068 - August Dividend Earnings Part 2: ETFs (Including YieldMax)

We’re back with our ETF income for August. Many of these funds have ridiculously high yields, which is how we earn a hefty sum on our under $100k portfolio. 

So without further adoo, lets get back to the party. 

Tune in for some important tidbits on many of the stocks we hold. Then check out our spreadsheet here so the numbers really sink in for what income you could possibly earn with your hard earned money. 

Note: This episode only covers our ETFs. Episode 67 covers our stocks income.

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Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

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Transcript

Welcome to Roaming Returns, a podcast about generating a passive income through investing so that you don't have to wait to retirement to live your passions. And we're back with our ETF income for August. Many of these funds have ridiculously high yields, which is how we earn a hefty sum on our under $100,000 portfolio.
So without further ado, let's get back to the party. I thought of this and I giggled when I was putting this together. Because I know I said this at some point in one of our previous podcasts.
I was like, I don't like ETFs. I hate them. You did, didn't you? You did.
You totally did. Did you look at the yields above and not look at the yields down here? I have so many ETFs now because I didn't know how to trade ETFs previously. Yeah, so Tim figured it out.
So hold on, I'm tangled up in cords. Well, maybe if you stop bouncing the hell around like a freaking ADHD child. So here is our Amazon Yieldmax.
We're going to do... After next week, we're going to do the retirement August dividends. And then we're going to do a Yieldmax episode basically on Amazon, on Coinbase, on Microsoft, on NVIDIA, on YMAX, and on Utility because it's the one we've held the longest. But like Amazon, Coinbase, Microsoft, and NVIDIA, we've had over a year.
So I have like 13 to 14 months of data. So I can pretty much pinpoint precisely how to invest in them. Yeah, how to invest in them and reap the biggest rewards.
So Amazon, it's currently yielding 39.2%, which is outstanding. Mm-hmm. The buy up to is 20 because all these ETFs have a $20.
All the Yieldmax was $20. It obviously doesn't, not always going to be. If you look at Coinbase, it's 16.
If you look at NVIDIA, it's 22.50, just based on like what's going on. But like Amazon is the 20. So if you get it up under 20, you're in good.
We made $30.61 last month in Amazon, which got us 1.6 additional shares. And we got $135.50 last quarter, which is six additional shares. And so far this year, we've had $320, which was 17 additional shares.
And I know for a fact we only put $1,000 into Amazon. Amazon is off that we only put, I put $1,000 into each of the Yieldmaxes. And we got paid $600 back, what did you say? So we've made $320 so far, and we'll probably be about $500-ish by the end of 2024.
So that means half of our principal that we invested was paid back in dividends. Which is more than the yield that it's currently at. So I'll just leave it at that, because when we go into these, I will explain to you why that's super important.
Like you literally can take out your initial investment within like 14 to 16 months, and then you don't have to worry about what the hell happens. Because what these, these actually have what they call a NAV decay. Like a lot of these high yielding ETFs have a NAV decay, where like they have a NAV, which is the price of what all their assets together, is the net asset value.
And it's, what you like to see generally in your ETFs and your closing funds is that NAV price to slowly tick up. But the high yielders, because they're generating money with covered calls, or covered puts, or whatever, or options, whatever method they're using, you'll see a NAV decay. And what that means is that at some point, the NAV is actually going to dip to a point where the dividend is not sustainable and the prices just go to zero.
So these, at some point, there's a probability that Amazon, Coinbase, Microsoft, and NVIDIA will all go to zero. That's why you have to be cognizant of the risk mitigation when investing in the Yieldmaxs. Exactly.
Very important. The next one is BITO. Now BITO, I was, I've never really been high on it.
I just got into it because it was the Bitcoin halving at the end of 2023. And we're still seeing like the manipulation of the price of cryptocurrencies. And I believe that we'll actually probably hold BITO through 2026 now, based on how I'm seeing things.
And we'll sell at some point at the end, probably the end of 2025, beginning of 2026. And we'll wait for the next halving of Bitcoin before we buy back into it. It yields 48%.
This price here is currently $17. It's been anywhere between $12 and like $40. This thing's been all over the place.
