119 - Portfolio Reveal: Dividend Machines, Yield… and Growth?!

It’s time for a ticker parade. In this episode, we reveal what’s really in the bag—our current retirement and van-life portfolio holdings. This is your backstage pass to everything we’re holding right now, from classic dividend machines to the growth stocks we rarely talk about.

Here’s what you’ll hear:

• 📊 Dividend growers like OZK, PEP, and UPS quietly compounding
• 💸 High-yield income plays like HTGC, TRIN, and ARLP
• 🏠 REITs like LTC and STWD positioned for long-term demographic trends
• ⚡ Weekly payers (YieldMax vs Roundhill) and which ones are delivering vs imploding
• 🚀 Growth stocks we rarely mention—including NVDA, CMG, and ASTS

This episode sets the stage for next week’s earnings breakdown by showing you the full portfolio context—what we’re holding, why we’re holding it, and where the biggest opportunities are.

We didn't have time to cover 75+ tickers, but have the full list --> HERE

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Transcript

Welcome to roaming returns a podcast about generating a passive income with dividend stocks so you can secure your finances and liberate your life. 

Today we’re doing a ‘What’s in the Bag’ episode—our own little ticker parade. We’re showing you exactly what we’re holding across both the retirement portfolio and our van-life portfolio. Not just the dividend machines you expect, but also the growth stocks we don’t usually talk about. That’ll prep things for next episode when we break down our dividend income from last quarter, but today is all about what’s actually in the bag—and why.

What's up y'all? last week we Talked about what we're gonna do this week called what's in the bag? What's in the bag? This is supposed to be a bag magician with a magician with stuff flying, but it looks like a rock That's shooting out glass shards perhaps that's cool So then what's in the bag basically? We're gonna go over like not everything that we're holding like I'll actually put something up that has a list all the stocks It'll be in the show notes in the show notes. We can see everything that each Portfolio holds but like we'll go over like the the ones that I think are awesome and the ones that most people don't know about because They're more lucrative and possibly for more appreciation. So are these are you gonna talk about dividend stocks? Or is this more like the growth stock? It's everything everything.
So this is the less So the first the first section the retirement account that I went over was the growth stocks And we have a few of those that we've covered throughout the years Just two quick ones that I think are undervalued or that people don't know about is a CG and X which is a robotics one if you recall we talked about that a couple weeks ago about when Robots need eyes. This is the company that makes like the the sensors and everything that gives robots eyes robotics I think it's going to be something that's going to be a huge Macro trend in the tech field going forward because they're gonna merge AI and technology and to do that They're going to need like the robots to be actually able to see stuff So I think this one has a lot of potential for future growth the second one is STM and it's a lot like one of the other ones we hold which is a STS but STM we covered last year and This is a space stock that I don't think anybody knows about like I watch like the volume like a STS like shoots up And shoots down like a couple times a week Whereas STM doesn't really do much. I don't think anyone knows that it's there it they deal with I want to say satellites and satellite equipment.
I think you should know that's going into the podcast Yeah, is that the one that's associated with Starlink or is that a STS and STM are both like quote the one of my publications says the backdoor into Starlink because it like Starlink uses the components that both a STS and STM and I believe Starlink was supposed to IPO sometime this year But we've been I think the episode we talked about it was right Right at the end of 2024 or the very very beginning of January I remember there was that split going over because we were like Oh, are they gonna launch the IPO like right around the new year? Cuz like Elon Musk was I said like when I come out yet I said was when Starlink IPOs it's gonna be bigger than the video or something Yeah, but we had made the comment that Elon was talking about doing it soon, and it was like right around New Year's Yeah, but like that hasn't happened. They're still like still and August They're still signing contracts STM and a STS both are signing contracts with like Verizon and T-Mobile and AT&T and stuff and the government and stuff like that so it will IPO like Starlink will IPO at some point and until it does like your best bet is to hold STM and ASTS because you'll get some of the gains from the Starlink without having to go through the backdoor crap for the IPOs that actually make You money. Yeah so that was the first section of the retirement portfolio, which is the gross stocks and then like we have a Plethora in there that you wouldn't think as dividend and income investors that we'd have these these different growth stocks But the one that's shocking still is it's a quote at dividend stock is CIVI because it's so Undervalued and they pay a pretty good dividends like 50 cents a quarter So you're getting two dollars in dividends is this one of the ones that you say that you don't hear other people talking about? Not really.
No, no one really talks about CIVI that much like it's literally down like 40% for the year So like it's one that's perfect Like I think the valuation is a good point to actually get into it before everybody else price appreciation as well as get the two Dollars a year dividend. So I like CIVI CIVI a lot. That's not SIV.
I Stevie Scroll down. We're gonna go down to the dividend growth stocks. Now the sex the second section of this is the dividend growth stocks and A couple notes one is that BTI? It's the British tobacco company.
I think this one's kind of overvalued So like this is one that we a couple weeks ago took our initial investment out of so everything that's left in his profits And it's a compound into whatever moving forward, but like I wouldn't get into this one If you're thinking about a tobacco stock, I would avoid this one. I'd probably go to like Philip Morris, perhaps. Is that mo? Philip Morris's p.m. P.m. Okay Because nobody knows this crap.
