I never used Twitter, but I go on Reddit, but people that hold these and use them for income, get super pissed with the people that you treat them like normal stocks. And there's like, like some belligerent conversation.
Like they're not normal stocks. Why would you have the drip on? Right. You're like diluting.
What people don't think is like, Oh my God, I got like a $500 on dividend and I got like 46 shares. Can you imagine what I'll be making next week? And that's actually accurate for a while. You'll see it.
You see how the volume ramped up. Right. Ramps up.
And then when it hits a breaking point and then it goes breaking point and then like, you're actually making less with more shares because the dividend gets cut because there's too many shares at the dilution actually. I really think these things would all be better if they just had a share cap. Or no, you can't trip.
Yeah. No drip, but they should have a share cap. That's two things.
Don't drip them until you've actually recouped your initial investment, because that way that takes all the risk off the table. And secondly, just take your, you have to get your money out. Right.
So like, it's, it's like, it's one in one a, like we get your money out. That way, if you're getting your money out, you're not dripping by a, by the very nature. And most of our stuff is payback.
The new stuff. Not the new stuff, but that's why. Yeah.
So why we have a little bit left to pay back at WNTR. We have a little bit to pay back. Why BTC? We have a little bit to pay back.
Like, so like we have, like, we're about, we have more than half on Ymax paid off of like $3,000. We have more than half of YBTC on $3,000 payback. LFGY, we have about 40% payback on $3,000.
And WNTR, we have about 40% of a 1500 payback. USOY, we have more than half of a 3000 payback. NVDY is all profit.
APW, that's one I don't care. We only paid back like 5% of that one. And AMZY is all profit too.
Oh, I didn't realize you went so heavy into YPAY. Interesting. And WPAY and PLTW, those are our new ones.
WPAY, PLTW, NVDW, COIW, and TSLW are all new. We just did a live stream with those and like, we're currently recouping that. But do you see a Coinbase, do you see Coinbase's price? Holy shit.
1938. But wait, 7%, 7% today. Yikes.
Yeah. I'm not surprised. I told you.
I don't know what the hell's going on with that, but crypto is getting slaughter-fested. So the objective on these is to basically recoup as much as possible before they become a problem. Right.
So my recommendation for, anyway, my recommendation for XBTY is do not buy. There's other Bitcoin exposure out there that has less return on capital and better NAV erosion than this. We probably should also reiterate the reason that like, because somebody would ask like, why would you even go into these at all and take down that risk? Well, if you want a passive income generator, if you get your risk off the table completely, you potentially then have the ability to make money with no money riding on these.
And it just becomes like, these become micro income streams. Well, I actually addressed that at the end, and I wrote up a paragraph of why I use these. Okay.
Is that the end? No, but we can go through it right now. Why I use these is because if you come up with a sweet spot where you're only, say you're only putting 25% into these, you're getting paid every week. And when you get paid every week, you can either use that for bills or you can use that to invest in good stuff.
Now, I know people say, well, you could, if you have money for these, you can invest in the good things right away, but yeah, a lot of the good stuff, you don't actually have a good valuation price to get into, and this way you kind of like, this actually keeps you, where you kind of balls deep in this every week because you have like $500,000, $2,000 coming from all of your high yielders that you have to find a place to dump it into, or it pays your bills. Well, the other thing is we put about $50,000 into this when this was, you know, all the money invested. And this portfolio is, I guess, staged to make between $2,400, $2,500 a month.
Whereas our total, our main portfolio, which is worth $205,000 right now, I think it was a little more than that, but obviously this pullback today made it kind of not good, but the amount of money that we're making from this is I think only like $1,800 to $1,900 a month, and that is a significantly higher amount, that's five times the amount, four times the amount from a value standpoint, and you're making a lot less. So if like the goal is 30-year retirement, absolutely go with the tried-and-true, more reliable, stable, conservative stocks. But if you're somebody who needs income faster, if you hybridize your strategy into like risk-reward and you're willing to take on some risk, you could conceivably do, and this is what we're actually trying to prove right now, that if this money lasts, I think it was 20 months, if we get our payouts back or recoup our stuff in 20 months, we're basically at a break-even because we would have actually spent that money on the road anyway, because those drips are on on a couple of these, just because we haven't quite left the area yet, which will happen this week, we're turning that off, and then we're going to actually start using that money to fund... It's been two weeks now of... Why does this say on then? The bottom three are on.
Yeah, that's why I said. NVDY cuz it's all profit. AMZY cuz it's all profit, and like I don't... We're not using that for our actual like income? No, I'm just going to recoup compound share because we have, it's only like not very much.
$18 a month. Oh, okay. Well, so the drift again, so that's, that answers why those couple of yeses are there, but basically he turned everything off so that we're now utilizing the income on a weekly basis for basically expenses, so we're living off this at this point.
And what this actually shows, and I didn't even think of this until we just started talking about it, this shows why the 4% rule sucks, because we're actually making money on these things, but it's like, they're like, they're depreciating by like 4% a month, so like, you know, so like the 4%, if you just extrapolate this out, it's the same concept, like we're not, like we're not selling these and taking 4% out, but it's the same concept where the price drops by like 4% a month, and by the time like 10 years rolls around, these will be worth next to nothing and generate no income. Unless they actually have underlying stocks that are on the stock being traded, where they conserve some value somewhere. So that's the first one was XBTY, it's a grant shares Bitcoin future.
I again, do not buy, there's better ones like YBTC, YBTC is better in my frame. Okay, the second one is YETH, I don't know. YETH! It's the Roundhill Ether Covered Calls.
So what they do with this one. Ethereum. I was going to say this has to be Ethereum.
Yeah, it's Ethereum, so basically it's a synthetic Ethereum position, YETH. Why ETH? Because Bitcoin costs too much. Because Bitcoin costs too much.
What do you want? What's this thing's invested in? Look at that chart. It's way better than that other one we just looked at. So even though it had a massive, like inverse exponential thing going on, we had this little bit of a humpity hump.
Whoa, look at that volume difference there. Holy shite balls. It just proves again, if you get into these at the right price, you lose a lot less.
Well, this one defies the whole getting into it first thing, unless the year is a bad metric here. Oh, it is a bad metric. So this thing fell off a freaking cliff back in like March.
Same thing, they all have that similar pattern. It's fascinating. What happened in February with Ethereum? Was there a massive thingy, Jake? Um, no, April's when we had the tariff, so like Ethereum went, but again, Ethereum topped out in October as well.
Is that what it was, an Ethereum pullback? Ethereum pullback. And there was volume compounding. Anyway, scroll down a little bit.
So this one went up, it just blew right by. Inception date was 9-3 of 2024. So this one's been around for a year and a couple months, 15, 16 months.
But you see what this one does is they use ETHA and they write options on that. So basically, again, it's another synthetic position in a asset. And I, again, like I remember I mentioned this in the last one, but I'm going to like, but this was even before I came up with like the observation that the return of capital leads to NAV decline.
It seems that the ones that do synthetic positions have higher NAV decline than the ones that actually hold underlying assets, which should be a no brainer because if you hold assets, you hold something, you have something to fall back on, or if you hold nothing, but for the most part, other than paper. What is this? FGXXX, first American government obligs? It's probably a money market account. Okay.
But most of their stuff is again in treasuries. So then they just, you know, hold the, so I would imagine if they have that much in 0% treasuries, that they should not go to freaking zero if it has that. But if they're doing ROC, maybe not.
They probably have to liquidate their treasuries to cover their dividend. Right. Cause we were talking about that.
That's what ROC is to cover the dividend that they're promising. Anyway, so the dividends paid out the last 52 weeks for this one, remember, cause it's been around for more than a year. Last 52 weeks has paid out $17 and 77 cents in dividends.
So the average weekly dividend was 34 cents. The 52 week price. Again, I did this last week before I pulled back a lot today was 1573 through 5532.
So there was a point when this was super, super high, but then like there's always a point where these are super high and then they fall off cliff. Uh, what I think Roundhill understands that people are actually out looking to determine how much return on capital is used. And they don't have a condensed list.