Again, because the price of Bitcoin has been bouncing all over the place. What BITO is, they don't actually own any Bitcoin. They actually do Bitcoin options.
It's an options trade on the future of Bitcoin, like Bitcoin futures. They don't actually hold Bitcoin. And if you look at most of the ETFs that came out prior to when they started introducing like actual Bitcoin ETFs, like in the beginning of this year, almost all of the other ETFs have exposure to BITO.
That's really interesting. It's not actually Bitcoin. It's BITO.
So they're trading on... That's actually really interesting. I didn't even know that. So this is like I said, why would I invest in those other ETFs when I could just invest in the ETFs that they're all predicated on yeah, yeah, we've made ninety seven dollars and ninety eight cents last month in august off a bit of which got us five additional shares Two ninety seven twenty which was fourteen and we've made five hundred and forty six for the year It's almost twenty one additional shares. We've made a shit ton of money in this when we put them initially put $1,500 in the bit. Oh, I've taken out a thousand and I'm I can take out the additional 500 where I actually have nothing Invested in this at some point here Probably when it goes back above $20 when Bitcoin goes up here at the end of the year I'll probably take out the other five hundred dollars and this will be in the same boat as coinbase and JPQ and the video Like and almost turning up probably Trinity to but like where it's completely payback or I don't have to worry About what the hell goes on because I'm just collecting income at that point.
So this is a good one. I would Depends on your your philosophy of Bitcoin now Like if you think bitcoins a sham and not to invest in it Then you probably don't want to be part of the Bitcoin futures. But if you think Bitcoin has like a relevant portion of Future with finance of our economy then.
Yeah, you should invest in it. Like it's a program It's not which it's not currency like that pisses me off when people say Oh Bitcoin Bitcoin. It's like it's a computer program It's not currency God.
It's basically tech God and I'm in the I'm like old Yeah, I was called old today by somebody and I know that Bitcoin is a computer program Get your shit together. The next one is the Coinbase YieldMax This one yields a shit-ton huge Like currently I didn't know is that high hundred twenty nine percent. So current yield is 129 this obviously These are these these yo maxes a day.
They're very they're variable They differ from my month to month, but in August it was 129 percent It's pretty much tied to the one we just discussed about because Coinbase if you're not familiar Coinbase does It handles like all the cryptocurrency transactions in America for the most part because they got rid of a few programs So Coinbase and Robinhood are like the only places you can go to trade crypto for the most part The government freaking did some stupid shit and got rid of the exchanges. I actually like so Coinbase is one that we paid off So this number is gonna be lower, but if had I left the money in it, it's gonna be higher I actually just put a bunch of money into it Again to do the start the process over again because this price is at $12 and I believe the price of that's low Bitcoin is gonna go up. So this will actually appreciate and then I can do the whole process over again Started at 20.
So 1192. That's really low. So get this one I would if you get it below 16 you're in goat you're getting golden because I do believe the price of Bitcoin up here Okay, we just mentioned is gonna he's gonna go up.
So we made $32 on I believe it was $600 of profit and I got us two additional shares Whoo-whoo, which was 126 for the quarter, which was seven and then it's 352 for the year Which is 24 that 352 you to think 352 on like $600 is insane Yeah, I sold what is insane like it's insane how much you make and these if you do it appropriately Which is 25 additional shares. I just dumped in 976 additional dollars in the coinbase and I have to do the whole process over again, which will probably take me Three months at this rate and I'll be able to take out my 976 and have a lot more going than I did in the 600 machine Okay, love it. The next one is our Bond, yes, it's a bond fund.
It's DSU. I'm do we address this one previously? I'd like bonds a lot for like the upcoming probably a year and a half I'd like them a lot like a year and a half ago when I said everyone should be buying bonds before all the other people Said hey, you probably should buy bonds. They got overpriced.
I like this one a lot because it literally doesn't do anything it yields 11% and It's a 1096 and that do like it's usually between 1050 and like a $12 I get like it literally has a tight window where like it has a narrow bandwidth that it trades them So it's super easy to see a pattern and to get in get out and like really So if you want to learn those pattern recognitions where you buy low sell or you turn trip on turn trip off This is a perfect starter one So I'm pretty confident on this one here is actually probably right on if you get it for if you get it 25 you're doing. All right We make 1940 a month in it. We're like last month.
