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Roaming Returns
Most nomads just relocate their hustle—freelancing, content grinding, or trading time for money on the road.
We’re Tim & Carmela, the Income Investing Nomads.
On Roaming Returns, we break down how to build hybrid income streams—dividends, value investing, strategic flips, and tax-smart strategies—that decouple your time from your income.
So you can fund your freedom, travel full time (even in a van), and stop deferring your life.
No hype. No one-size-fits-all dogma. Just real numbers, tested strategies, and honest conversations about how to make work optional.
New episodes drop every Thursday.
Roaming Returns
121 - Would YOU Trust Our High Yield Portfolio to Pay Your Bills?
The Van Life Portfolio is where things get wild. Unlike our conservative retirement account, this high-yield setup is built for cash flow, not capital preservation. In this episode, we break down Q3 2025 dividend results, compare them to last quarter, and show how we’re managing volatility while keeping the income steady.
📊 Key Highlights
- Dividend haul: $5,562 this quarter (~18–19% yield)
- Monthly payouts: $1,575 (June), $1,777 (July), $2,210 (August—one of our best yet)
- Biggest movers: USLY, AIPI, FEPI, HTGC, and NVDW crushed it
- Problem children: FIAT, QVCGP, NPW, and IEP—still paying, but pain everywhere else
- Tactical pivots: DRIP off on risky YieldMaxes, capital recycled into undervalued plays, and double-dipping strategies around ex-dividend dates
🚐 The bigger vision: this isn’t just a portfolio—it’s a cashflow engine for freedom. Every dividend check pays for life on the road: food, gas, insurance, adventures.
>> Q3 Monthly Dividends Spreadsheet <<
>> Portfolio Overvalued and Undervalued Buy Up To Spreadsheet <<
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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
Welcome to roaming returns a podcast about generating a passive income with dividend stocks so you can secure your finances and liberate your life.
Last week, we broke down what a conservative dividend portfolio looks like—steady, defensive, built for capital preservation. This week, we’re flipping to the other side of the spectrum: the Van Life portfolio. It’s high-yield, high-volatility, and high-drama. We’re looking at what this income-focused portfolio paid in Q3, how it stacked up against last quarter, and what tweaks we made to keep the dividends flowing while keeping risk in check. This is where the cash for groceries, gas, and travel comes from, so let’s dive in.
Last week we covered the retirement portfolio with the dividends collected in the third quarter, well our third quarter. I know the quarters don't match up, but whatever. And so this week will be the van life portfolio dividends for the third quarter.
Aka the higher yield. Yeah, the crazy one. Higher CRA risk.
The crazy one. So let's take a look back where everything was in March 2025 through May 2025. That was our second quarter.
We collected 5,667 in dividends. But just like when we discussed last week with the retirement portfolio, there were a lot of ones that we had to revise because Arbor, ABR, Hercules Capital, HTGC, ICON, IEP, Kimber, Royalty, KRP, RWA, RWAY, UAN, all paid dividends in months that they don't normally- They don't fit the pattern. Don't fit the pattern, so I had to do some revisions.
So with the revisions, we made 1,561,560 in March. Pause. Did you actually add all the columns up this time? I think, yeah.
I double checked that. If you were listening to last week's episode, when I was prettying up the spreadsheet, we realized that Tim somehow didn't do a sum with row one or row two integrated into the thing. So we actually weren't off as bad as we thought we were.
Not much of a difference, but still WTF. It's a spreadsheet. Learn to use equations.
It didn't like what I put in. I don't know. I don't know what to tell you.
Obviously. In March 1,560, we had to account for AB $78, ABR $162, HTGC $124, ICON $94, KRP $62, RWAY $75, UAN $93. There were pluses and minuses in the chart.
You'll be able to see where I subtracted their bolded and everything. That was March. In April, we made $1,540.
In May, we made $2,075. With the revisions, where everything's lined up where it's supposed to be, we actually made $5,175 in the March through May period. Fast forward to quarter three for us, which was June through August.
In that quarter, we made $5,562, which was 7.47% more than the revised totals or 1.86% less than the unrevised totals, whichever you want to look at it. In June, we made $1,575. In July, we made $1,777.