Now there, there is a way that you can do that. I just didn't have time. Like every time one of these ETFs, these high yield ETFs report something, they would have a form called 19A, which breaks down how much return on capital or dividends cost.
So there was no, there was no weekly list of the ROC return of capital in this one. But the website itself suggests that the dividends are up to about up to a hundred percent. I'm pretty sure it's probably 98, 99% return on capital just based on a couple of the 19s I looked at, the 19As I looked at.
Yikes. So that 98% return on capital would again, help to explain why not 65%. Uh, there's 65% share drop, share price decline in this one.
Ethereum's one-year price shows a decline around 5%. And, uh, why ETH's total return in the last 52 weeks is negative 30%. So that's asked.
So the good news about why ETH is when Ethereum was at its highest 8 of August 2025 to October of 2025, why ETH had the highest dividend pass over the past 52 weeks. To me, that is helpful because if you expect Ethereum to rebound and surpass its previous records, which we call for crypto to do that in our predictions, procrastination, or what's the word? Not procrastination. Prediction? What's the word I'm thinking of? Pre... Pregnogdate? Pregnogdate? Yeah.
Pregnogdate, something like that. So our prediction, our predictions. Go with prediction.
Why do you pick the hardest words when you can't pronounce English? I don't know. So that's helpful because I expect Ethereum and most of the cryptocurrency that actually surpassed its previous record highs that they set in October, that within the ETH, the why ETH should be dropping some banger weekly payouts. But again, then my recommendation for this one is do not buy.
And the reason why is you could, you could invest in Ethereum and you would have been down only 5%. And if you invest in this one, even with the dividends put back into it, you're still down 30%, so you lost 25% even with while generating income and that's. Ouchy.
Yep. That's no good. The third one we'll talk about today is a ETF called FEAT, F E A T, not F E E T, but F E A T, it is the Yieldmax.
Not like your gnarly pterodactyl feet. Stop. The Yieldmax Dorsey right features five income fund.
That's a mouthful. Apparently there's like, if you could just search, if you could go into Google and type in the Dorsey, right. And it comes up with ETFs and they're like themed.
They're like themed. Um, they, they bunched together some, some ETFs and deems. And so Yieldmax has, it doesn't specify which theme they went with, but so it went with the Dorsey white features five income fund.
Uh, so F E A T mirrors the Nasdaq Dorsey, right? Which is the N D W T O I S. That's a hell of an acronym. With one huge caveat where the Nasdaq version invests in companies such as Robin hood or Google feet F E A T invests in the Yieldmax version, such as H O O Y or G O O Y. So the, the, the, the Robin Wright actually invests in the company, whereas the Yieldmax one invests in the Yieldmax version of the company. And you know how we feel about Yieldmax.
Yieldmax is kind of trash. Oh, that's yucky so that's a huge disparity between like why would they even have something like this this just looks like fucking pyramid scheme after pyramid scheme so the inception date of this one was 12 16 2024 and we'll pull up the chart right now for feet f e a t and you're gonna see a similar theme where it starts off and goes sideways for a little bit and then falls off a cliff let's let's let's look hold on let me see the inception 2024 so we definitely want that's three years is it trade sideways and it falls off a cliff it's the same time frame it was like february or whatever it'll take a couple weeks but these like you'll start to see like what happened i thought i had like creative um people in my life that trump's inauguration around there that was trump's inauguration it was january 20th yeah but it was like right after that that everything fell off a cliff beginning of interesting i would actually have one of my creative people create a t-shirt and it would be a high yield etf chart and this is they all look the same as this oh no that wasn't trump's inauguration that was end of year trump first year never mind trump was elected in november of 2024 was it he was inaugurated on january 20th of 2025 he's only oh no okay so i was right in office one year i know it feels like six years because it's just horrible but yeah it does feel like it's been wow look at that you're like oh maybe it'll just keep trading sideways this one didn't have a substantial volume increase for this like fall off thing here but like so this one like again this one has the caveat but this one's like we don't actually invest anything yeah they invested YMAX YMAX YMAX YMAX YMAX that just like compounds the risk factor hell no yeah so i don't know put my notes on this one so i can spit some game all right so the 50 the last 52 weeks of this one there was a 19.37 paid out in dividends which came out to an average weekly dividend of 37 cents the 52 week price was 24 85 to 49.28 and 13 dividends of the last 52 were zero percent return on capital so this one's not that's interesting not all return capital it's about 88 percent return on capital um feat share price has declined 45 percent in the last 52 weeks feat's total return in the last 52 weeks is negative 25 now ndwtois is down 48 percent in this time same time frame so like what they're actually following is actually down more than the the yield max version so feed is actually overperforming the the metric that they are following but again my again recommendation is do not buy like that's just what the hell that is like you're not making enough to even justify the risk they're basically again they're basically covering the weekly loss with the dividend yikes and then once they run out of a new like it is like a pyramid scheme like once they'd run out of new investors to invest in they actually have to do return of capital if they can find new investors they don't have to do return of capital it sounds like right what it looks like now you could make a lot of money in this one if you pull back up the chart like if you got in say over here somewhere in june and you just did like a slight decline sideways and you sold like by like november there are periods of each of these where you could actually make a shit ton of money so maybe this is like after this massive pullback then you get in while it's sideways although the last two we looked at that had like a straight downtrend so it would have to be based on something that as long as you avoid this first big drop but how do you know about the big drop we all have it but some of them still continue to exponentially go down but that one's one that one this isn't one that one's gone down since the big drop has dropped probably another yeah yeah another 15 or 20 but you actually if you've got probably recued your you would have been able to at least have a positive return with the dividends the total return would have been positive if you just got in after the huge drop so then that could then that then brings in the whole do you get into them or when they first come out where you can get banger dividends and then just sell after like three months two three months and then wait for the fall and then get back in that just ridiculous drop like two months where they're just down by like 20 percent so far the three we've looked at all right i'd be curious to see what the rest of these look like it's crazy so the fourth one is um i w m y it's a defiance russell 2000 weekly distribution i am w i am i w m y jesus transposition provides synthetic position on the russell 2000 and uses calls to target 30 income so this is one of those that doesn't have the astronomical dividend yields they're charging they're targeting 30 so we're going to look at this one its inception date was 10 30 of 2023 i w m y i w m what i hope you have an equal amount of round hill and i just went through picked stuff the defiance russell 2000 weekly distribution how what what was the 2023 so i'm gonna leave it on three year look at that see that's what i'm saying even if you had a first drop you still just slow as soon as i started doing weekly payouts it's i don't know there must be a reason why they switched from monthly to weekly you mean this is here where i did it and i started weekly payments right there so you only dropped like 40 from that point on okay sure but so this one had an inception date of whatever whatever uh 10 something that's my notes i don't know 10 30 20 20 23 the dividends paid out in the last 52 weeks for this one was $12.60 an average weekly dividend was 24 cents so again it's a smaller dividend because it has a lower lower yield return it's trying to get to i'm sorry i didn't say i am wy provides synthetic positions uh on the russell 2000 uses calls so i did mention that right yeah i did okay so the 52 week price for this one was $19.69 to $30.85 so that's a lot smaller of a gap than the other ones was as well i understand the chart doesn't show that but i just did a 52 week uh i could not find any in any um publication about what the what the iwmy pays out in return of capital but given so the one year is not near as bad as the three year yeah so if you just looked at it from the one year it actually doesn't look terrible so it's all about scope and perception man but given that the 30 payout comes from the assets under management and the most recent most recent dividend payment said 58 percent return on capital i expect the roc to be quite high if i had to speculate in this one i think the return of capital is probably 70 to 75 percent um in the past 52 weeks iwmy share prices declined about 31 percent over the past 52 weeks um i iwmy has had a total return of 12 percent though so again they're actually they're counteracting the nav or the share price decline with um the the dividends to recoup the russell 2000 returned 14 percent in 2025 so this total return by iwmy is pretty good so this is actually one that i even though it's a synthetic position and but if you don't have exposure to small caps or you don't have like a russell index fund this is one that you may actually want to consider because again the last 52 weeks the russell was the last 52 weeks the iwmy was 12 with the with the synthetic positions you're not going to get the full um