It's a it's a monthly payer which gave us 1.7 7 for the quarter 57 and 5.2 And for the year, it's only I mean, it's only 150 like it looks really bad compared to these other ones It's a lot of a ton. I do I'm assuming 2,000 151 plus 14 shares like do you see like but I mean that looks low just because all these other ones are yield Sure, it's been trading sideways like it's been gradually ticking up But it for the most part has been kind of doing that up sideways thing that does We've accumulated 14 shares and $150 or something. That's pretty much Within like 40 cents where we bought it like two years ago.
Yeah This is the new one that Well, then I think we've mentioned this one before because FEPI FEPI sounds like the difference between FEPI and like the other thing But other high-yielding things is that FEPI actually own stock It owns the stock that it is selling options on so it has like Tesla that has like Amazon. It has like PayPal whatever why I don't remember what that what it owns currently So like a lot of these other ones don't own they just they sell options on them But this this cut this fund actually owns the stocks that it's selling options on which is super important You have mentioned this one before it yields 26, which is a pretty freaking good. Yeah for something that owns a bunch of stuff It's been it's been trading between 42 and like 57 depending on how the market because this one like it kind of like coincides with The S&P for whatever reason I guess because the S&P is a top-heavy and like when the S&P 500 goes up 3% this one goes up about two and a half percent when S&P 500 goes down 3% this one goes down about two and a half percent because It's just whatever.
So like if you if you wanted to find Something that would track the S&P 500 that has a high yield I think it's a FEPI because most of their most of their holdings are like the top companies in S&P 500. That's really interesting We made almost $90 in August off it. I have 3,300 in it.
So we got two additional shares 239 for the quarter which is four additional almost five additional shares and then 304 again. This is new This isn't actually for the years. I think we've had it for Four months.
So this is four months worth of data 304, which is six additional shares So this one I have high hopes for yeah, I'm kind of excited and I'll explain to you Why I don't have high hopes for this one here in a minute I'm Y max. I just highlight my max view. You can't see if you're listening.
Why max is one? I was super high on previously. I won't get to it. It's there now again alpha quarter Yeah, they just did an announcement thing that's changing stuff.
So the next one is a lot of people always Research JEPI I never understood why everyone's like Jay Williams JEPI a good thing is a JEPI a good thing When JP Q is out there and JEPQ was yearly more than JEPI and it had a better I had a better price entry point than JEPI and it had like a better holdings pattern than JEPI But people were focused on JP and JEPI and JEPQ is just the bomb We've had this one for ever. I bet you we've had this one the second longest of all of them We've made so much money that I've sold I've actually got all of our initial investment of the 10,000 we put 10,000 in this and I pulled the 10,000 out and we still have I think $4,000 and we've made so much money off of JP Crazy because the yields not even that much nine point nine percent. It's a monthly dividend So you get like that's why I like whenever you read those things about monthly dividends are like is it accurate? Well, it is like if you get the right ones you accumulate a shit ton of stuff every month.
I Imagine it went up a lot of price too. If you'd be able to get out I did we got it was like 32 Yeah So I'm like that this one is like it's a it's it kind of is closely affiliated with the Nasdaq because it's a lot of tech companies in it so whenever the Nasdaq has a really good day JEPQ goes up with quite a bit when the Nasdaq tank state you could JP could goes down I 52 50 is just what I guess because that was like the 200-day moving average but I think anything under like 55 would be even more accurate because you get a it just does really really well, I Don't know because we've been in it so long like we literally are our cost basis on this is like $26 like that. It's ridiculous.
It's like half of what it is. Nice. We're up like 98% 104% I forget this is like our second biggest Winner, I don't know how we're up anything if we took all our original.
No, it just keeps going up We made $20 in August which is only 0.4 shares again. Remember I took out all of our initial 10,000. So this is all profit This is compounding on compounding on compounding on compounding So we're making $20 a month on profit 0.4 shares for the quarter We're at $61 for the quarter, which is 1.1 shares and for the year or 178, which is three additional shares So that's compounding on compounding.