In August, we made $2,210. That means if we use the revised totals, we made more in each month of the quarter than we did the previous quarter. That's a high five.
Yeah, so that was nice. In the third quarter, we sold two holdings. We sold PHT, which was our bond fund.
I didn't like what it was doing. We sold SCM, which again, I didn't like what it was doing. With SCM, I literally just did a swap for swap.
I sold all SCM and I used all that money and put it into SPMC, which I'm liking better now. It's $0.25 a month, whereas SCM was like $0.19 a month or $0.12 a month, something like that. I forget the exact number.
Those are the two positions that we exited. In the third quarter, we actually initiated positions in BSM, MSTY, NVDW, QQQI, SPMC, and WNTR. Most of those look like EOMAX Roundhill.
Yeah, MSTY and WNTR are the Yieldmax MicroStrategy Long and MicroStrategy Short. MSTY is the Long and WNTR is the Short. What are they for the stock MicroStrategy? What the hell is MicroStrategy? It's a stock that just dabbles.
It's supposed to be a tech one, but it basically attracts Bitcoin because they have so much Bitcoin in their treasury. It's like everybody's into Bitcoin. BSM is a gold mineral stock type thing.
It's severely undervalued. NVDW is a weekly Roundhill pair for NVIDIA. QQQI is what we have.
Remember, we have JEPQ completely paid off, so we're taking the JEPQ cash and we're dumping it into QQQI to actually get a better position. They're very similar. It's the same thing.
It's a NASDAQ covered call thing. Those are the six that we initiated positions in the third quarter. Through nine months, remember, we included December because I'm crazy in our yearly totals, we have collected $16,264 in dividends.
That equates to a monthly dividend average of $1,807 on $103,000. I think I looked today, it was $103,000. We're making pretty good.
It's about whatever that is, 18% to 19%. We'll get into the buy-up two-point so you can see what I'm talking about. I did all this on August 31st, the same day I did the retirement portfolio.
As of August 31st, JEPQ, UAN, MO, and NBXG are overvalued and they basically should be put on your watch list if you're interested in owning them. They're all four really good. UAN is very volatile so that one you should be able to get into at any point because like I mentioned last week, that one goes anywhere between $70 and $100 all the time.
It does some wild swings. I do believe there'll be a pullback at some point. It might even be September because September is historically the worst month of the market.
I do believe there's a good probability the market will pull back enough at some point where you can actually get into all four of those if you wanted to at a far better price where they're not overvalued. Then as of August 31st, we have a whole slew of shit that's 15% or more undervalued and that you could actually think about buying right away. We have ARLP, which is coal.
CONY, which is crap. FIAT, which is crap shorted. I'm sorry.
CONY is the experiment we're doing. It's the Coinbase Yieldmax. FIAT is the Coinbase short of the Yieldmax.
IEP, which is ICOM, which is the gift that just keeps on giving to me. KRP, which as we mentioned before, it's a royalty. It's one with mines and oil and precious minerals and stuff like that.
They hold the land where people mine at and then you just collect royalty payments for the people using their land. NPW is a lot like IEP. It's the gift that keeps on giving.
It's medical properties. NVDY is the Yieldmax NVIDIA long. SPMC, which I just mentioned is what we took our SCM money and put it into.
SPMC is a newer BDC. What I mean newer, it's within the last seven months or so it actually was opened. UPS, which everyone knows.
USLY, which is a weekly oil pair. And YMAX, which is the Yieldmax fund of funds, for lack of better words. They basically have a slight position in all the different Yieldmaxes.
Those are all 15% or more undervalued, but I beg you, please do your research as some of these investments may be undervalued for real reasons like Coney and ICON and MPW. When you're doing the research, you have to make sure these investments fit your goals and your risk tolerance before buying them because I don't want you guys to get into something because I said, hey, it's undervalued. It's all over the place craziness and you're like, I lost money or whatever.
Do your research. This is just a list for you to research and see if any of those potentially are ones you want to buy. As of now, we only have two that sell in the portfolio when the price appreciates a little bit more.
FIAT, which hasn't done anything like I thought it was going to do. I thought because Coinbase was going to be going upwards, that fiat would balance it out like the Coney payment and the fiat would balance each other out. Well, it turns out they're both just down a lot.