I feel like all the tobacco ones are weird letters. That don't make sense M.o. is alteria. Yeah Again doesn't make sense Like I said, I think it's overvalued to like I would avoid if you have a position in it Turn the drip off and just collect cash If you don't have a position in it I would wait for it to come back to a better price because it's like it's been it's up like 30 some percent this Year, and I think that is overvalued I think that you'll actually have a better entry point at some point in the year than where you currently are in BTI Another one that I have as a dividend growth stock But it's not necessarily one based on like the metrics they use for growth streaks Dividend growth streak is a RCC if you're not familiar.
There's the BDC's which is business development companies They lend out money to like middle company like middle sized companies That can't get to traditional bank loans and the largest BDC by assets assets under management is a RCC And I really I really like it. It's been pretty consistent for us. We're we're collecting.
I want to say 48 cents They're 38 or 48 somewhere on every quarter and It's been trading sideways, but gradually up So it's been doing exactly what I like what I want my dividend growth stocks to do is kind of trade sideways because I'm getting more dividends more shares At a lower price. I know most people want their their dividend stocks to actually appreciate I Have a different sentiment. I do I'd rather trade sideways because I'd rather collect the income more so than the boost the income don't care so much about the price depreciation because the price appreciation if you're not familiar with how we do things like we don't Don't really care what the brokerage account says.
We just care about how much it's paying us consistently So that's ARCC. I really like it like that would be like up there with Main Street Capital If you're starting a new income portfolio today I would actually look at I would kind of flip back and forth between Main Street Capital and ARCC Main Street is MAIN and I would determine which one's best with the valuation and the the yield like ARCC has a better yield I think the valuation of ARCC is better because Main is kind of like overvalued right now. It's like it's been for a while It's price to NAV shot back above that to to We talked about them I want to say like four or five months ago when their price to NAV was 2.06 and the last time I saw it was 2.08 So it's actually above where it was before But when it hit 2.06, it had a big pullback now that could be a contributed to like policy Decisions and macro trends because that was back in like I want to say made it pulled back pretty high It dropped back down to like one point seven six to one in price to NAV So it's since then jumped up from one point seven six to two point zero seven If you're not familiar the price to NAV is the basically they take the NAV Which is all their assets under all their assets and they put them together and then they divide that by the total number of shares They have outstanding that gives them like a ratio type thing.
So a two point zero seven price to NAV is Quite high even for BDC. So I would I would actually advise ARCC over MAIN. Yeah Which we said before one one that I think people know about but they don't know exactly how much it's actually been growing It's dividend is EPD.
I know like there's a lot of choices out there for oil companies. You have like a EPD ET you have MPLX or MPLX AMZ a you have all these different ones out there that have a high yield EPD doesn't have the hot as high yield as some of those but they do have a growth streak of 26 years where they've had a dividend increase each year for 26 years and that's Better than most of those other ones that people like all the experts talk about and like all the publications I get that they talk about Those I actually like EPT EB E B P D better I can talk Okay another ones ADM ADM has been going through some crazy shit because the price of corn is Fluctuating because no one wants our corn syrup anymore And if you're not from the Trump coke laws, you're not familiar with ADM They actually grow corn and then they make corn syrup Corn that one has a 51 year dividend growth streak, so I don't think the dividends I Don't think the dividend as a whole is any jeopardy But if you look at the metrics is a of ADM I could see them maybe doing like a penny Raise in the next couple years. You're not gonna get like that Astronomical or even like a medium boost boost in your your dividend increase Probably a little skeptical about that one if they're really gonna start that whole trend with getting away from the high fructose corn syrup thing kind of interesting two more in the dividend growth Motion that let me more than two.
Well the next one we'll talk about is IIPR Love it. IIPR. I'm like, I really like it's a it's a marijuana so basically they purchased the land that like the grower like the dispensaries are on the growers like the where they grow the pot and everything and then they Rent the the properties out to like individual cannabis companies They only have an eight-year dividend growth streak But their dividend is sick like the last dividend was a dollar ninety for like a $50 stock Which was like 13 or 14 percent.
I do think that this one Potentially has a dividend cut coming But I'm not too concerned with the dividend cut because I'll probably drop it from like a dollar ninety to maybe a dollar to actually You know strengthen their balance sheet and everything like that. But because the marijuana section Section is so influenced by like policies and Politicians and things like that. There's a huge move going forward where they want to actually decriminalize the use of marijuana from like a felony to like a mr. Meaner one or something like that the more states that get on board with that the more potential businesses can open up actually selling marijuana and IIP already probably already has Positioned themselves to own most that land so I think this one though a dividend cut is likely in the near future I'm not even remotely concerned about this one.
Other than the fact that it dropped from like 120 down to like $50 this year Within the last 12 months or so. It was used to be like 118 now. It's at like 52 I think there could be a little bit more downside to this one But at the same time again because of the way the political landscape is shifting when it comes to marijuana I'm not entirely concerned and if you can get it for under $50, I think that's a steal I would concur considering this thing was like up in the 130 range 120 range not too terribly long ago Another one is triple M. That's a Not familiar triple M makes like everything.