We've made three shares on profit. It's fantastic. I love it again JEPI I said I assume is good too.
I don't know but I just like JEPQ better and I've done better I was in JEPI in 2019 and I was in JEPQ at 2019 at the same time and We took I saw the JEPI was not doing well as well as JEPQ and I took the money from JEPI and put it in JEPQ And I've just been not having looked back since then make sense So I kind of knew what I was doing back in there But I didn't know how the whole thing down because like 2019 we lost a lot of money because I was in growth stocks But there was like a lot of the like a lot of the fundamentals of what we've been discussing the past year I actually established there with we were in JEPQ we were in Hercules capital We were and we were in like a lot of things that we've done really well and that we've held since then we were an icon Icon was kept crushing it. We got icon at like 40 something I think it was $52 and I really bought when it was in the 40s and it went up to $80 It's like we were just crushing it So like there's like some of our longest holdings were Back then that I was established and what we're going through like what we've been discussing with y'all's Here is our third yield max Microsoft MSFO probably the best If you're looking at like volatility and yield and not a headache probably the best of the you maxes It's currently 1918. I mean, we're up to $20.
It yields 29% So I'd like if you look at the look at the world of yield max Microsoft yield looks really really weak Yeah compared to the other ones get other ones like 40 50 70 a hundred dollars like 100% Yeah, Microsoft at the 20. I think Amazon's 39 yeah 39 So it's even temp it's even 10% lower than Amazon Amazon's the second best in my experience with like we've held Thanks on the experience. We've had yeah, we've held like a lot of these.
We've held Tesla. We've had we've held Apple We've held the Exxon Mobil. We got a lot of them like Microsoft is the best Hands-down like it's not even close made $25 Again, it's $1,000 invested.
So we made $25 riding just a little bit under that $20 start point getting we got us a one additional share We've made 77 in the last quarter, which is 3.7 additional shares Okay, and then we made 250 200 almost 254 dollars for the year, which is 13 additional shares Like we've yeah, we've made a lot of money on this one. Like again, that's on that's on $1,000 We're making that 25% in Eight months payback. No, I actually let this compound until we actually get on the road then I'm gonna pay it back Okay, I still decide if I'm going to keep the you maxes as they are.
I don't know something I have to think about Okay, so we just discussed JEPQ if you remember NBXG is a lot like JEPQ There's a lot of similarities from like a low yield like a low share like a low yield very high volume Monthly dividend payer. I think JP is a little bit better But if you don't feel comfortable paying $52 per share, well, then NBXG is only up $12 per share Yeah, it yields ten point two five It has a lot of the same holdings JEPQ has it just doesn't have the the the ball like the quantity of them But it has a lot of the same holding. So I know we're double dipping in tech here with JEPQ and NBXG, but we've done really well on both of them like we're up 60 some percent in this one.
So Jesus We that money gives us $31 a month. This one probably will be in the next year We'll have the whole thing pay back the whole thing pay back as well an extra 2.49 shares 92 for the quarter which was seven shares again Like if the reason I like these little ones is like $92 isn't a lot to have an income But you see how many shares of ours that's insane. Yeah Snowballs way quicker 241 for the year and got us 23 shares like and I think this one is 11 cents or 10 So 11, I think it's 11 cents per share.
So you're getting an additional $2 a month every month. It's pretty cool again It's like there's a lot of similarities between JEPQ and NBXG Like so again, if if you don't want to pay this high price of $52, then I would totally invest in NBXG for $12 I'm just I'm just Re-emphasizing it like it's really good. Like I mean, I don't have my computer, but I'm pretty sure like we're up 60 to 70 percent this one for I trust you.
You did just do this. I'm like you live and breathe this crap Okay, here the fact you could spit out exactly what we have and this and that I'm like, holy shit You sound like me with the personality systems. Here's the NVIDIA one.