We're down 54% total return in fiat. We're up in Coinbase because we paid it back, not in the experiment, but in our van life portfolio. The other sell is QVCGP, which we mentioned that last week, it's the QVC preferred.
For fiat, if the price gets to $5 or above and you hold it, I'm sorry, but don't listen to me. At that point, you might want to take what you can for it. $5 seems like a good price for fiat.
For QVCGP, I think $10 seems like a pretty decent price. Fiat's at 380 around there right now and QVCGP is a little under $7. Put a good until canceled order in so you don't even have to watch it.
Just say fiat 5 and QVC 10. That way you don't have to do anything this quarter. If they sell, you recoup some of the loss in each.
That's pretty cool. Now, we're going to go into the chart so we can look at a couple of interesting things. Lulalala.
This one? This one. That one. Okay.
Here's my spreadsheet that she gives me shit about. The interesting ones are the AAPW is interesting. That's the Roundhill Apple one.
I dabbled in the Apple of Yieldmax for a little bit and it wasn't paying me enough. I was like, I'll try something else. I saw that Roundhill had one.
I like what Roundhill does. I got into that in April. What I did is I sold my Yieldmax for Microsoft, MSFO.
I sold that and I put equal money into Apple and the AAPW and I put equal money into Palantir at PLTW. You actually sold the Microsoft one. That's right.
It wasn't paying anything. It wasn't paying anything. Before that, if you scroll down to the Microsoft one, you'll see the rationale in my brain here for a minute.
MSFO, we were making about 25 to, I guess, 20 to 28 at the high end of a month. So I took that money. I split it equally into Apple.
The Apple one, AAPW, which we're not making a lot, 10, 15, 12, whatever. Then I put the other half into Palantir, which is PLTW, which you'll see we're making a lot more. We're making like 40, 50, 59, 57.
So between the two of them, I'm making probably two to three times more for the same amount of money in the Palantir-Apple split that I did, as opposed to just holding the MSFO. That's why I did that. I thought that would happen and it has.
So lesson to be learned is if you're in something that's not paying enough, like PHT, the reason we got out of PHT right above it. We had a few thousand dollars in PHT and we were making $10 a month. The objective of the Van Life portfolio is to make income.
It's not so much about price appreciation or price appreciation plus some income. PHT, it was appreciated a little bit. We made like 8%, I think, for the months we held it, but we weren't making a dick when it came to monthly payments.
So that's what I do. The next one that I'll probably- And that's a really good point to take because there was a few of ours that we kept in the portfolio that we had massive losses in. There is a tipping point where the amount of money that you have left over in the stock might not be able to buy you much of something else.
And some of those, you kind of just are like, let's see what happens. On this chart, you also see the queer tip right there. Line 41, we didn't get our dividend this quarter for that, which was like 270, 275, something like that.
So our totals would have been better had we got our dividend for that. We mentioned that last week that it is- Oh man, that would have been way better. It's a cumulative one.
What that means is in the preferred shares, if they suspend the dividend, the cumulative means that they will actually accumulate what they owe you and pay you back if they ever start to dim it back. Shouldn't this be QVCGP? Yeah. It was queer tip.
All right. Back up to the top. Let's see what else we got to talk about.
One that doesn't get any pub is this number five, line number five. No one ever talks about that. I've only ever seen one article about AB.
What they do is fascinating. Whereas a lot of the BDCs lend money out, AB technically is not a BDC, but they characterize it as one. What they do is they invest money for people.
They're like CME, for example, or AFG, which invest people's money for insurance and they pay them the payouts. AB does the same thing. It's grown its dividend for, I want to say, 17 years.
I might be off, but I like it. It's pretty good. It's a variable one.
It has a base dividend, and if they have extra leftover at the end of the quarter, they'll give you a special. It's not a special. It's called additional or whatever, where they'll pay out X amount of their total profit, like 70%.
Then if they have, say, that quarter, they had 90% or 20% more money, they'll give you a 20% special. I like that, but the base dividend is I do believe what happened in August. I think that in May, we got a little bit of a dividend, a little bit of a special, but in March, we got a pretty big one.