I don't know how I think they're overvalued. This is another one. We've actually withdrawn our initial investment and just let the profits roll and Compound like they're not compounding very like do the other day cut their dividends substantially.
It was like It was a lot 80% 70% Yeah, I was like an 80% cut it was over a dollar for a lot and went down to like 20 or 30 cents to share So you're not but they actually what they do. That's actually Good for you If you own triple M is they actually grow their dividend generally like 5% a year Because like they're 10 they're 10 their five-year average growth rate and their 10-year average growth rates like between the 5 and 7 percent range So they actually when they do raise the dividend which they've been doing since they cut it and they did a spinoff They basically took they were Triple M which made up all the shit and they were a medical company that made up a lot of medical stuff They split those they split them off and the one it was called SLOV that went off and did its own thing And if you had triple M, you got a few shares that SLOV We sold those we actually made a note of that or made a podcast I got rid of that right away. I want nothing to do with that.
I could care less about the medical section of triple M So this one's overvalued so this is one that I would actually wait for a substantial pullback because when we it's at like $155 a share right now, and I think you can probably get it for like around 120 at some point this year Let's see, what's another one that we literally just opened up in our retirement portfolio is target I know target it has a bad rap because they're doing that woke shit. We're like they're like Whoa shit, like were they I crap they did some woke shit We're like pissed off a lot of the customers kind of like what Bud Light did Last year or the year before I forget exactly So like the price plummeted it went from like 170 down to like under $100 So we're picking anytime target goes under 100. I pick up a couple more shares.
It does have a 54 year dividend growth streak going on. So like and it grows its dividend by about two to three percent per year so you're not getting as Substantial an increase like you are with triple M, but for a company that's been around forever. It's growing its dividend forever I kind of like like I like the valuation.
I feel like yeah, if a company's growing its dividend for that much They're gonna try to continue to grow it. So I imagine they'll bounce back once the Meteor the spin gets all you know diffuses I mean it always happens with Chipotle and stuff for the like a cola breakouts and all that other crap that happened It's probably not the right word, but no, maybe it is equal. Yeah, it is.
You call a cola But like people panic and then stuff bounces back it's just how things are another one in the dividend growth stocks It's the last one with a Discuss in dividend growth stocks that's super undervalued anytime it drops below like 95 We pick up a couple of shares in the retirement portfolio is UPS again. They're not going anywhere They might they did like what happened was they said we're only gonna just we're gonna deliver 75% of what we used to for Amazon and everyone freaked the fuck out So like the price went really like it went down really quick Because when people worried about that the revenue that they generated from the day, you know that 25% they're cutting out Like Amazon's already pumping them out anyway with their like self-delivery vehicles like UPS is like they're fine they have a 16-year dividend growth streak and Again, this is one that I'm not too concerned with the financials even with the 25% reduction in Amazon deliveries I'm not worried about the the revenues of UPS just yet Now this obviously these all these positions are in flux Opinions could change like when the third quarter But as at the current with the current data like any time like I said this drops below 95 I pick up a couple more shares of UPS just because it's one that probably sure mom will die and still hold And we will inherit and we will inherit yes Next area in the retirement portfolio is the REITs We only hold two REITs in the retirement before the reason being Because REITs are somewhat volatile based on interest rates. So we only hold a couple.
We only held one forever. It was STWD They have a conglomerate of hotels single-family homes and mortgage loans, etc When we got into this the evaluation was sick and it was really good and it's it's steadily gone up But it's a it's a really reliable steady REIT, which is kind of very rare It's not too volatile and it continues to pump out as dividend. I think it's dividends around the 8% range I don't hear too many people talk about that one either That's one that a lot of people talk about And then another one that we just initiated a position in the last probably three weeks in the retirement account was LTC Not to be confused with litecoin.
I was trying to find because I wanted to have some exposure to medical REITs and We tried the MPW Experiment in the retirement account and it pissed poorly So I sold that off and I put it in something out something else a couple years back I really like LTC. It only has like a 6% yield which which is fine for a retirement account According to like well the reason why is according to like multiple sources Like you can just google this and you look it up and you get like 50 or 60 sources will tell you there are 10,000 baby boomers retiring each day and Medical costs are one if not, or if not the biggest expense most of these boomers are going to incur moving forward So think about what LTC holds they hold like hospitals. They hold urgent care.
They hold like specialists like ear, note and throat or osteoporosis type Institutions so they hold like all these different buildings that they own that they Collect rent from that all these boomers are going to be going to because they're getting older and the body's breaking down So like I really I think every portfolio not just ours should have exposure to medical REITs in some some form and I I think that LTC is the best one I mean, I could be wrong, but I like just like I like the valuation we got into it like $35 and For what it holds and like what it's pulling in 35 was I think undervalued a little bit I think it should be like 39 40 41 dollar range. So you still get a little bit of appreciation but in the meantime, you're collecting a 6% or 7% I forget exactly what the percentage is, but it's a monthly pair So you're collecting a little dividend every month that you can then reinvest So I'd like I like LTC from that reason be reason because it is a weekly pair next category and the retirements is BDC as we mentioned ARCC a second ago or minutes ago. I forget how long it's been There's a few others like a BR which we've talked about ad nauseam through the years.