appreciation so the fact that it was within two percent is actually pretty good if you just disregard the uh you know the first part of the chart apart from 2024 okay but yeah i like i think this one's actually one to actually think about if you go up to the share price because it's paying out about 12 cents recently so you're 20 dollars 20 dollars a share and you're getting 12 cents a week that's pretty that's not terribly high i know it says 65 right there's no way that that's 65 percent and there's again the total the total target of this one is 30 so like i'm actually coming across a theory that i'll probably share with you guys at the end of the two podcasts about these okay the next one we're on moving on to one that i've actually seen people talk about like experts and other people that do etfs it is qdt qdt this is something that don quixote this is something that roundhill came up with last year i think one of the oh so this is roundhill very nice inception day of three six basically this is the roundhill nasdaq 100 zero day options covered call that's that's what the dte means the days till expiration so they do a zero day what that means is they actually write an option like at the opening bell and then it closes at the closing bell they just have zero day options and this is something that's actually gaining a lot of steam a lot of people actually like it i love this one been out it's been out since 2023 new 2021 3 3 6 2024 it's been out for a while um qq dte uses synthetic cover calls to generate income from the nasdaq 100 so if you scroll down to their holdings you'll see that we actually there we go there we go what this one does though instead of having week instead of having money in treasuries they have it in the roundhill version of treasury which is weak and if you've um we talked about week the last time we did this it's actually something you get three percent for treasuries and like they just hold treasuries and it's been fairly consistent that trades between like a hundred dollars and a hundred dollars and twenty cents very conservatively ran so it's actually something that if you wanted to only generate three percent you could but three percent doesn't even cover inflation so that's why we're not in it be a good place for to store dry powder is what i'm getting at but okay the last 52 weeks in qdte uh fifteen dollars and 42 cents was paid out in dividends and that came that means the average weekly dividend was 30 cents the 52 week share price was 29 26 through 41 19 again the round hill is very difficult to find with the return capitalist for for each dividend and the fine print leads me to believe that it's about 100 again i think round hill like generally stays in the 90 to 100 range and the reason that we put our money in the round we went over our portfolio is because they actually have stocks that they uh so they do return on they do a lot of return on capital yeah interesting and then past 52 weeks qdte share prices declined 21 percent over the past 52 weeks the total return for qdte was 17.5 so again that's a lot of dividend to cover that 21 percent share decline so that's a 38 percent shred i wonder if that's a way that they're doing to counteract the share dilution um maybe i don't know over the same time frame the innovation innovation 100 index which is the index that qdte follows has returned 22 so qdte has done a good job a good job total return wise again this is within a couple percentage points of what the total return is of the index fund that's following my recommendation that would be not to buy that's a very it has a high um high return of capital plus there's better uh zero day options out there where you can generate capital even though i'm a roundhill fan i think they're better and i know they're better nasdaq etfs out there with better returns and much less share price share price decline uh one of the ones that has a lot of exposure to the nasdaq that actually has the opposite it has no share decline it doesn't have very much return of capital all is jpq difference between jpq and qdte is qdte qdte pays you four times a month whereas jpq only pays you once a month but the dividend's about the same really and it doesn't have the nav decline no we're up so much in jepq so interesting okay the next one is one that i'm i was like what and so we actually got we put we put we put some money into this one tim was like i like this concept especially since like it's called uh nugi n-u-g-y noogie are you doing me it's grant shares yield boost gold miners so like this one is uh noogie options on nugt which is gold miners etf so they they actually write options on so again i think they actually pull it up i didn't i think they hold and they write n-u-g-y why and if you've seen gold and silver go do some crazy stuff this year last year right through the chart looks whatever this is fairly new yeah november of this year last year yeah so this one this year not even this one might fall off a cliff it may not because it's in that that first part where it's like it's highest right we'll see what happens so we'll see tim got it before the fall um inception date was november 17th of 2025 only has 10 million dollars assets under management so it is what it is this one actually doesn't hold nugget just right so it's a synthetic position on n-u-g-t so you got into a full synthetic against your previous judgment you are a glutton for punishment macro trend theory you're probably just doing this for a short blip then aren't you and seeing what happens okay it's but it's gold miners so like gold miners are might be so basically n-u-g-y sales options so a synthetic position on n-u-g-t gold miners etf to generate 200 of the total daily return of n-u-g-t nugget this is a highly leveraged etf and a lot of risk assessment and research should be conducted before buying the ctf we did mention inception day so it's brand spanking new but the dividends paid out for the first eight weeks uh the dividend paid after the first eight weeks has been has since it went since inception has been three dollars and 68 cents so it has an average weekly dividend of 46 cents per share the price range since it came out has been between 22 dollars and one cent and 25 dollars and 84 cent and so far four of the eight dividends paid have had a zero percent return of capital so far so that's pretty good so and so this one's running about 25 percent return of capital if you extrapolate like the four half of them haven't been and half of them had a little bit higher one um so being as this is brand new we're actually gonna hold off on the judgment about the return of capital this time because a lot of the ones actually the first couple first couple payments is zero percent return of capital but then it starts to creep up so we're gonna see about that happens in this one why does this say annually i don't know that's really weird because like right here it's blatantly not annually i feel like that has to be a typo i don't know very weird okay the price has declined seven percent over the first eight weeks it has been trading the total return during the same same time it's seven percent and nugt has returned 46 over the same time frame so the fact that's right in synthetic calls on nugt would lead me to believe that this either is a bad one or it's going to catch up to that so my recommendation is too soon to tell but again i bought i bought into it i bought i bought into it right after that low and that first like that first day where it blipped up right here yeah so we're up a decent amount in that but this is one but you didn't put a ton of money into this right 2500 yeah so we'll actually revisit this one down the line in a few months and we'll tell you if it was good or bad i think this is where i'm testing the reason i went into it i understand it's synthetic calls but i despise but i think the theme the macro track macro trend theme will counteract the synthetic call because of the gold and silver and miners and whatever precious metals i think this one will actually return money but it won't return as much as in each in ugt but i think it'll actually have a pretty high return is my thought process on this one and then you gt actually has dividends oh no interesting uh why spy is the next one why spy why spy it's a granite shares yield boost spy etf uh why spy writes options on spxl which is a heavily leveraged etf that seeks three times the daily return on the sp500 this one doesn't use leverage it lets the other etf that it writes options on use all the leverage so it's kind of like a way around doing the high leverage but still having lots of leverage in your in your portfolio holy crap three times it's crazy right three times compounding it's almost like freaking mercury and tuna like how it compounds from the big fish eating a whole bunch of micro fish and so here's why spot this one's been out uh i don't remember but scroll down so it's been out a good minute since march there had that big drop and then it traded sideways this one seems to be but that big drop was only like look at the time frame on that that was only like a couple days i don't think you can count that as a big drop this one seems since like after the since the beginning of summer this one looks like a pretty decent investment actually since they went weekly oh i stand corrected those are months i got march and may look like the same letters so this one seems like it has potential the exception date was 225 of 2025 again it only has 22 million dollars under assets under management which is crazy small but there you see that you see the options on the spxl so that's crazy anyway if you have access to this in your brokerage or something just a quick sidebar like you can like anytime you go into an etf or what we're looking at there is like what's in its um what it holds holdings i don't know if like i don't know if fidelity has as i'd imagine it was um vanguard does a shit job of this so like imagine anything besides vanguard like but you can like get an idea of what they're doing like what and i kind of like what this one's doing but i don't know if that's enough to investment let's see ah it's a highly leveraged three times the daily return of the sp which you see that because it was down five percent today and the sp was down a little a little like a one in 1.4 or something like that so like again the good days are good the bad