The one that I just informed our van life friends to invest in is number nine, AIPI. We discussed that a lot because it's really good. It's been pretty consistent.
You see 119, 119, 114, 111. That one's been pretty consistent now. We've had that one for I think 10 months, nine months, 10 months.
The least we got was $100. We do like the consistency, especially with the higher yielders. I like the ... It's technically a variable dividend.
You never know what you're getting in a month. The fact that there is some semblance of consistency with AIPI is very nice. Quite nice, considering the yield maxes are all over the place.
The one that I just turned ... The blue on this left side is ones I turned the drip off, where I'm actually recouping my initial investment. I've been doing that for AMZY, the Amazon yield max now for a few months. For those of you listening without looking at the chart right now, since we're posting this on YouTube, we will have links in the show notes for you to be able to peruse these at your leisure so that you can actually ... You don't have to keep track of tickers.
You don't have to remember the numbers. We're not going to go through all of these like we were done before. Again, that was what the previous episode was two episodes ago.
Then we did a conservative portfolio last week. Now we're going over the higher yield one. Check out those charts.
They'll be in the show notes so that you can get out of them whatever you need. You'll see because the AMZY, I turned the drip off. That's why it's in blue.
What you'll see a lot with the yield max stuff, their shit is all over the place. There is no consistency to that line whatsoever. 65, 31, 44, 34, 41, 70, 55, 54, 105.
That's why I think it's imperative for people to actually withdraw their initial investment because you never know what you're getting from the yield max. And they have massive NAV decline. I argue with people about this, whether it's on social media or in person, people actually know about the yield maxes.
They're like, why would you leave the drip on? You get more shares. And that's very well true. But at the same time, you do have the NAV decline.
You're never guaranteed a higher dividend the next month. So why take the risk? This is how you mitigate the risk in the yield maxes. Let's see what's another one that's interesting.
Right there, line number 20 is line number nine's cousin, FEPI. I like that one a lot. Again, it's pretty consistent between 77 and $100.
It's not as well as AIPI, but it's fairly consistent. And those pay around 30% yield? Yeah, 25 to 35% for the two of them. I think FEPI is like 28 and AIPI is like 35 or 36.
And you see FIAT right there. That's why we're getting out of it. Line number 21, um, terrible. I have the drip off on that one, but like, you see, we were like, God, it dropped from 85 and 77 on a 14, 12 and 26. Yeah, we made less.
That's a huge dump. We made less than quarter three than we did either one of those dividends, $53 and quarter three, which is that column column are on the right is what we made for the quarter. Q3, you see that we only made 53 and Fiat for the quarter when we made you 80 some dollars.
And why we do this here, we're freaking making this. So this isn't retarded. Okay.
They're Fiat. You see that we like, we made more, we made more in May than we did for the entire court, like the entire quarter of the third quarter. So like that's, it's, it's out because like the payments have gotten shitty and whatever.
Yep. And if you look at column F, like what the bulls are, that means that they should have been in column E and that one that's in column G should have been in column F. That's what they are. Then that's how I did my revisions at the bottom.
Uh, this is the one that I've actually got in the retirement account that I don't think it's enough. Pub is in the line number 27, which is the LFGY. We mentioned it last week.
It's a weekly pair. And again, you never know what you're going to get, but the hell just happened. It is.
I like what they do. And the fact that it pays you weekly, like it's not terrible. Like it's been pretty good the last four months.
But prior to that, it was kind of weak sauce, but those, I'm assuming you have more shares than you did last quarter. I have the drip on in that one, even though I shouldn't. Even though I shouldn't, even though it completely contradicts what I just harped on the last couple of minutes.
I go based on valuation. So then what we're doing here is we're taking the line number 35 profit and we're dumping it into line number 34 right now. Before I took MSFO and I put it into AAPW and PLTW, but now I'm taking NVDY's profits because that's paid off.
So it's all cash. And if the price of NVDY is low, I'll drip it for the month. If not, if they say the price went up or it's like above say 15 or $16, I'll actually turn the drip off and I'll dump the money into NVDW.
And that's how I got my position in that. And then that position will keep growing. And that is something that I don't think I actually put enough clarification on previously.