I really like a BR It starts with the fact that every time someone uses a BR they plant a tree That's why they got the the Arbor real estate trust. So I'd like that component because they're putting something back What just happened though is they did just trim their dividend from 47 cents down to 30 But their fundamentals are still an excellent place So the price did pull back a lot so you can get a BR like a deal right now It's on the super discount because I assume they had to do that because the interest rates or something Well, their financial metrics are getting a little tight. So yeah because the interest rates So they made a wise decision and they're they chop the dividend calibrating and I'm okay with the 30 cent dividend because we hold like So many shares five or six hundred because we told you guys to buy this like forever ago We got in like bottom didn't we like we were in I got in like $8 So like I've just but we've been collecting ridiculous amounts of this one because I haven't actually added any money to it I've literally just been turning the drip the drip on just getting ridiculous amounts of additional shares The other two that we hold in retirement or HTGC which I think is one of the best investments we've ever made We got HTGC when it was under em, I think it was under $9 and it's currently at like 19 or some shit like that and Then we have Trinity capital TRIN, which is another one's probably the second best one We've ever made and that's the one that we've told you before that I've got like all this fucker does generate money Like we sold off Share like hundreds of shares multiple times like we've actually recouped our initial investment in Trinity and it's still just generating so much money that I get because of like how we have a strict like you can't have more than 5% in any one investment for your diversification purposes well this one keeps bumping up above a 5% because it just keeps generating so much money like Every time they pay a dividend not okay Not every time but a vast majority of time they pay a dividend and so there's a special dividend included so it's not just like the 47 cents or whatever it is.
It's actually like 53 or something like that. It's crazy. How much cash you just make from this one? That's pretty cool.
Are you selling shares off of this when it gets above 5%? So why is I must feel like you just turn the drip off and drift been off for a year All right. I don't know what to say then. So I just keep selling shares Whenever like it just keep climbing.
Yeah, this is one that we got this one. I like probably ten ten dollars ten twelve ten dollars twelve cents on like that and it's went all the way up to like in the last Within the last two years this fuckers was it well up at 25 and it's pulled back a little bit since then but it's still 18 or 19, I guess why it's more percent value increase. It's crazy.
This is what this one does is phenomenal. I really like it So there's the BTC is the retirement. The next section of the retirement is ETFs and We've been over these a few times Do it again.
Oh the one I'd like the one I like the most is a IP I this one is a we would we actually did cover this one in a rush. Yes. It's a wreck to the Rex share podcast If you're not if you don't remember you never listen to it AIPI actually had like they hold like a basket of like companies that Are in the AI sector and they actually hold the underlying company So you get the price appreciation when say NVIDIA goes up or when Palantir goes up you actually get a slight price Appreciation as well as the dividend has been consistent ish percent.
It's been consistent between 30 and 35 percent Like I just got the email. That's another this for August is a dollar 23 a share and it's it's been Probably Over the eight months probably seven of them have been over a dollar So it is a variable dividend So if you're like on a fixed income where you need to know exactly how much you're generating you might want to put less money into a variable income ETF but I really like a IP I I like pretty much all of the Rex ones because they hold the underlying stock I don't like the ones that don't whenever they write options on like that. I like the yield maxes That's why we have a completely different strategy for like say NVIDIA why because it's they're not actually holding the video They're just holding a long position in the short position so that and you get no price appreciation from that because all they're basically doing is making money on the Options and then giving you that cash each month Whereas with AIPI and FEPI they actually hold the underlying company So you get some price appreciation when the extra underlying companies go up.
So I like that Next the next one's going a little bit is Xyld Like no, I I actually saw I think it was two weeks ago. I even said something to karma I was like, um, I just got an email at xyld. I've never heard.
I've never got an email at xyld in all the years I've been doing this. I've never had another Expert or a publication talk about xyld if you're like what they do is they literally write They they they own S&P 500 companies and they write cover calls in each of them and they just use the cover call put that called when this Good went the difference. Well, they use what? Spread spread.
Yeah, they use this spread to generate cash and they give you just like 30 to 48 cents a month I know this is another one. That's a it's a variable of yield. But like you can be pretty Secure and that you're gonna be making more than 38 cents a share in this one and I was just excited literally just got this one for the retirement account to put in the spreadsheet for the dividends collected and everything and we've made in This is one of our longest holdings we had since 2022 so in like three years, we've made like six grand in dividends in this one with a 10,000 invested Jesus That's really good considering the price hasn't really done too much depreciated too much Like this one is one of those the way it's set up.
It literally just trades like sideways for the most part It's like a freaking wicked awesome. It's perfect. Perfect for idea.
I like xyld I know like what I get a lot of emails about emails or Questions or publications talking about QYLD. I don't like that one as much We actually held that one years ago and it does it didn't it's not doing what XYLD does where XYLD kind of goes sideways QYLD was way too volatile and the dividend was too way too volatile so you really couldn't get a Picture of like what you were going to make each month. I didn't like that one.