days suck right whenever you have that much um leverage trying to do a x amount the daily return yeah so this thing was down 4.72 percent so the dividends paid out the last 44 weeks since its inception date was $8.59 and that comes out to an average weekly dividend of 19 cents so that's not terrible i kind of like the 19 cent range price range over the past 44 weeks was $17.61 to $25.22 and this one half of the 44 dividends had zero percent return on capital so that's really good the price has declined 28 percent those since inception so that means that other half of those other 22 times they had return of capital i'm assuming was 100 but that's so the price declined 28 percent since inception total return if you incorporate the dividends into it came in at seven percent spxl has returned 36 percent over the same 44 week period my recommendation is i said do not buy but looking at the chart and reminding myself like reminding yourself what this one has potential it really does so what did you compare it to spxl which is what they're writing their options on those x spxl pay dividend no okay so if you're looking for income with exposure to the the s&p this i feel like you're hesitating i would put more no more than a thousand dollars in this one but i would like i this is something i might actually try in the future i understand it's trailing the spxl the the fund that it's following by five times but you're not getting any money with spxl and you're getting a pretty decent pretty decent because i'm i like the when the high you have the etfs only have like 19 to 25 cents that's a pretty good that seems to be a sweet spot for me anyway so for you people i would say do not buy because there's better there's better s&p exposure out there like xyld has is better if you have money to gamble but if you have you have money where you're willing to take a chance on something you might be surprised because like that chart doesn't look bad at all like once you get past like the first i don't like 10 weeks i don't pull up xyld real quick xyld is a monthly dividend pair this one has this is your this is the one that we've been in for is this the comparative one i would think we've been in this one since 2021 we've been in this one forever look at the chart in this one 40 a share this one actually kind of resembles the s&p can you see april the s&p the s&p fell off a cliff because of the tariff tantrum shit can you imagine selling down on this gap hole thing here but as soon as you pull up the dividends this one is a monthly oh here's what that holds but you see they actually hold shares and they have options on on the shares this one gives me way more like warm and fuzzies because they actually have underlying assets and they're still doing the they do cover calls so when nvidia goes up 10 percent with a cover call you're probably going to get three to four percent you're capping your upside with this one yeah but you're looking for the income but you're capping you're capping your downside because it actually holds that's one of the biggest things i don't like about the synthetics so like this thing this has some nice shares and it only pays out like and its yields only 10 to 11 so you're getting a lot less yield but for more consistent returns and that's why we've been in this one forever and that's actually why this one is in the main portfolio it's in your mom's retirement account it's actually in a retirement account right it's crazy how consistent this is why would you buy an index fund when you can get this so if you're looking to get exposure to the s&p and you want less risk i would do xyld i understand but you have to go in knowing that you're only getting one dividend a month but this one you're getting a dividend of 19 cents on average for a week so that's what 38 76 cents so it's 76 cents whereas xyld pays out about 40 cents so you're losing you're losing that extra that extra bit and dividend if you do xyld but i really like xyld i really really like xyld actually okay next one we're gonna do some um nasdaq again yay because everybody's looking for index funds that actually do better pay funds pay money dividends well index fund what people want is they want to have index fund exposure with like income potential right a lot of people there's some people that are cool with just getting eight ten percent and just index fund price appreciation but there's people that actually want and you know income that freaking the hell is that stacked pull up my notes once next one qqqy now we are in qqqi which is a defiance nasdaq 100 but it's a monthly payer it's not a weekly payer qqqy is the defiance nasdaq 100 weekly payer weekly distribution um qqqy writes options solely on the nasdaq with 100 with leverage with hopes to generate 30 return so this is a lot of leverage a lot like the sp1 we just covered yeah so basically it's an income producing nasdaq index fund inception date was 9 13 uh 2023 now the dividends paid out the past 52 weeks was 10.59 the average weekly dividend was 20 cents per week the 52 week price range was 22.70 to 30.72 yeah again it's very difficult to find the roc paid on these defiance ones um but the last dividend that they had was 100 return on capital i i think this one's probably about 80 return on capital if i had to speculate a three-year chart does not look very good but if you actually zoomed into the last year you had a massive dip and then it kind of spiked up and then it kind of went even for a while and it's had a little bit of a slow trickle but that's pretty banded okay i just went over the return of capital so the last dividend was 100 return capital i believe it's at least 75 i think it's 75 to 80 percent for the past year would be my guess the price declined 20 over the past 52 weeks and but the total return over the same time frame was 15 since the nasdaq made 22 your trail in the nasdaq and the the whole objective of this etf is 30 percent um total return and it's at half of the 30 percent total return that's at half of that so like um i would rate this as a do not buy if your if your objective is to shoot for 30 percent of something and you come in at 15 like that's not very good but again that chart looks like something if i had a thousand dollars i get to play with i may actually think about it oh my god i don't like that it doesn't have underlying assets again yeah i don't like it i don't like that you got into the gold one without the underlying assets way to freaking clue me in on these moves mister you just play with my portfolio with no no qualms because next one's xdte which is the round hill sp500 zero day options covered call we just did a qdte which was the nasdaq one but this is the this is the sp500 one xdte uses synthetic positions to generate weekly income plus holes round hills week treasury holdings again yeah the week holy crap look at that percent of assets that means they must have a shit ton of options yep with leverage leverage yeah they do not have very much week interesting it's only like five percent or something six point five nine okay inception date was 3 6 2024 so this one's been around a decent amount of time the dividends paid out the last 52 weeks was 15 dollars and 15 cents that means the average weekly dividend was 29 cents the 59 or i'm sorry 52 week price range was 38 63 to 51 dollars and 25 cents much like qdte again round hill very non they don't disclose how much the roc is but i'm guessing this is probably around 90 percent would be my guess uh the xdt xdte share price declined 18 percent over the past 52 weeks the total return over the same time frame was 13 the s&p returned around 20 so the recommendation again i'm not i'm not leaning to buy i'd rather do xyld just get my monthly payer but um the returns are pretty good for an etf that pays out so much in their roc but the share price decline is worrisome basically or depending on the dividends again the dividends to remain elevated to balance out the share price loss and what do you do when the dividends get cut what the hell happened here those are end of year ones whoa that was their that was their end of the year which reward for you holding their thank you through the bottom yeah the bottom so if you look at those last but like that's one thing if we just look at you look at those though that's three dollars and 40 cents 343 whatever on there that's crazy that means the share price dropped that much the last two weeks of december so if you actually incorporate that into it yeah look at that droppy drop you should be up there so that the actual total return like the pride the share price decline wouldn't be that bad if hadn't they not dropped off those huge dividends but then your total return wouldn't be as good as it is they didn't drop off the huge dividends so. But you saw the XYLD chart versus this one up to one year again. Riding all-time lows. Where the XYLD actually went up, whereas this one just went sideways.
And then had that massive drop because of the massive dividends at the end of December. So I'm not a fan of all round-tail stuff, because these zero-day... I don't see why zero-day is a good thing, I really don't. So what I was getting at there is because there's so much share decline, you're depending on dividends to remain elevated to balance out your share price erosion.
All it takes is a couple weeks of less-than-ideal dividends. We've been through this with Connie multiple times and your total return takes a huge hit and you're left holding your dick in your hand, basically. Putting it mildly.
So I would do not buy this one. Are there any you actually said to buy? Okay. Next one is a GLDY.
It's another defiance one. Oh my, another gold one. Defiance Gold Enhanced Income.
Are you sure these were at random? Yeah. I told you, whatever looked interesting, they were random. So that chart right there should show you all you need to know.
Gold's at all-time highs and this one's trending downwards. But let's see what the... It's not trending downwards that bad. Let's see what the data says.
Considering what these are... GLDY uses synthetic positions in GLD, so they write options on GLD, but they actually don't hold in the GLD to generate weekly income. The inception date was April 1st, 2025. The dividends paid out since that inception date was $6.31. That means the average weekly dividend was $0.16. The 52-week share price is actually remarkably decent-ish.