We paid this one back like within three months of buying it I'm not shitting you like we bought that we put $1,000 in this we had like $2,000 within like three months, you'll notice that this one's actually above the starting 20% $20 It only yields 69% the losers That's probably why it is that high this one fluctuates between like a hundred and seventy percent and like Fifty percent it depends on the price of NVIDIA and everything the volatility in the video this one Yeah, 20 to 50 would be a good anything below. That's a good entry price Are you make a lot of you make a shit ton of money in the video? Like we're making $57 on 40 shares or something like that. I forget what we're making on go NBD.
Why I think it's 43 shares We made $57 on 43 shares in August for 2.5. That's crazy 259 on a 259 81 on 40 some shares with 9.7 and then 680 708 with 24 sure like we've literally I think we've almost doubled our money on our profits. We've like almost doubled our profits without any money invested This one is just insane. It's hilarious.
This one is so crazy That's why whenever I actually set up a van life portfolio where I'm literally just using income I'm gonna dump a shit ton of money in the video and it's gonna be part of our income Thanks in the van because it just makes so much money. And this one actually hasn't had nab declined It's one of the few that it hasn't Interesting. I think it's because everyone's hyped up about the video.
I'm like, oh my god I mean in a minute a minute and so like as long as there's a Long as there's a high volatility in the video price. Yeah, the Nvidia  YieldMax does really really well. So Yeah, people just keep arguing about it Exactly on this one PDI super overvalued Yeah, that's the other bond one But I think most bonds are overpriced this one is one that a lot more people know about PDI now Yeah, PDI is 14% yielder.
It's super overvalued like I would as much as it pains me. I wouldn't get it. We got it at 16 something and I thought it was over right 16 something this went up to 919 40.
I think it's almost a 1950 now Oh, wow, it's a monthly dividend pair. We got $31 and That one might as well, I don't care Okay, I'm not sure like it because the one extra share is totally worth it. The bonds are They could go up like this one.
Like I'm just my best case of guess is 1750 is about where it should be but They just keep going up and up and up. So we got one almost two shares in August 3150 for the quarter 88 and almost five shares and for the year we have a 255 and 13 shares like I mean, yeah Cumulating shares and just set up forget it mode is nothing to sneeze at it's insane how much? Like I didn't really know like what we were getting The compound was until I actually did this and so I think that's why I went that's kind of why I wanted you to do This I figured once we actually had the data would be like wow We're from the August one I was like what because like a lot of them we have a lot of quarter like quarterly one size like I have to do The quarterly one so I can do apples to apples. So I did the quarterly I was like, well, what does everyone everything made for the year then? I might as well just look at the year.
Mm-hmm This one here. You should probably avoid RYLD. Yeah, we've been in this one.
This is probably our third longest holding It's a small cap. It's a Russell Covered call strategy like it in theory the small cap should take off in 2024 They haven't so maybe 2025 that take off. I don't know it gives 12% So, I mean you could get it now we got it like $32 So like we're only we're down like 10% with the dividends reinvested That's gotta love the dividend reinvesting because we should be down 50% or more I think 1650 is a good price for it So if you get it below that then go for it But like again, you have to be prepared for volatility because for whatever reason small caps are just been volatile this year We made 36 in that for the month, which was two additional shares We just been compounded shares left and right in this one here Well seven for the quarter for the quarter, which is almost seven and 317 and almost 20 for the year 20 shares for the year.
It just keeps compounding a compound like why it's doing what it's doing might as well I was thought to the year so many times trying to like I should get out of that and I can't justify it I'm like, wow, man, we're down so much and we've made so many different shares Like I should get out of it, but I can't I mean and her mom's retirement account I actually got out of it last year for like a $1,200 loss or whatever, but we put that into something else that she made money back because it's her mom Yeah, my mom is so lucky This one here if you're not familiar is LT Why and that's literally just a yield max that deals with options So they go out and they scour like the the market for good option deals. Wait, this is a yield max It just does option. Mm-hmm.
You mean across the board? Yeah. Yeah any stock? Oh, so they actually decided to not stick with a single stock It's interesting that yield max is like developing as they go to I'm not really curious to see what the heck happened We're down a lot in this one Yeah, did it come out at 20? Yeah, and it's down to 11 10 10 64 we got this at like 17 Wow That dropped a lot We're down a lot. It does have a 90 to 91 percent yield We make a lot of money in it, you know, this cash goes into other stuff So I'm not like super bummed about it but like from a Context of someone that was investing in stuff.