So we got out of that one The last one in the the ETS is why why why triple why I actually was wrong? I thought this was a bond one This is actually a fund of fun kind of closing the fund fund of fun index type thing where they hold they hold a basket of closing the funds and They just use the price appreciation from that to fund their 12 12 cent each month

How the hell did you confuse that with a bond fund? Because it said bond fund years ago. If you go in and you look at their top ten holdings, it used to be bonds, so they might have shifted it the last three or four years. So they were potentially one and now they're shifting.
We've held this one forever. This is another one where it's been probably three or four years and we've generated thousands of dollars in dividends in this one. In the Van Life portfolio, we actually got out of it because I thought it was overvalued.
In this one, I just keep turning the drip on and off because I like where it's going, like what it's doing for the retirement account. But for the Van Life, it wasn't generating enough income for as much as we had sunk into it. So I just took a profit of about 12% or 15% and got out.
Next area is closed-ended funds. We have three closed-ended funds in the retirement portfolio. We have NAD and NCF, which are both mini bonds.
Muni. Muni bonds. Muni bonds.
Which means they're tax-exempt. So basically, if you live where we are in Pennsylvania, they'll tax your dividends and stuff like that. Well, they don't for the municipal bonds.
So you're basically tax-free. I thought these were local ones. Is it depending on the state? Some of them do.
These ones here, because they're universal, they're tax-free. Oh, okay, nice. You actually can go in and say you live in Pennsylvania, you can actually go in and get a Pennsylvania closed-ended fund that has municipal funds in it.
These ones, literally, again, just trade sideways and you get five cents a month for each share. And we're up total return of 20% just in holding them for over a year. Nice.
And the price literally, not literally, but for the most part, hasn't gone anywhere in 15 months. Now, again, that's our strategy. Other people might want to see some appreciation, but I'm cool.
Passive income. I can hold something for five years. When I bought it, it was $10, and five years later it's $10, and I collected a 7% dividend the entire time.
That means I made 7% per year on that investment. Yep, don't care. Other people might not like that.
I'd rather have the cash flow. And then we have another category, because I really didn't feel like creating different categories for everything. We'll talk about QVCGP, but I fucked up there.
Last year it was at $55, and I said to myself, I should probably sell this one, and I didn't. And then they suspended their $2 a quarter dividend. Yeah, he had one of those Spidey Sense moments, and it's one of the ones where he, like, I don't know why you didn't act on it.
He should know better at this point, because when he gets one of those. Yeah, so anyway, this one, they suspended their dividend. They didn't cancel it.
They didn't get rid of it. They suspended it, meaning that if they ever make enough money where they can pay the dividend out again, you're getting a dividend for each quarter you missed. Right now we're in the second quarter, so it's $4 for the next dividend if they bring it back.
But it's the TV shopping network. They make so much money. So we've lost so much money in this one, it makes really no sense to sell it.
So now I'm actually really curious to see if they ever bring it back and we get that back pay for the cumulative dividend. That would be really interesting to see. So this was a whoopsie-daisy.
This will be end-of-the-year bloopers where I really just fuck the pooch on this one. Hopefully you take that as a learning lesson. Another one that I don't really hear a lot of people talk about is TRMV.
It is a refined and dirty petroleum transportation company. Basically they have a bunch of ships. They sail across the ocean and they deliver refined petroleum and they take the dirty petroleum and take it to a place where they can dispose of it.
I really wanted exposure to shipping stocks, so I got into this one. It's pretty good. It has a 20% yield, and it's based on the price of petroleum and inflation and things like that.
So it's depressed this year. It's not great, but it's doing what it's supposed to do. They just give me 20%.
So as long as the stock doesn't drop by more than 20% in any given year, I'm making money on it, so that's fine. And another one we got into at about the same time was SBLK, which is a dry bulk shipping. Dry bulk is basically those big fucking conics boxes.
You see where they ship stuff? Let's see. Like I said, we're going to post this list on the show notes, so you can go through and look at everything we got. That's it.
We have three bonds, but we've discussed those ad nauseum. You didn't go over everything in the portfolio because I assume they're in the other portfolio? This will be like a three-hour podcast. Okay.
So what are you touching on? You're touching on the ones most notable, most under-noted, most whatever? Under-valued, under-appreciated, and things of that such. Like I said, everything will be in the notes where you can literally just go through verbatim and they hold that, they hold that, they hold that, they hold that. So we'll post the list.
He did skip quite a few of these, so you'll want to click on that if you're tuning in. And then we go into the vanning portfolio. This is our portfolio that we're basically generating as much income as we can without a complete price implosion.
Implosion. Where we still have shares and everything, where we can just live on the road in the van with the income from these. And we have quite a bit of... The high-yield ones, which are risky, NAV decline potentially.
The round-hill, the yield max. We have three round-hill weekly payers. We have the Apple one, we have the NVIDIA one, and we have the Palantir one.
All three of those companies aren't going anywhere. And if you invest in the company itself, you're not making shit from them other than price appreciation, but then that's taxed at a completely different level. So I like those because you get a weekly paycheck from them.
