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Roaming Returns
Most nomads just relocate their hustle—freelancing, content grinding, or trading time for money on the road.
We’re Tim & Carmela, the Income Investing Nomads.
On Roaming Returns, we break down how to build hybrid income streams—dividends, value investing, strategic flips, and tax-smart strategies—that decouple your time from your income.
So you can fund your freedom, travel full time (even in a van), and stop deferring your life.
No hype. No one-size-fits-all dogma. Just real numbers, tested strategies, and honest conversations about how to make work optional.
New episodes drop every Thursday. RSSVERIFY
Episodes
144 episodes
143 - Income-First Retirement: The Investing Strategy Designed to Avoid Selling Assets
This episode breaks down what we consider the core pillar of our entire investing framework: the income-first retirement portfolio.An income-first strategy prioritizes interest and dividends as the primary source of reti...
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Episode 143
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1:04:06
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142 - How the Average American Is Falling Behind by Default
If you feel like your money disappears before the month is over, you’re not imagining it — the numbers confirm it.In this episode, we walk through updated 2025 data showing that the average single American earns about $4,300 pe...
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Episode 142
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1:01:28
141 - Weekly Dividend ETFs Exposed: Which Ones Actually Work
Weekly-paying ETFs are exploding in popularity — but most investors don’t understand what they’re actually buying.In this episode, we analyze 19 high-yield weekly dividend ETFs across YieldMax Roundhill, Defiance, Tuttle, Granite ...
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Episode 141
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1:37:32
140 - Stop Overpaying: How We Actually Decide What to Buy
Most investors obsess over what to buy. In 2026, the real edge is when and where you buy it.In this episode, we break down the valuation-driven framework we actually use to decide whether something is a buy — acr...
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Episode 140
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54:45
139 - The S&P Was Up In 2025… So Why Didn’t Most Investors Win?
2025 looked like a great year on paper — but most investors didn’t experience those returns.In this episode, we break down what really happened beneath the indexes, why passive investing masked widespread underperformance, and how...
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Episode 139
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56:38
138 - From Lump Sum to Monthly Cash Flow: Our $150K Investment Plan
How We Invested $150,000 for Monthly Income | Dividend Portfolio BreakdownIn this episode, we break down exactly how we invested a $150,000 lump sum across 2 portfolios with one primary goal: reliable monthly income with...
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Episode 138
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54:19
137 - 2026 Market Predictions (Part 2): Full Outlook & The Watchlist With Target Prices
2026 Market Predictions (Part 2) | Crypto, Housing, Healthcare + Valuation Targets (80+ Tickers)This is Part 2 of our 2026 market outlook — same format as Part 1, we just split the episode because it was long.We cont...
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Episode 137
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49:18
136 - 2026 Market Predictions (Part 1): Macro Trends & Positioning For Volatility
2026 Market Predictions (Part 1) | Macro Trends + Top Ticker PicksThis is Part 1 of our 2026 market outlook. We didn’t split this because the strategy changes — we split it because the episode got long.In this series...
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Episode 136
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40:08
135 - Our Biggest Investing Mistakes of 2025 And How They Sparked Process Upgrades
This episode is our yearly investing accountability report — the “Whoopsie Daisies” review where we openly break down the trades and decisions that didn’t go to plan.We cover:Dividend suspensions and cuts that b...
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Episode 135
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54:05
134 - Exactly How Much Our High-Yield Portfolio Paid Us In Q4
This episode is our Q4 dividend update for the Vanning Portfolio—our main income engine as we transition into living off dividends full-time.We share every number openly so investors can follow along, compare progress, and see how...
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Episode 134
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37:48
133 - Our Conservative Portfolio Q4 Dividend Update + Stock Insights
This episode is our Q4 dividend income update for the conservative retirement portfolio — the portfolio built for stability, capital preservation, and reliable income.We compare Q4 dividend payouts against Q3 and bre...
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Episode 133
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33:24
132 - Reviewing Our 2025 Macro Forecast - Spoiler: We Nailed It!
This week, we’re reviewing the 2025 macro predictions we made back in December 2024 — and the results are honestly insane.We identified nine major macro trend themes heading into 2025 (plus a “miscellaneous chaos” category)...