Like I do take a lot of stuff in cash and I dump it into other stuff. Yeah, you have to. And again, because we're value investors, we are constantly looking at the valuations of things, turning drips on and off, and then picking up increasing shares in certain positions, stagnating certain positions.
And then when we trim, it's only because we're either overvalued over the, oh my God, what's the word? Portfolio. Yeah. What's the percentage word? Allocation.
The allocation's high above the 5% mark or like what he said with the MSFO, it just wasn't paying enough. And if you take the amount of money that you had in that and you could get more for the same risk portfolio, profile, whatever, then why wouldn't you make the swap? So it's like constant recalibration. I'm always tinkering.
Yeah. Constant recalibration. I'm trying to actually buy and sell less, but that's obviously didn't do too well at that this last quarter.
But like I- All sorts of crazy stuff. But it's like if the stuff moves, you either take advantage of the opportunities- Our main stocks have been the same for a while. It's just the weekly and monthly payers that I kind of flip-flop around every now and then.
So we're still trying to, I guess, get our strategy really dialed in with that as data comes in, because we had two years of data that looked really great. Now things have completely pivoted. I don't know if it's market contributed.
I don't know if it's saturation popularity. Line 44 and 43, you see why I did what I did. Detail.
Line 44 is the $0.25 a month one. Okay. SPMC.
I'm making 41 and it's going to go up this month in September, it'll be 42. And the line above it is SCM, which was, I think, I believe it was $0.12, but it might've been $0.15 or whatever, but I was only making $0.25. So like I'm making $15 more for the exact same amount of money and exactly the same kind of investment for about the exact same amount of risk. So I'll gladly take the extra $15 and I'll probably add more to SPMC as time goes on.
Will you decrease your position in SCM or are you just going to let that one run? No, I sold that one. I sold that one completely and I took the money from SCM and put it in SPMC, but I waited until after I got the dividend in July and that's why I brought that up. So say you're in a position that pays a monthly dividend or weekly dividend, don't ever get out of it until you collect cash for it.
Like I waited until I went ex-dividend. You don't have to collect cash, but like you have to wait for the ex-dividend date to pass and then you can dump it into something else. So what happened in July was the ex-dividend date for SCM was like, I think the 8th or something like that.
The ex-dividend day for SPMC was like the 18th. Oh, so you double dipped? I did double dip on that one. Nice.
I mean, I guess you could- I was actually going to ask about that. You can make a strategy out of it if you want to, just like if you- Buy and sell? With these two, like basically you could just basically have to say 10,000 SPMC, get your ex-dividend on the 18th and then sell all the shares and then dump it in SCM. But- But I don't know.
Then you have capital gains and losses. I don't know how wise that would be, but you could double dip back and forth. I mean, since they got rid of trading fees, that's potentially a thing, but- At the very bottom of our list here, you'll see that like we have four in a row right there that we're just collecting cash on.
So all the blue ones were basically collecting cash and dumping into other shit. USLY, WNTR, YBTC. USLY, I like it.
A lot of people don't. I mean, it is all over the place. Like between 130 and what, 280? But I will say what we said last week.
Look at this year total, 1,729. Yeah, we made- That's a good chunk of the freaking payouts for the whole year. We made 570 in the third quarter.
Is that the highest one in the whole portfolio? It might be. Yes, the highest one in the whole portfolio. 570 in quarter three, and we made 506 in quarter two.
So we actually did increase our dividends, but I don't expect that to happen. The weekly payouts have been like nine, 10, 11 cents. Holy crap, June was huge.
WNTR, it's another YieldMAX that we're just collecting cash on and dumping into other shit. YBTC is, I want to say, RexShares one, but it might be a Roundhill. I don't remember off the top of my head.
But that mainly deals in Bitcoin. Again, that one's all over the place. The fact that we were up in this quarter compared to last quarter's revised totals is shocking to me because shit, our variable- QRTEP cut.
Bounces all over the place. And QRTEP cut. The QVC thing, that completely suspended dividend.
We usually have a 256, $207 payment. That got completely kaput. So that was a big, big gash in our monthly total.
Well, you see that August total of $2,200 is insane. That's I think one of our highest, if not our highest. $2,210, baby.
And yeah, look how low June is because that's when QRTEP was supposed to pay out. So that should have been like $300, $200 more. Okay, so now we'll go to the buy up to one.