Yeah, and the round-hills are actually better, we believe. And if you haven't tuned into our yield max experiment, we did a really deep dive that's going to get posted either the day before this or the day after this goes out. You'll really want to tune into that one if you're interested in these high-yielders because we started an experiment, and it is not going according to plan.
And we have a full assessment of what we would do differently, and the round-hills really have a place in that whole thing. So tune into that if you're interested in that. Then we have AIPI and FEPI both in the van.
Those are the REC shares. The REC share one in the van life thing. Don't we have CEPI too? No, we don't.
And we have a few yield maxes. We have the Amazon yield max because Amazon is not going anywhere. We have the Coinbase yield max because 2025 and 2026 would be really good for Coinbase.
We have the fiat yield max, which is the Coinbase short, just in case, you know, why not cover our ass a little bit. I think that was an experiment too. We have the MSTY, which is the microstrategy yield max because Bitcoin is not going anywhere, and Bitcoin is just going to keep going up and up and up.
We have LFGY, which is a lot like CEPI. It's basically they hold a bunch of crypto companies. So I like that one.
That was actually a really good one. Because crypto is not going anywhere. And that's another weekly pair.
We have NVDY, the NVIDIA one, because, again, NVIDIA is not going anywhere. So whatever. We have WNTR, which is the microstrategy short yield max, which, again, I'm covering both sides because I might as well just, like I only put a few hundred dollars in each, like some of these.
Then we have the USLY, which we've held like probably the longest or it's in the top five of the longest we've held in the Van Life portfolio. Was that actually a yield max one? No, it's a GlobalX. Okay.
I don't know what that is. Oh, that's one of the new. Yeah, yeah, okay.
It's a GlobalX one that's been around for a while, but they just started in the last year doing weekly pairs. So we're getting a weekly paycheck every week for holding USLY. The problem is USO doesn't correlate to oil prices.
So like you would think if oil goes up, USLY would go up, but it doesn't. It basically reflects the USO price, which is I think the United States oil or something like that. I don't know.
But I still wanted a weekly pair, and then I actually wanted exposure to oil. They paid a monthly dividend, but then they went to weekly, and I was like, sweet. Oh, I didn't realize YBTC was a round hill.
Another round hill we hold is YBTC, and that one is a cover call. They actually hold Bitcoin, and they just write cover calls on the Bitcoin they hold. Bitcoin, I think, is going to be worth like a million dollars within the next 10 years.
So anything with Bitcoin exposure where you're getting. That's another one that pays weekly, YBTC. Then we have YMAX, which is the Yieldmax fund to fund.
The index fund of the Yieldmaxes. So if you want exposure to the Yieldmaxes without being able to pick the individuals, YMAX actually invests in all of them. They pay weekly as well, so that one's pretty sick.
That one is pretty sick, and that one doesn't have as much NAV decline. So if you're starting with one, I'd start with that one. Right.
Then we have some other ETFs. We have JEPQ, which is really good. It basically is a cover call on the majority of the NASDAQ stocks.
So rather than hold the actual NASDAQ stocks and get no dividend, we just went into JEPQ. I remember when we got into this one, there was a discussion about JEPQ or JEPI, and I went with JEPQ because it yielded a little bit more, and I liked what they were holding at the time. And no regrets, right? None.
I've paid off in both. We hold JEPQ in both accounts. In both accounts, JEPQ is paid off, so it's all profit.
And I can flip the drip on and off depending on if I need cash or if I like where the price is at. One of the newer ones, the ETFs that we own in the Van Life portfolio, is the QQQI, which is a NEOS NASDAQ cover call. So it's kind of a lot like JEPQ, but I'm just using what I'm doing right now because JEPQ is paid off.
I'm taking the monthly dividend from JEPQ. I'm dumping it into QQI, and it's strengthening my position in that. I like that one because they're a lot alike.
And then we have RYLD, which is the Global X Russell cover call. It's a small caps, and small caps are underperforming this year. So this one is kind of trading sideways but down, so we're collecting a lot more shares.
And at some point, it will turn around. And then we have THCA, where we dump unused cash into, and we just let it ride. It gets like a 12%.
And basically, it's a SoFi one that basically writes options on the S&P 500. As for dividend stocks, we have AB, which is an investment management company with an assets under management of almost $1 trillion, $129 billion. Unlike traditional BDCs, which lend money out, AB actually invests money for clients such as governments, estates, banks, and pensions, etc., and they make their money from how much, I guess, whatever percentage they charge these people for making that money.
So it's like a quirky little one that I actually like. It's been performing pretty well, so we got this one at a really good price. We have ABR, which we discussed.
We have AG&C, which is super undervalued. I think this one should be at like $12. It's trading at like under $10.
And if you're not familiar with it, it's a mortgage REIT. This means they actually don't hold properties. They hold paper.
And I think in reach, they're going to have a great time when the interest rates start getting cut, which they do project to be in September now. There will be one this year at least. They're talking about multiple.
I think one's probably going to be about the extent of it. But I like it. It yields like 15% to 16%.
And this one's, again, just traded fucking sideways for two years. Nice. We have ARLP, which if you're not familiar, I'm like coal.