I could see them being like well, I've lost half my money half my money in Depreciation capital depreciation, where'd that go? Well this 141 a month went into this one down here the USO I I bought a lot of USO my shares from this And we'll get to you as a lie in a second But we made 141 a month in you LTY which gives us almost 13 shares like this one pays a lot We've made almost 484 in a quarter, which is almost 40 shares And we've only had it for three months and we'd like it So it's dropped 17 to the four months had this four months in four months It dropped in 17 down to 10. So we lost half of our value, but look at how much it's making. Holy crap It makes me a lot of money.
So like this literally this as long as it doesn't go to zero before This is literally just an income This income for other stuff like I think this is what the drip off for like a month, I think That's crazy. I But like it's just what it is I use the money for other stuff sometimes and other times I just let it compound for no apparent reason USOI is one that I'd literally just I had I was running comparison with the ETN USOI and this is a Somewhat similar to USOI but it's that it costs a lot less USO. I is like $70 a share.
This is 15 and It yields 75% whereas USOI was only yielding like 20% So I ran them side-by-side for a couple months and this one's just perform way better So I just dumped all my money from USO. I and all the cash I had from other stuff into this one So now we have a pretty good position size in this one I think it'll be pretty good for living in the van This is gonna be one of our income producers for the van go cash cow, but 76% yield 1487 currently up to 17 again.
This is really dependent on the price of oil So it's gonna go up when the oil goes up Oils been down like all summer 75 bucks a month, which got us 4.5 shares 306 for the quarter, which was 20 shares. We've only had it three months I finally made pulled the trigger and just kept it by itself for three months. So it's kind of new I'll Re-update you totally like in probably a quarter's time like what this is doing But like so like what I've seen from this one so far.
It's heading the shoulders above USO I we were huge fans of USO. I for a while I love you. So I like I still do but I like this one yields more and it costs less.
I get more shares Ymax This one I was high on for years. They're not years months years You say high on the high on I got was super high on because it literally what they do is they take every fund They have and they equally allocated in this Ymax portfolio So everything that they come out with it gets added to the portfolio The portfolio is always expanding the encompass what they're adding and like they have a Tesla short. They have a new video I can't think of the word.
What are those called? It's an index fund of the  YieldMaxs . Could I get my brain? 63% so this one was like I really like this one up until I did they had some news like this week I'll express it here as soon as we get through the numbers 18 is the buy up to point 1703 is what it currently costs. We've made 101 in August for almost six shares 272 for the quarter almost 15 shares and 357.
We've got this one, I believe in April so this is not even a full year's data and we got 357 and 20 shares all that's irrelevant What they decide to do if you're not familiar with zero date Options, they zero date options. Basically, they just write an option for the day. So the market opens on Monday They write an option on whatever stock for Monday.
What they have is somewhere that you get paid weekly The Ymax is going to that where they're paying They're paying the dividends out weekly Which I fully expect the 62% to be cut at least in half to like 31% because they're paying it out weekly Why would they do that? Because they claim because people wanted their payouts sooner, which is horseshit That's because they figured out they can they can get the same amount of money and influx because people love people They're investing in the shiny new Weekly dividend payers and they can cut this they're actually gonna I'm pretty sure Weakly ones don't work out as well. We can one suck So I think I'm gonna have to like turn the drip off on this one or maybe even liquidate this one entirely and put it Into something else. I will keep you post on that right now I would just like to see what happens in the first cut like the first month or two with the weekly payments I'll be preparing the numbers running them, but I don't think it's gonna be 63% anymore part of the appeal is that you're getting access to everything Ymax has for 63% yield if you're getting access to everything the Ymax has For like a 30% yield that's not Forget it.
You'll like YieldMax So it's like the fact that they are tweaking it when it was already an awesome thing is kind of annoying Suckers yeah Last one is why why why it's another and bond Debt instrument yields 12% like again It literally just trades within like a the $2 range 1207 is what it's at 1250 is the high end of the range It usually trades between like say we'll say a lot 1075 and 1275 maybe $13. I get just trades in that range It's just it's a lot like the DSU one. I was talking about.