The other portfolio of Amazeballs. Okay, on this one here, column number F is what I'm going to look at. You can see there's some things- Year-to-date total return.
Yeah. So this is how, for example, line two, AAPW. If you go and look at how it's done for the year, it's down about 10%.
But because of how we're doing things, we're up 21%. We got in at the right price of $37. So is this our total return? Yeah.
I should probably relabel that. And another one's ABR. ABR is down 6% for the year, but we're actually up 30% because we have such a small cost basis.
And of course, for ABR, we've been in that one for years. So our total return encompasses like three years. Since our starting date.
I was actually going to ask that. You have to keep in mind that that's actually our starting- Column F is like the year-to-date total return. So 2025 total returns.
And you'll see like there's some, the bold ones are ones that are 20% or worse. There's Fiat. No white Fiat.
Fiat, the piece of crap. And then- We do not want Fiat. Holy crap, look at this HTGC.
Yeah, we're doing pretty good in that one. We're up 282% total return. So I said, like, it's probably like a lot.
I think I said, I forget what I said, but I think Hercules Capital might be our best investment ever. But then you see at the bottom here, you see MO is up 34%. MPW is up 20%, which literally helps us zero.
It helps us zero. We're down, still down 36%. NBXG is up 22%.
NVDW is up 107%. That's insane. So like that, so that F column is like where you can get ideas.
If you like our strategy, you can go into this column here and be like, okay, well, this one's down like 18% for the year. So it might be a good time to start thinking about buying it. And then if you go over to the column, what is that? I, where our total returns are.
Remember, that's for the duration that we held it. But you can probably pick up some of our laggards there. What is it? For example, MSTY, we're down 10%.
Or MPW, I wouldn't recommend that one. But MPW, we're down 36%. So that's why I included MPW is like, we're shit.
We might be a good now. We're shit. We might be good now.
We actually had some hopes for it. And then what some other news came out and we were like, what are you guys doing management-wise? It's like- I still have hope for it. And then column A, the blue ones are the ones that are overvalued.
So don't buy those unless their price dips. JPQ. Which might happen in September, as we said.
MO, NBXG. I think UAN is the other one. But I think it's- 34%, Jesus.
That's really good for a dividend and risk graph. I mean, yeah, that is crazy. The NVDW, I kind of am not surprised since the video went up as much as it did.
And that's what it's based on. But Trinity, up 22%. All we do is make money in that motherfucker.
Look at it. Everyone thinks, oh, you're full of crap, dude. All we do is make money.
I've been selling shares for over two years now. And we still are making so much in that one. And our total return is ridiculous.
121, 22. And it's up 22%. But UAN's up 28% for the year.
Yeah, that's pretty good, UAN. I think that one actually might be in the buy zone, too. Again, because it's so volatile.
That thing bounces all over the place. So just put a limit order in for a good price. Yeah, whatever, 78, whatever.
Yeah, look at the band. And then just- And then look at YMAX. That's the one that everyone always complains about.
Yield maxes, and you can't make money. You can't make money. We're up 65%.
You can. You just have to implement the correct strategy. But again, all these charts will be up on the show notes.
You can look at these series. I just want to touch base with a couple of them. And then give you the overview of what we did.
It's not, again, not going to be a long podcast. Because it's just a review of how amazing we are. But this is a great example of how you can be down 40% in Camping World, 53% in Fiat, 36% in MPW.
Where the hell's IEP? IEP is the 7th- Down 74%. The huge loss, yeah. Yeah, 74%.
I didn't see that one on the- QVC, we're down 66%. We're down 31% in UPS. Because we bought that one at the wrong time.
How many is that? One, six. So we have six. 36 plus.
Six really bad ones, yeah. Really bad ones in our portfolio. And we are still, like, our dividends are growing up.
Our dividends are growing. And our principal's actually not down. Last I looked, we were actually down less than 1% for the year.
Given the chaos that's going on through a lot of stuff. That's actually not terrible. And we'll see what happens in September and stuff.
I mean, I'm sure ours will take a hit if everything else takes a hit. Because ours seems to take a hit more. But, like, I'm all about the income.