I don't like coal, but I'll make money from it. But coal is something that's not going anywhere no matter what people think. Yeah, because of the energy need for the AI stuff.
They're going to be taking it from everywhere they can possibly. Although, interesting story. Didn't you say something about Sweden or Finland where the way that they do energy because of the solar, wind, and a whole bunch of other stuff? They're moving AI stuff over there.
In Finland, because they have so much electricity from the solar and the wind farms they have there, there's months a year when they actually pay people to take power off their hands. So there's a lot of AI companies moving there to actually start their factories so they can get this free energy. I don't know if it's something that Finland and the companies come up with or if it was like a rule.
They came up with a win-win, right? Basically what they do is when AI uses the energy, they pump it down and they heat up the water to 70 degrees Celsius, which is hot as shit, and then they pump it under the street so they heat the whole fucking city up with the water from the AI. So it's pretty sick. If you haven't read about that, I would read about it.
It's pretty cool. Very interesting. We have BME, which is a close-knit fund that holds some of the biggest healthcare companies.
Again, rapidly aging population. I like BME. BSM, Civi, these are ones that are just whatever.
And then we have some of our beauties. Sarcasm. Camping World, CWH.
Again, that one cut its dividend 80%, turned into a growth stock, bought a whole crap ton of used RV sales places and dealerships. RV dealerships and camping stores. And they're in that weird in-between before they're really starting making profits.
And, yeah, like price is still down. So we lost so much money we're just like letting it ride to see what the hell happens. Yeah, and another one of our beauties is Icon.
Like Fox Mulder, I believe. I believe it will happen at some point. I believe.
I think it's severely undervalued because they have their hands in so much shit like energy, automotive, food packing, home fashioning, real estate, et cetera. Berkshire Hathaway. And they make so much money.
But because it's set up like an MLP, like every year your shares lose value and then people are saying that they're manipulating the data and that their dividend is not covered and shit like that, which may very well be true, but it doesn't really matter if the dividend is covered because like 85% of all the IEP shares are held by Carl Icons. So whatever. It is what it is.
We have FSK, which is one I don't think a lot of people know about. It's a BDC. Fisker Capital.
Yeah, Fisker Capital. I'm pretty sure most people haven't heard of. It's very well ran, but it's not as well as HTGC or TRIN.
But if you want to have a look at – if you want to have a BDC exposure in your portfolio, this is one I would start at because it just had earnings. The earnings kind of sucked so it kind of pulled back to like the $17 range and it should be in the $22 to $23 range. So you could probably get a 12% yield that's going to grow like 15% in the next 12 to 24 months.
That sounds like a good idea to me. We have KRP, which I know no one's heard of. It's basically a small cap interest in royalty company.
They basically own the land that people pull shit out of and they get a cut every time people pull oil or mineral out of it. And because they do contracts, it doesn't matter if these people are actually getting stuff off their land or not. They're still getting royalties.
Yeah. And so this one doesn't really matter what the – like if it's overvalued or undervalued, that's like irrelevant at that point because you're just getting a percentage of what they make. So like obviously you don't want something that's like – if KRP was say 40% overvalued, you wouldn't like that.
But like if you like pull up the PE and the PE is like over like what the industry average is, it doesn't matter because they're different. We have MO instead of BTI in the van life portfolio. We have Alterior because smokers are going to smoke.
Smokers are going to smoke. And whatever. Except maybe you.
You might be quitting on soon. Yeah. Tomorrow, I have one on left.
Oh, you're trying that far. I'm going to try to make it my last one. You should probably get that video in before you actually go cold turkey.
We have NPW which again is like Icon and Camping World is just shit. It's been shit. I don't like – They supposedly reorchestrated.
The potential is here for this one to be like a $20 stock. But every time like they start to get any momentum, some shit comes out and it's like, so let's put it back down to the penny stock range. So it kind of sucks.
Again, we're so much down in that one. We're just kind of holding it to see what the hell happens. Then we have a couple of other BDCs.
We have RWAY, R-W-A-Y and we have SPMC which is one of our newer ones. Like we just got this one a couple of months ago. I have no idea why I got into SPMC.
It's just like one of those I woke up one day and decided. Yeah, I was just – It was an intuitive play where I just said I like this one. All right.
We'll see what happens with that one. If you remember, we were at SCM and SCM wasn't doing anything. We were making like 8% or 9% for the year and it was paid out monthly.
But we weren't making anything. We were making like $20 a month and the SPMC pays out monthly and we're making like double that for the same amount of money. So I traded SCM for SPMC.
We'll see if that was a good decision or not in the long run. RWAY is a BDC that invests in life science technology, IT and healthcare. All the things we like.
All the things we like. So that's why we're in that. SRV is a closed-ended fund that holds almost all the best MLPs.
So why not? It saves me the trouble of investing in all the MLPs. I actually have a spot. I like baskets.
I think you really like – Then we have UAN which is – I know this. Hold on. ETN.
Damn. The fertilizer one. I screwed that up again.
If you're not familiar, every farmer pretty much uses nitrogen fertilizer and nitrogen fertilizer is UAN's bomb. It's their bomb. So like as long as people eat and need crops and shit like that, then this one is going to be lucrative and it's been lucrative.