I like this one better than DSU though so like if you to pick between one of these DSU or why why why I would take why why why and Definitely one of those two over PDI because PDI is over value. I super over. Yeah.
Yeah, we got $24 It pays out every month. So we got 20 almost $25 in August, which was two additional shares Then almost $71 for the quarter, which was almost six shares That's nice and then 180 on 182 for the year, which is 17 additional shares like again, this thing just Compounds like crazy this number here doesn't include like all the special dividends and things that I sold sold off For the month for what we hold what we made a month was 15,000 Jesus $1,563 and 52 cents for the for August without the specials Did you have specials specials weren't added in and like stuff? I sold like you so I you so I got out of that how they did it the dividend There's another like so we actually made about $1,770 in dividends, but what we're holding this is what this is what we made on what we're holding. So when we do this in three months time this number should be Higher and it should be a better reflection of everything because I did sell you so I and I dumped the proceeds in the US Oh why and I did actually take cash from you? Oh, I thought you would have had those in here as a total up round up and then just I just had our portfolio I gotcha.
So that is for the month of August. This is for the last three months. This would be August July and June so the last three months we made 4557 which again three goes in that that's 15, but that also doesn't include those extra things, too That doesn't include us a lot.
Yeah, a couple other things we sold. So that's still even that's about 1,500 for a month, though And you think we didn't actually hit our 1500 a month And this is for the year on what we currently own and that's not anywhere close to that. So you take nine Into that that's like That's not even $1,200.
So like seeing so like we turned a page when I started getting into like FEPI and USLY and ULTY like our income generated every month went up significantly So I had to like figure out how to tweak that so like we're like because this one has obviously you can see the NAV Decline from 20 down to 1150 I'm sorry down to 11. So this one's now that declined a lot So you have to counteract that somehow like you can't just ride this down to zero So you have to figure out you could but then there wouldn't be an indefinite strategy and we're looking for like timeless or at least keeping up with it enough to you know have that safety net in place because that's the thing when you play with These bigger yields like stuff is changing and in flux huge based on people buying share dilution Well, we've been above 16 we've been about fifteen hundred and six five of the last six months and we're looking like we're gonna be six of the last seven and That was doesn't want to count it hitting our metric until we're six for six Like consecutively and it looks like I think we're already there night. I think our proposal I'm worth like 97,000 it's not like ridiculous amounts of money either.
So yeah, that's a really really sweet part. Like this is 1,500 easy a month I mean, it's not easy. No.
No, I'm saying we're easily hitting $1,500 a month on just 90. Would you say 7,000 97? Yeah, so that's like Obviously that total goes up to like 102 and then it goes down to like 92 So we've been in that 92 to 100 100 and 2,000 range for like the last of shit 12 months We've been in that range. So that's why I'd like why I wanted to do this so you can see that you don't have to have like Million dollar portfolio like I want then so when we do the retirement one next week It'll be a lot like this and and her mom actually made quite similar to what we made She has a hundred and seventy thousand.
So obviously hers is structured completely did like a different Similarities like there's a lot of we have like we hold a lot of the same things but then there's vast differences were like she steers off into like capital appreciation and dividend aristocrats and things like that so for 177 she was I think she made 1,300 for the month. So that's like to me. That's really good for a safe portfolio Yeah, 1300 a month or super safe.
So but that is next week next week's gonna be all that fun This will be the same shit just and safety oriented and then the week after that's gonna be the max thing I would actually pay attention like that's two weeks now like that if you want to know How we do what we do with you max and how we've actually counted like I've mitigated the risks as best you can with those Risky things and it seems to be working Well, I'm gonna show you like data for the of the four we've held we had actually we had Tesla You know max I had to get rid of that cuz I was just garbage like whoever runs that should be fired I don't know who you know max is running that but they're just ass at their job. So but that's two weeks from now next week is the Retirement. Yeah, yeah August dividends for it's gonna be fun Then I could just see the differences and then figure out which one works better for you and set yours up similarly Yeah, totally could do that too See you next week.