It was $16.31 at low and $20.69 at high. The best guess that I can come up with the ROC for GLDY is about 93, 95% around there. So yes, the vast majority of the returns are in the form of capital.
GLDY share prices declined 15% since inception day. The total return over the same time frame was 16%. The return of GLD over the same time frame was 47%.
So again, I'm going to recommend not buying over 30% less than just investing in GLD. It's crazy. This is that whole problem that you come across, and you come across this a lot.
I would like to touch on here for a minute. I understand that income is super important if you're trying to retire or live off dividends. But sometimes you have to evaluate the need for income greater than the need for return because GLD pays 47% to 16%.
That's 31% difference. If you actually strip that away, it actually declined 15%. So that's 62% difference between it's riding options on a position and its share prices declines.
There's a spread of 62% in the share price. You're just lucky they had a pretty decent dividend to make up some of that. But that's what I spend a lot of time trying to like figure out like, okay, I know we're capping our upside, but some of the things we have exposure to, and I know where we're opening our spot where I opened up the downside and some of the stuff that we have exposure to.
So like it then becomes the need for income is high, but what is the cost that I'm willing to take? So you basically have to go into that, um, risk assessment of yourself as an investor back in the day. I forget when we talked about it, but like you have to determine, are you willing to take like a chance on something? What's why I went into NUGY because it's new, it's new ish. And like, it was like my risk assessment is I'm willing to take a chance if it fulfills the income need, but it doesn't get crazy like this.
Like if there's a spread, if there's a spread of over 30%, that's, that's insane. I'm sorry. Like that's even with income that there's no, there's no point in this one.
I don't know why people actually even invest in this one when they could just invest in geodes. Just pull up GLD ones. GLD.
Holy hell. Because this one's $439. Pull up the one year chart though.
Goddamn. That chart. You saw the massive difference in that chart.
The other one went down. This one was like literally exponentially going up. I remember that.
It started with this L over here in February. The low? Of 250 and it ended at the end of the year above 420. That's just crazy to me.
I know you don't make shit in the, I don't, do you make it? I don't think you make a dividend on this one. Do you make a dividend? Dividend, dividend, dividend. No, you don't make a dividend.
So that's all just like a capital gains. Yeah. Capital appreciation.
So I understand you need income, but like there's like, this is one of those times where income does not justify the just blatant 180 degree difference between the two charts. It's insane. That's crazy.
Okay. The next one we're going to go into is WDTE. Another freaking one of these? Zero day, like this is the, all the rage, the zero day options.
I really feel like my gut Spidey sense tingle thing is going off here with the whole instant gratification is always the bad move for whatever that's worth. Cool. Bad move.
Look at these charts. Do you like what I, what you see in that chart is something completely different than I see. Yeah, but you have to analyze like the other parts of it.
I see. If you pull up the chart, like here's what she sees is a downward trajectory from like the inception. No, that's not what I see.
But even here, you'd have to literally time this appropriately, which who the hell, who would sit in this thing or like, wait, I don't know if you timed it really in this, this massive pullback. I see this as a potential for a lot to make a lot of money. It literally just comes down to timing.
Which is a hard thing to do. Like it is, but it's not. It is for people who don't balls deep in things.
Like today, for example, the market was down mass amounts, 2%. I think the market will be down for the week. I don't know what the percentage will be, but this is a good week to actually get into stuff because I think the market's going to drop a lot.
And we remember we, we touched upon this in 2026 predictions where every year there's every midterm year, there's like a giant pullback of like 18%, 15 to 20% pullback. So if you timed your getting into some of these high yield ATFs to coincide with the bottom of that 15% pullback, there's a possibility for a lot of money to be made. It's just about timing your, your entry price.
Yeah. And timing doesn't work on like a day trading type thing. I think that's where it's like harder to do consistently.
I think that's where the risk comes into that. Okay. So WTE is the defiance S&P weekly pair.
WTE writes options on SPX to generate 30% returns. So it's a lot like some of the other ones we talked about. Inception date was 9, 18 to 2023.
So the dividends paid out the past 52 weeks was $11 and 27 cents. That means the average weekly dividend was 22 cents a week. The 52 week price range, again, is not terrible.
The gap between the high and the low, the low is 30, 32. The high was 39, 67. No, it's not terrible.
The best guess I have about after extensive research on this one is again, 85% return on capital. It's another high number. WDTE share prices declined 16% in the past 52 weeks.
The total return over the same timeframe was 14%. The S&P has returned about 20% over the same timeframe. So I mean, again, my recommendation would be not to buy unless you're capable of using like the information that we are providing you.
You know that in 2026, there's going to be a huge pullback. If you're able to patiently wait for a huge pullback and put money into this, you could have a similar return than what you had in April of last year where you just, you waited, you waited, you waited, and you, oh, okay, you popped in right towards the bottom there. You would have made a lot of money had you popped in after the tariff time.
Right. After the tariff time. So I do think the takeaway from most of these, even though we're not completely done with the list yet or just an idea popped in my head, whatever, is seeing the trends of the patterns.
And then yes, looking for these specific end points for new ones who are behind the cyclical because these all kind of do go through a pattern. So if you find ones that haven't gone through this pattern yet, you could potentially find the ends using that. But I wouldn't get in this one.
Even with... After you lectured me. No, even with the potential for like the sideways chart there. Definitely not right now.
There's better S&P. Again, I keep going back to XYLD because that's like my like poster child for a high yielding exposure to S&P. Granted, it's not a weekly.
I get that. And it's not as high a yield, but... Like we've made so much like... Her mom's been in that since 2021 and she's up 300 and some percent. That's with like probably $6,000 in dividends collected.
So there is potential out there to actually make a high price appreciation as well as a high income. It's just getting into the right ones and sometimes you have to curtail your, I need to have money right now. When you could get into one of those and make 10 to 15%.
GPTY? Mm-hmm. I heart my GPTs. Next one is a yield max that I think has potential actually.
I hate that this is a yield max though. It is the yield max AI and tech option, GPTY. This one actually doesn't have what you think when you come into normal yield max.
We're going to get into that here in a second. What a butthole. This is ChatGPT, GPTY, actually hold shares in 24 companies that deal in AI and technology then write options on these shares to generate weekly income.
So this does what FEPI does, this does what AIPI does. So I do actually like that. Inception date was 1-22-2025.
The dividends paid in the past 52 weeks was $14.81. The average weekly dividend was 29 cents a week. The 52-week price range was $32.92 to $50.43. So that's a pretty wide disparity. I really like this one's chart.
The average ROC is around 56% over the past 52 weeks. So not near as bad as the other we've covered. GPTY share prices declined 13% over the past 52 weeks.
The total return over the same time frame is 17%. So if you pick any AI and tech ETF or closing the fund such as AIQ or ARTY, we see the total returns over the past 52 weeks was around 30%. So for this one, I'm recommending this is definitely a buy.
If you can get this between, say, $40, $41, I mean, it might even be less than that now after today. Yeah. I was going to say after this week maybe comes in.
I know the returns don't look great when compared to a generic index fund. But for what GPT-Y holds, the returns are pretty good. Apple and Tesla killed GPT-Y from having better returns.
AAPL returned 11% and TSLY returned around 10% in the last 52 weeks. But if you go through all 24 stocks of the GPT-Y holds, I'm betting GPT-Y performed better than a lot of its actual holdings. Do we have this? No.
This is what I'm waiting on. Go up to the chart. So it's almost to me like I'm saying, if you can get this for right around $40, you absolutely get into it.
It yields, I don't know what the yield is, 30% or 40%, 50%? I don't know. Scroll down to the yield. Is it to the side? There's no yield.
We actually have to go into the YMAX. Can I pull that up? Yeah, the YMAX list. Okay.
There are actually a couple of YMAXs that are worth a shit, believe it or not. And they do have usually shares of underlying actual assets. But this one's strong because GPT-Y, it's what everyone thinks AI is, is GPT.
There's more to AI, obviously. Go up top where it says RETS. Because I know- Oh, portfolio ETFs.