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Episode 132
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45:34
131 - If We Started Investing Over… This Is EXACTLY The Portfolio We’d Build
Ready to build a portfolio that actually works in today’s market — not 1985’s? In this episode, we break down a complete modern starter portfolio for new investors AND experienced investors who want a re...
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Episode 131
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1:06:14
130 - The Truth About Gold: Overrated, Overhyped, or Essential?
🔥 Is Gold Actually a Smart Investment — or Just an Overhyped Security Blanket? This episode breaks down one of the most controversial topics in investing: whether gold really deserves a place in your portfolio.Despite decades ...
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Episode 130
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32:10
129 - Our Twist on Dollar-Cost Averaging to Buy More, Risk Less, and Earn Faster
Most investors treat Dollar-Cost Averaging (DCA) like gospel — same amount, same time, no questions asked. We don’t.This week, we dive into our “Dynamic DCA” strategy — a smarter, more flexible way to lower your cost ba...
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Episode 129
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36:06
128 - Why We Happily Overspend on Halloween 🎃 (The Psychology + Money Stats)
Why do we spend billions on one spooky night? This episode traces Halloween’s evolution—from Samhain and Roman festivals to All Hallows’ Eve—then flips the mask to reveal the behavioral psychology behind today’s $13B sp...
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Episode 128
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45:09
127 - What $10K In These YieldMax and Roundhill Weekly ETFs Yielded Over 7 Months
💸 High-Yield Weekly Dividend ETFs: 10 ETFs Enter, But Only a Few Crush ItWhat happens if you invested $10,000 in 10 high-yield, weekly-paying ETFs 7 months ago? In this episode, we analyze the returns—from Roundhill’s tec...
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Episode 127
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39:36
126 - What If You Invested $10K in These 5 Dividend Aristocrats 30 Years Ago?
What if you’d invested $10,000 in five dividend aristocrats 30 years ago — and never sold?In this episode, we break down the true compounding power of dividend reinvestment (DRIP) versus taking the cash every quarter. From stock...
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Episode 126
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53:57
125 - Profit From the Fed Pivot: Real Stocks, Real Strategy, Real Results
The Fed’s rate cut is shaking up markets — but not every sector reacts the same. In this episode, we take the 6 biggest macrotrends from the current rate environment and dig into real stock and ETF ideas that could benefi...
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Episode 125
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53:50
124 - The Ugly Truth About Rate Cuts Nobody Tells You
The Fed just cut interest rates by 0.25% — but what does that actually mean for you, your portfolio, and the broader economy? In this episode, we dig into the ripple effects of rate cuts across consumers, businesses, and markets.✔️ Will ...
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Episode 124
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49:50
123 - From Debt Trap to Profit Tool: Credit Cards Rewired
Credit cards get a bad rap, but they can be one of the most powerful tools in your financial toolkit—if you use them like an investor. In this episode, we break down:How 0% APR balance transfers can be used as short-term liqu...
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Episode 123
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44:21
122 - How Financial Trauma Shapes Your Money Habits (And How to Heal Them)
Money problems aren’t just about math—they’re about mindset. In this episode, we explore the hidden side of personal finance: financial trauma, money scripts, and the emotional patterns that quietly sabotage your wealth.We cover:...
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Episode 122
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1:03:41
121 - Would YOU Trust Our High Yield Portfolio to Pay Your Bills?
The Van Life Portfolio is where things get wild. Unlike our conservative retirement account, this high-yield setup is built for cash flow, not capital preservation. In this episode, we break down Q3 2025 dividend results, compare them to last q...
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Episode 121
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33:14
120 - Conservative, Not Complacent: Quarterly Dividends & Smart Pivots
We’re reporting what our conservative, retirement-style portfolio actually paid in dividends this quarter, how it compares to last quarter, and the pivots we made to keep income on track—without sacrificing princi...
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Episode 120
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27:43
119 - Portfolio Reveal: Dividend Machines, Yield… and Growth?!
It’s time for a ticker parade. In this episode, we reveal what’s really in the bag—our current retirement and van-life portfolio holdings. This is your backstage pass to everything we’re holding right now, from classic dividend ...
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Episode 119
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47:26