I think you actually like hinted at that. Don't they use fertilizer to make bombs? They do but – Interesting word choice. Then we have Trent and UPS.
But like some of our growth stocks here, like you would be surprised that we actually have as many as we do in the van life portfolio. But again, like some growth stocks – Yeah, check this out. You can't pass it up.
We have AUR which is autonomous vehicles. They literally just started running autonomous semi trucks in Texas. Very cool.
They're soon going to expand to New Mexico and Arizona. I can't wait for self-driving cars to be honest. Like one, people can't drive and to be honest, like as much – I would love to be able to just not have to drive and be able to do other things while driving.
Yeah. So I see the potential for it. But like again, I don't give a shit because how cool is it? We live in a society where self-driving cars are here.
Then we have self-driving semis. So this one can do whatever it wants. We hold Chipotle which is super undervalued.
I did mention that a hot minute ago, didn't I? We hold HAFN which is an international oil tanker business that I'm – dude, I think maybe 10 people know about. Ten? How many people? Is this like a low volume one? It's pretty low volume and it's like – it's the one that's like under the – you talk about under the radar. This bitch is buried in the ground.
No one even knows it's there. HAFN. Underground.
Underground. It has like a 5% yield but it's not – like it's really a growth one that I think is probably due for like probably 100% gain at some point. Interesting.
We have INTC which we talked about last year. Intel. I said Intel.
It makes too much – We picked it up right after that massive fucking drop happened. It makes too much money to be this low and like now it's – now the government has a 10% stake. This fucker is going to take off.
Yeah. We have NVIDIA. We got NVIDIA when it did their stock split and like everyone pouted.
We talked about stock splits. When they do, they always go back up. Everyone pouted because they're like, oh, NVIDIA split their stock.
So the price dropped like 12% or 15% within like three or four days. We picked it up at that dip there and we've been holding it ever since. We're up 70% in this one.
Yeah. Just from that. I mean it's going to say like if it's a different company, maybe that's one thing and it doesn't always like do that duplication.
But we did that podcast episode that talked about what happens with stock splits. When they do these forward splits, you want to buy them, especially when they're companies like this. Walmart, Chipotle was another one.
Like that's why we're in Chipotle. Yeah. We own Opera, O-P-R-A, which is a Norwegian web browser company that few people know about, but I bet you millions of people use.
I use it. They pay like a 4% dividend, but like again, they're undervalued. We own RxRx, which is when they merged AI technology and medical field with it.
What the heck was the original ticker? I can't even remember. A-C-T-S or something like that. It's something like that.
I can't even remember what it originally was. RxRx is so much easier to remember. RxRx merged with the company we used to host, so now we have RxRx shares, which is basically the company that merged with the one we had.
The one we had was AI medicine. This is basically RxRx before they merged was genetic stuff, where they would take your genes and make like a medication regimen based on your genetics. So now they have the genetic medication plus the AI helping medication.
So RxRx I think is going to be worth probably- It's one of those ones that I want to wait at least four years before we sell it because I think it's just a matter of time. It's going to be worth like 1,000% from where you get it right now. It's like $5 or $6.
Another one that we've done really, really, really well on is SoFi. We got that at like $8, and it's at $25. Nice.
We were up a lot on this one. That's another huge high five. And then the last one that I- Did we talk about TeraWolf? Kind of.
WLF. It's TeraWolf. It's a bitcoin mining and mining power company.
Oh, no. We didn't talk about it on the podcast. It was in one of the emails.
So if it were on the emails, you would have known about this one weeks ago. Google just took a 14% stake in TeraWolf. After you bought it? We've had it for like a year.
Oh, okay. It's up to like $10 now. We got it for like $4.
But it's because Google is investing in it. What they do is they basically generate sustainable energy, and they power bitcoin mining factories with the sustainable energy. And now Google wants their sustainable energy for their AI factories.
So this one could be switching from a bitcoin mining power company to an AI power company that uses sustainable energy. So this is one to watch. I think $10 is really reasonable for this one.
I think this one could be worth $60 or $70 in five years. So that's why we have growth stocks, and they're all super lucrative. Like I said, all the tickers, again, will be in the show notes, so you can see exactly what it holds in both accounts.
We'll definitely post that. And the whole reason we did this is because we wanted to have an episode real quick to do a discussion of some of the background stuff so that when we do the quarterly dividend update next week, we can just blast through. So we can give you more data without having to talk about the companies.
Yeah, and then having to talk about them twice in two portfolios. So listen to this one first or listen to this one after you do the next one, however you want to listen to it. But that's why we're separating this out this month.
Yes. Or this quarter, whatever you want to say. And next week, we'll be with the retirement portfolio, the dividends for the month of June, July, and August.
And so far, it's looking like maybe we should talk about it. Not great, but not bad. You know what I'm saying? Not as bad as it could be with all the tariff horse hockey happening.
It's what it is. But again, we'll be transparent, like here's what we made. Yeah, and we'll be talking about why that's a problem.
Yeah. So that's next week. You guys have a good week.
Enjoy this ticker parade. Ticker parade. Nice.