Look at that. CHPY and LFGY are both weekly payers, and they both have a hold of underlying stocks. So those three right there, CHPY, GPT-Y, and LFGY are three that I get into.
We're actually in LFGY. I'm waiting on an entry price for GPT-Y. This will be one that we buy here soon.
And distribution, again, I know that's nothing like it is on the other ones. 36% is usually, if you look at ones that are paying 100%, you're like, what the hell? But if you look at price, share price decline. Right.
The NAV decline, that's way better. So I'm starting to see the sweet spot is like 25% to 40%. If you can find high yield ETFs that yield like 25% to 40%, they seem to be the better ones.
This one's a total buy. Absolute. Again, I would wait for- Like you said, we're waiting to get into it.
I'm waiting for a good entry price. This is where you practice your patience. You know what I'm saying? We could have got into this at any point, but I think that there's a better entry price.
Especially with the- Because I missed it. I missed it back in April. Right.
But you see that you can get it under $40. I think we can probably get it for $38, $39. All right.
So we'll probably have that one here coming soon. Now the next one is a single company stock one. This is interesting.
There are a few of these, more than a few, because a lot of Roundtail stuff is single stock. But what I mean by single stock is they literally like PLTW. It's all about Palantir.
This one is Granite Shares Yield Boost IONQ. If you're not familiar, IONQ is a pretty big tech company. But IOYY holds a synthetic position in IONQ and seeks to achieve two times a daily return on IONQ.
Hasn't been doing that well so far. That is pretty new though. Where'd you pull up IONQ? IONQ? So this one has a similar shape if you look at it.
The last chart was down and then it kind of trailed off. Obviously this is extremely amplified, or under amplified on the other one. But because it's trying to mimic two times a daily return, so these big drops.
That drop there in October had to hurt, but I don't think it was around at that point because that would have been crazy. Right. I'll scroll up a little bit.
What the fuck does this company do? Defense? Spending? I know her uncle has shares in this and I'm just like, that's cute. That's cute? No idea. Do you want to do a quick Google search? You'd think I'd be off with your data because this is like a hot stock.
Yeah, you would think. You like are so ignorant in like information. Quantum computing.
I think I actually mentioned this one. Oh. Quantum computing hardware and software company headquartered in College Park, Maryland.
That's actually kind of close. The company develops general purpose trapped ion quantum computers and accompanying software to generate, optimize, and execute quantum circuits. So this one has, this one fits our macro trends.
Because I do believe 26 and 27 are going to be- Fits our macro trends. Are we going back to the other one now? Yeah. Pretty big on the quantum computing.
I would have to agree. Inception date was 11-3 of 2025. So it missed that huge drop in October.
That's good because that would have been horrible to see people like lose twice as much as that drop. Dividends collected since the inception date, which was 10 weeks, is $5.23. The average weekly dividend is 58 cents because it has only had nine payouts instead of 10. Price range since inception was $16.23 on the low end, $25.98 on the high end.
The average ROC, excluding the first two payouts, which were 0% was 98%. So this is about 85% right now. But again, the first two were the zero.
I'm seeing that a lot through the high yielders of the first couple were zero. Our return account has been quite high. Shares have declined 28% since inception.
The total return since inception is negative 8%. IONQ stock in the same timeframe is also down 8%. Since 11-3 of 2025, IONQ and IOYY have had the same return.
Interesting. Coincidental, but interesting. So my recommendation is it's too early to tell.
Two months of data is not enough to fully commit to a buy on this one. But it is promising that it's getting the same return with weekly income. I don't like that it's synthetic.
I will continue to say that. This is one that if you have... But the macro trend. If you have thoughts that quantum computing is going to be pretty sick in the next couple of years, this is one to revisit a couple of times.
Do your research. Put it on your watch list. But I don't know that I'd want to actually have a synthetic option paying stock over an actual stock in a massive macro trend that could literally do 300x and all sorts of stuff.
I know. But we're thinking of high yield. Right.
But I'm just saying if you're going to go into the high yield stuff, I would not pick stuff like this. We got into this one too. Is this that other gold miners thing? No, this one actually has a very sick thing going on.
Nicholas Global. Yeah, I've never heard of them. But they're like... Anyway, next one is GIAX.
It's the Nicholas Global Equity Income. GIAX holds six of the most popular Vanguard index fund. VU, VUG, VAT, shit like that.
Scroll down to the holdings. You see VEA. You see VB, which is we got developed markets, small cap.
We got the mid cap, which is VAT. We have the S&P, which is VU. We have the growth, which is VUG.
Isn't that all fun? And it also holds a handful of around 14 of the popular technology stocks. Microsoft. PLTR, TSLA, TSM, Microsoft.
Meta, Nvidia. Robinhood, Amazon, Tesla. Do you see where this one's going? This one sounds pretty sick.
Right. And I guess the pattern, again, even though I keep like shitting the bed or not shitting the bed, but I keep giving you crap about the... I'm like, that's a synthetic. Well, these aren't synthetics.
And Tim's like, ooh, I'm all juicy in the pants over this one. Okay. So what GIAX does is it writes options on the socks that they hold to generate weekly income.
The socks? The socks. The socks that they hold to generate weekly income. And in theory, you get price appreciation from holding the Vanguard ETFs that it has exposure to.
The concept is fantastic. We'll see. The inception date was 7-29-2024.
Dividends collected from the past 52 weeks was $4.37. So your average weekly dividend is about $0.08. So, again, you're not getting the astronomical payouts that you would get with other stuff. But the 52-week price range is $14.20 to $19.52. That's pretty wide for how low it costs. I cannot find anything reliable about the ROC number on the Nicholas website, which to me is annoying and potentially a red flag.
I suspect it's above 70%, but I don't know. Share prices have declined 9% over the past 52 weeks. Total return over the same timeframe is 14%.
It's very difficult to identify how GIAX is performing compared to its holdings, so to fully get an understanding. But I will tell you, we picked up 125 shares. Once I saw what they were doing, that concept is awesome to me.
So this is one where actually if you don't have the desire to pull the trigger, we'll actually keep you posted about this one. But the fact that they actually have a portion of their portfolio set up to do price appreciation with the index funds, and they cover all the big ones like, again, small cap, emerging markets, growth, and then they write options on the other half. That's why you're not seeing the 29-35 cents a week payout.
You're seeing 8 cents. But the fact they use half their portfolio to generate weekly income and half their portfolio for growth, it's good. My recommendation to follow right along, I would buy this if you're cool with potential NAB decline.
The structure and philosophy of this ETF in theory fits a retirement account. It has returned 16% since inception, so total return of 16% with a minimal NAB decline, which has only went down like 15% or so. But this one has potential to be pretty sick, and it's fairly cheap.
The 8 cents a week kind of sucks, but that's 32 cents a month, which is about in line with XYLD. But you should buy more shares for something that small. XYLD is $40 a share for the S&P covered call.
And you know if you invest in the Vanguard index funds, you're not getting shit for dividends. So after this, whatever goes on with the trade war that we're about to get into, I would wait for a pullback on this and then a month from now, revisit this one and get into it. I got into it right away when I saw it.
I was like, oh, that's cool. They do have other ones. They have the blockchain one. That is not near, I don't think it's as interesting as this one. They have another one, they have three of them like this, but this is the only one that has like half its portfolio designed to generate price appreciation with the Vanguard stuff and then half of it with the right options on.
That's why we got into this one like right away. And because like we've been talking about how majority of the stock market gains come from seven to ten stocks, if they're elevated. I really like this one.
Yeah. He's like, I can't gush enough. I can't stress how much I like this one.
Just because there's a lot of crappy ones doesn't mean there aren't a couple of gold nuggets. Okay. So the next one is MAGY.
It is the Roundhill Magnificent Seven weekly income. Totally steal the idea from Roundhill or from Yieldmax. MAGY, what they do is they write options on another Roundhill ETF, which is MAGS.
MAGS holds stock in the Magnificent Seven companies and pays a once a year dividend. So what MAGY is trying to do, they give you exposure to their MAGS and they give you a weekly income with the options they write on it. So it's by proxy exposure to the Magnificent Seven through Roundhill.