Because I want this to fund travel. And that's all I'm worried about. And I can't remember what our portfolio value was.
But it's, like, it's pretty much right around the 105. I think it was 104 last time. It's 103 now.
104, 103, yeah. Like, every time we talk about dividends, it's, like, right around that 105 spot. Now, the next time the portfolio gets reviewed, it should be well worth- more than that.
Well worth. Well worth- well more than that. That's what I meant.
Well worth well more? I do speak English as a first language. Why would you make two wells in the same sentence? Because it's going to be well well. Well well? Is that what you're naming the rabbit? Well well? Well well.
Oh boy. So that is the review of what we made. Next week, we're getting- Tim, let's go back in the psych realm.
Back into the psychology stuff. Because I was reading articles about, like, Americans' trauma with money. So, like, I'm going to do, like, another financial trauma podcast.
And, like, how to, like, what the quick easy fixes are. And how to notice if you actually are suffering from financial trauma. Because it seems to be, like, the most prevalent reason why people are, A, scared to talk about money.
B, do anything about, like, correcting their problem. And C, like, I don't think anyone knows how to do anything. So they just kind of just stay status quo.
So we're going to get back into the psychology a little bit. We, like, we mentioned last week. Like, we are going to be kind of, like, half and half.
Like, half psychology, half dividend stuff. Moving forward once we get into the van. And then we'll show you guys where the heck we're spending our money.
And how we're spending our dividends. And then, yeah, we'll be like, well, we went to this. We went and did this.
And we paid for groceries with that. And, like, this is how we paid for it all. It's going to be- I think once we get in the van, like, the actual illustrations will be much easier.
Like, much better for the audience. Because you'll be like, oh, they spent, like, $1,620 on gas and groceries. And insurance.
And they got paid this much in dividends. So they actually paid for it with the dividends. And I think that'll actually be beneficial for you guys to see.
Like, actual, like, real, real totals month to month. Yep. Indeed you do.
That was my vision of this all along with this albatross here. Yeah, we named the condo albatross. This albatross that we live in.
What's the definition of albatross? It's a bird. But it's something that prevents you from doing what you want. Basically.
Constant back spins and- So that was my vision all along. My vision all along was to be, like, real time with you guys. Here's how much our travels cost.
And here's how much we made with dividends. So you can see that it's possible with a very small portfolio to do what you want to. It just took us longer to get there.
But once we- now that we're on the brink of it. And then pretty much, probably within a month, we'll be starting to, like, post videos. Like, this is how much we spent this week.
Or this is how much we spent in October. And here's how much we made in dividends. And how much we paid.
And this is what we were able to reinvest back in, like, whatever. It'll be interesting. It'll be fun.
I think it'll be really fun. Because then you can actually see what the heck we're doing. Money where our mouth is.
And then how we're actually allocating our portfolio so that we still are compounding dividends while we're actually taking disbursements. And we will have the live stream whenever we do actually- Get the money from the equity. Get the money from Albie to actually- Which, interestingly enough, the guy who owns the two condos next to us actually was here when the neighbors moved out.
And we were talking to him. And he actually might be interested in buying this. So we might actually get a cash buyer.
Which means we'll be able to sell it and actually be done and get the equity really fast. As opposed to having to wait for closing with, like, a bank and lending and all that other stuff. We'll see what he's willing to pay for it.
I didn't think it would actually be in his price range. But he said, like, he should be able to rent this out for a lot more than the other two. Yeah.
But we got to tour the other one. And we were like, whoa. Yeah, ours is- Way different.
Way better. Ours is so much better. I didn't know ours was so much bigger.
Like, we actually have, like, wider. So that's very interesting to know that we have more square footage. We probably have 200, 300 more square feet than those two.
So that'll be something that we do when we get cash. We'll be like, OK, we're going to dump it into this. And we'll actually go on.
It'll be, obviously, an earlier stream. Because the markets are only open from 9.30 to 4 on the East Coast. Yeah.
But you can rewatch. And I'll probably put up something so you can submit questions if you have them going into it. Yeah.
If you can attend. So, all right. We will see you guys in the next week.
Next week. Toodles. Toodles.
Toodles for now. Look at my rabbit. Is that what we're naming it?