Inception date for this one was 4-22 of 2025. So it's been 38 weeks when I did this. So I think it's 39 now.
Doesn't look promising. That chart does not look very good. Doesn't look promising, does it? No.
The dividends collected the past 38 weeks was $13.19. That means the average weekly dividend is about $0.35 per share. The 52-week price range is $51.56 to $58.35, but it fell below that $51.56 in the last week. That's still not that big of a gap for that price level.
I can't find another Roundhill. I can't find any reliable information without the ROC, actually digging into the 19 A's and I didn't have time to do that. And here's another one where they ramp up in actual volume.
But I suspect again, like most of the other Roundhills, it's in the above the 90% range for return on capital. So what's crazy about this one, if you look down at the actual holdings, you would think that they'd have a smaller share of the actual underlying stock MAGS, but it's like almost, it's like 99.3% of the whole portfolio. So their covered calls are like uber tiny.
I don't even understand how this thing's generating as much income as it is. Return on capital. Oh yeah, that would make sense.
So there you go. Return on capital. That's a big red flag, isn't it? Kind of.
The share price has declined 1.5% since its inception and the total return over the same timeframe is 23.5%. MAGS, M-A-G-S has returned 46.5% over the same timeframe. My recommendation is to be cautious if you're going to buy this one. I would actually think about buying this one.
But? But buying smaller increments. I'd do like $100 to $250 at a time. Don't do too much too soon, Maggie.
MAGY shows promise of delivering good returns. Remember, covered calls limit upside and decent income. So I would wait for a good entry price and I would just start popping in a couple of hundred dollars a month in this one.
I would actually wait to see what the hell happens this week because this thing fell off a freaking cliff the day that, like this market day. That's a really big... Well, today was a horrible market. Right.
Magnificent seven. And if most of the market is the magnificent seven, this thing is going to have massive... Just for shits and giggles, pull up M-A-G-S so we can compare. S-and-Gs.
See how you see the difference between the two charts, whereas MAGY went kind of sideways? Well, that probably wasn't fair. So it was like a year time frame. Okay.
So just do six months on each, but like that one went up and then it collapsed at the hook at the end, whereas the other one kind of went sideways and had a hook down at the end. So there is a disparity in between that. But if you scroll down to what this actually holds, it actually holds the magnificent seven.
But this one only pays you once a year. So what they tried to do is they listened to the people and said, okay, you guys want something that pays more than once a year. So here.
At a very low percent, but that's still a way to get, you know, some dividend from the stuff that doesn't pay dividends, but still. As far as like, it's pretty pricey. That's why I said, don't do too much too soon.
Right. If you can get that one for 40 bucks. Because if this thing drops down to like $20, you're losing significant amounts of invested capital.
I don't know if it'll ever go down to $20 because, I mean, it could. I don't know. I will tell you the next one is a banger that we have a lot of money.
You saw it when we looked at the portfolio. Tim's got like 10 grand sitting in this heavy hitter. Next one's WPAY, which is the Roundhill.
Why pay? How is that not random? Weekly. Universal ETFs. This is basically the Roundhill index fund of it.
Roundhill. Ooh, that chart looks like butthole. Yeah.
But if you do six, if you do like, we just got into it like three months ago. Three months. Not as bad.
Not as bad, but it's still down. WPAY is an index fund of all Roundhill single stocks, single weekly stocks. So like all those like that, MAGY, it's not in it, but like the Palantir one, the Alibaba one, the Costco one.
It has exposure to all of their single pairs. So there's a lot of them. 23 of them.
So it has invest equally in each of the 23. 5.84, 5.53, 5.38 percent. And the inception date on this one was 9-3 of 2025, so 19 weeks.
Dividends collected since inception were $9.72. That means the average weekly dividend is 52 cents a week. The 52-week price is $41.68 through $56.50. It fell below that this morning, probably, yeah. Yeah, their dividends are... Well, you said last week was a low one across the board, right? Yeah, Roundhill was low across the board last week.
Yeah, so that's not an indicator per se. So ROC has averaged 55 cents, 55 percent since inception. So it's not great, but it's not too bad.
So like half of it. Share prices declined 15 percent since inception. The total return over the same time frame is 4 percent.
My recommendation, because it's very difficult to find what to compare this to, because Roundhill is investing in their own shit. My recommendation is to buy this one if you want exposure to all of the Roundhill stuff without having to get into individual things. Because it literally is just an index one of their 23, and it seems to be coming to a good buy point, looking at that chart.
Yeah, so it's probably averaging, leveling out. I can tell you, even though that chart looks like that, we're actually up in this because of the total return on dividends. We're actually up in this.
There we are. Very nice. If you want exposure to Roundhill ETFs, do not want to do the research to pick one out.
YMAX is a similar ETF, and though the share price has been decimated, we are still up over 90 percent in our YMAX. Do we have our initial investment out of YMAX? Almost. If you buy, WPAY, turn the drip off and recoup the initial investment first before fiddling around with the drip.
That's what I do with these high yield index of index ones, just because you have no idea what they're going to do ever. Right. We have no idea if they're going to even be here in a year.
So get as much of your money back as you can. Hopefully, you get all of it back and then some. That is the goal.
Because we have a lot riding on WPAY. So we'll see. We'll keep you updated.
We do have a lot riding on WPAY, so we'll see if this pans out or not. We'll keep that one. Or if we just have to wear dumb hats at the end of this.
We'll keep you apprised on our Roundhill excursion. BitK? The next one is BitK, B-I-T-K. This one, I have never heard of a company that does this.
Does what? I'm very curious. It is the total IBIT zero day till expiration covered call. So it takes the ones we were talking about, the S&P and the NASDAQ, and it actually just applies it to IBIT.
If you don't remember, IBIT is the Bitcoin futures. So you're basically doing zero day options trading covered calls on the IBIT. And it uses the income generated from the spread to make weekly payments.
This, to me, is no different than YBIT or YBTC. The inception date was 9-23-2025, which was 16 weeks ago when I did this. So 17 weeks now.
And they're doing leverage. Dividends collected since inception was $3.75. So the average weekly dividend was 23 cents. The 52-week price range was $15.39. At the low end, $27.79. At the high end, the average ROC since inception was 96%, which is not great.
Share prices have declined 31% since inception before today. Total return over the same time frame is negative 15%. Now, Bitcoin is down 15% as well since the BITKAY inception date.
YBTC is down 18%. And YBIT is down 13%. And IBIT is down 14%, just showing that all Bitcoin and Bitcoin itself have had miserable returns since BITKAY actually went public.
Recommendation on this one is do not buy. Both YBTC and YBIT have had better dividend payments since BITKAY's inception date. YBIT has actually returned less capital.
Return of capital was less in the same time frame. YBTC has not. YBTC's ROC was higher.
YBTC has paid out $6.69. YBIT has paid out $6.92 over the same time frame that BITKAY has paid out for $3.75. Now, YBTC is 45% more expensive. And YBIT is 52% more expensive. So you have to do that cost-benefit type thing.
YBIT has yielded 43% more in dividend payments. And YBIT has yielded 46% more. So you have to pick and choose at that point.
But to me, YBTC, we've been in that for going on two years. I've had no complaints with that one. Other than the price just has gone down.
But then if you see what it's doing, Bitcoin itself has just fallen down. And to me, this BITKAY is no different than YBTC. Yeah, I don't quite understand what the hell that difference is.
If you see right there, you see October of 2025, Bitcoin hit its all-time high. You keep blowing by it. So it was like the first couple weeks of October.
Right there before it crapped down, that was the highest that Bitcoin's ever been. So it's done pretty good. And then Bitcoin's just sucked since then.
So this has kind of sucked. But I was curious to see the breakdown of this. It literally does the same thing.
Lots and lots of treasury. It holds a bunch of treasury. It has rights to cover calls and YBIT.
So it literally does the exact same thing as BITKAY. But you like this one better. I like this one better.
Wish the price was higher, but whatever. 20 and 41? No. Only two more.
We just did the calculations. Only two more left. Holy hell.
The second to last one is RGYY. I love how they just throw Y's on everything. YYY.
Granite shares yield boost RGTI, which is Regetti Computing ETF. Regetti. RGYY seeks to generate two times the daily returns by writing options on RGTI, which is a synthetic position.
Brand new, brand new. Inception date was 11-24 of 2025, which was seven weeks ago. The dividends collected since inception was $3.96. The average weekly dividend came out to be $0.57 per week.
I expect that to go down because of the brand new. They don't have very much in treasuries, synthetics. So the 52-week price range was $18.47 to $25.02. The average ROC since inception was 99%.
I was actually able to find it. It's literally 99%. There's no like missing on that one.
Share prices have declined 20% since inception. Total return over the same timeframe is negative 4%. RGTI has returned 8% since RGYY's inception date.
So this one, the recommendation is too early to tell. I just wanted to put, so you guys can put this on your radar because again, quantum computing, I think is going to be a huge thing going forward. The early numbers don't look great.
In fact, they look horrible, but RGTI doesn't pay dividends. So I expect quantum computing to have just awesome 26 and 27s. We actually did whenever that in the predictions podcast, if you haven't listened to that.
Did you ever find an actual like ETF for like AI quantum computing and all that fun stuff? Other than AIPI? Not really. With that being said, if RGYY can continue its year-to-date results of 9% compared to RGTI's 11%, I would totally pick this one up, but time will tell again. Like I don't, this one.
Sketchy? Too early to tell. And the last one is the GraniteShares yield boost for Riot. Riot.
RTYY seeks to generate two times the daily returns by writing options on Riot. Again, it's a synthetic position. Do we not even have a chart for this? What is happening? You're in the holdings.
Oh, okay. I was like, wait, what? Sketchy, brand new. Brand new.
This one came out and inception date was 12-1-2025, which was six weeks. Brand new. The dividends collected since inception was $3.64, means the average weekly dividend is 61.
Again, because it's brand new, I expect that 61 to probably settle around the 40-cent range. It's going to go down some. The 52-week price range, I'm sorry, the six-week price range was $18.21 on the low end, $25.40 on the high end, and the average ROC since inception was 98%.
Those are huge dividends. Share prices have declined 22% since inception. The total return over the same timeframe was negative seven.
Riot has returned 9% since RTYY's inception date. Again, this one is too early to tell. I think we'll have to see, wait for the dust to settle, see what this one does.
Riot has returned 31% year-to-date, whereas RTYY has returned 11% year-to-date since January 1st. If these numbers stay similar, I would be okay owning this, but it's a big if, because the synthetic holdings by nature do not generate the upside. This would just be for income.
This is one of those where I'd be cool making 20% less than the underlying stock. If the underlying stock's making 31%, I'd be cool making 11% if I was making income off it, but that's me. Other people want to be closer to the 31%, so that's one of those assessments you have to do as an investor yourself.
That's for you to figure out. I just give you ideas. I said we picked up two of these, GIAX and NUGY.
And when we update you about the portfolios and everything, we'll be sure to address those. But that's 19 of them, and I'm assuming the next time I do this, there'll be hundreds more to leak through. It's very time-consuming.
I hope that people appreciate it, because it is super time-consuming to figure all this shit out. It is. If not, then I just waste my time.
But actually, I'm not, because I found two potential. It's in the main portfolio. Oh, you put it in the main portfolio? Interesting.
Is that just because it's an experiment? No, because if I need to replace some of these roundels with something, I have something compounding the main portfolio. Oh, so you have like fallbacks to fallbacks to fallbacks? I always said you always have to have a plan to a plan to a plan. A plan to a plan to a plan.
Where the hell is this thing? Down here? That's borrowed right out. NUGY. There it is.
NUGY and GIAX. NUGY were up 2%, and GIAX were down 3%. So super new.
You didn't put a ton ton in these, did you? No, 2,500. There we be. Oh, you got triple on one of these.
Yep. I'm letting the compounds, if I have to, like again, if I have to use them for income and income portfolio, I want to have as many shares as possible. So you're doing exactly the thing you tell people not to do.
Very nice. It's a different strategy. That's not for income.
I know. Not yet. Not yet.
Right. And I'm doing stuff that people do, so I can say, hey, this is why I would not recommend having the drip on. Next week, we're going back to our roots.
Back to our roots. I came across an article that was about the amount of people that don't have money saved up for unplanned expenses. And then I went into the detail about how much people make, how much stuff costs, what the average unplanned expense comes in, and all that stuff.
So we're going to go back into what you do in that case. So it's going back to our roots, like the budgeting, and then having ideas for how to generate money for unplanned expenses. Because, just a spoiler, people make like $600 less a month, on average, than their bills cost.
That's bad juju. Bad juju that carries forward and adds up. So anyway, that's next week's fun stuff.
Oh, that's nice. I hope you guys enjoyed this week's 19 weekly payers. And they help you create a high-yield income plan if you want it.
If not, and you just think people invest and they're stupid, you're welcome. You're welcome. I do.
But we should actually caveat with the fact that we've been in these high-yield payers for quite a while. It's been almost, it's been two and a half years in some of them. Yeah, in some of them.
And again, if you employ the strategy that we were talking about, the only one that we haven't had, aside from the new ones that we've just got into, the only one that we haven't had payback, I think it's two now, right? TSL? TSL-Y and Coney. Fiat? Y and Fiat, so three. But Coney... Coney she made me get rid of, because she was just complaining, you know.
But Coney... And I was just like, oh my god, stop talking. So I just got rid of it. But the original Coney one that he had, aside from the experiment, actually did pay back.
And then that was all profit. So then that's aside from the experiment. So I wouldn't even count that one.
But Fiat definitely, like, basically we sold it before we got recouped, because it was just, you were making more money, just like throwing the money in something different, because it was that bad. So that one was a definite, like, loss. And TSLY, you actually had profit back from TSLY at one point, didn't you? TSLY, this was before I made the decision to not trip stuff.
So that was the one that... That was the one that caused our strategy. The one that caused the strategy to, like, deviate from having the drip on sometime, the drip off sometime, to just having the drip off whenever you're trying to recoup, recover your initial. Now, I know, like, what you just made comment on, GIAX and NUGY, I have the drip on.
But again, that's because I'm using those as placeholders in case I have to transfer those over to the income fund to cover our expenses when we're on the road. So, like, I'm just going to recoup some shares right now. And if I need to, I'll turn the drip off and just send them over.
So they wouldn't be an injection? I think GIAX, the way it's built, is probably going to be a long-term hold that I actually do drip based on price valuation because of, like, how it's constructed. I really like the half-end ETFs or Vanguard ETFs and then half-end stocks that you write options on. I really like that.
So that's probably going to be a long-term hold. NUGY, I don't know. I'm hoping that it's good just based on the macro trend, but I don't know.
But I'm pretty sure GIAX is going to be, like, something I hold, like, forever. So there you have it. And we'll probably do these updates every now and then where Tim just picks interesting ones, or maybe we'll start to see random patterns present like we do.
Although most of those are actually in the Coney experiment because through that entire debacle of whatever we're doing, we're definitely getting insights on the whole thing. And then now that we have a huge chunk of portfolio, $50,000 into these things, we will probably be finding new patterns and trends and different things that just through being invested. In a couple of weeks, we're going to have an update on that one because we'll have a full month's worth of income, and then we'll actually be saying, here's how much we made.
We probably won't have any money spent on that because we were planning on leaving and it might not be possible. But now we have a snowstorm coming in. My dad just called and told me, don't go and die.
So whatever. It gives me a chance to have to do a liver detox so I can do a niacin detox before I can even train anyway. So we'll probably start that before we leave.
Yeah. While we have a toilet. See you guys next week.
I'm right. Peace out. And don't forget to watch the live stream whenever it comes on if you want to learn about top 10s.