134 - Exactly How Much Our High-Yield Portfolio Paid Us In Q4

This episode is our Q4 dividend update for the Vanning Portfolio—our main income engine as we transition into living off dividends full-time.

We share every number openly so investors can follow along, compare progress, and see how an income-first portfolio adjusts in real time to dividend cuts, bad news, market swings, and valuation changes.

Here’s what we cover:

• Q3 vs Q4 dividend totals
Q3 brought in $5,561.84, while Q4 delivered $5,497.18, a small dip mostly caused by weaker payouts from four weekly income ETFs (AMZY, CONY, USOY, YMAX).

• Full-year income
We collected $21,760.81, averaging $1,813.40 per month—right on target for our income plan as we prepare to scale using our condo sale proceeds next week.

• Portfolio moves this quarter
Sold: RWAY, RYLD
Started: BMY, ULTI, WPAY, WLKP
Adjusted DRIPs, shifted risk, and monitored payout sustainability.

• Valuation alerts
Overvalued: AB, BMY, CONY, JEPQ, NBXG, QQQI, QVCGP, UAN & WNTR
Deeply Undervalued (15%+): YBTC, WLKP, LFGY, KRP, IEP, CWH, ARLP

• The DRIP Strategy
We now have DRIP turned off on 14 investments, positioned to become pure profit within 24 months if trends continue.

• Stocks flashing turnaround potential
Yes, even IEP and MPW are showing early—and shocking—signs of recovery.

We also walk through:
 • How we track dividend trends to catch red flags early
 • When we pause a position, trim, or pivot entirely
 • How to align buys with value, safety margins, and 2026 macro trends
 • What we’re watching next as income becomes our primary paycheck

If you're building an income-focused portfolio you actually want to live off, this is the blueprint—warts, wins, pivots and all.

Dividend Spreadsheet

Buy-Up-To Price Spreadsheet

Questions? Email Tim at debrine9@gmail.com

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Transcript

Welcome to roaming returns a podcast about generating a passive income with dividend stocks so you can secure your finances and liberate your life. 

Welcome back to our vanning portfolio dividend update where income generation is the name of the game. 

We’re breaking down exactly how much Q4 paid us, what we sold, what we added, and which stocks are undervalued versus overvalued based on the data. Not only do we drop which stocks are flashing green lights, but we walk through every pivot we made—dividend cuts, bad earnings, metric red flags— showing how we mitigate risk while still driving income higher year after year.

Okay, we we back We back or as the daycare teachers around here talk about we'd be doing we'd be doing what we'd be doing the van life portfolio today The van in last week was the conservative portfolio. It did it performed pretty well considering the volatile times that we are in during end of a end of October and pretty much all of November this one didn't hold up as well as the Conservative portfolio, which now when you say hold up, do you mean from a valuation I'm saying from like a reservation capital print day the principal like the principal preservation this one didn't hold up near as well But that's to be expected because we have some ridiculously yielding stuff in this one sketchy quick reminder in quarter three, we collected 5561 dollars and 84 cents in quarter three total for this portfolio in June. We collected 1574 dollars and 86 cents in July.
We collected 1776 dollars and 55 cents and in August we collected 2210 dollars and 43 cents. So that was our breakdown over the three-month period I probably should not drink while podcast like you think No, no, I'm throwing stuff so through the For the three first three quarters the nine months December through August we had collected $16,263 and 63 cents in dividends, which came out to $1,807 and seven cents per month So quarter four was interesting interesting it was interesting did it follow the same pattern as the retirement portfolio with quarter three being the lowest No, this one is actually the lowest. Oh, so quarter four is the lowest for the van So in quarter four, we collected Five thousand four hundred ninety seven dollars and eighteen cents total Which is a little bit less than what we collected scroll a little bit less than we collected in quarter three.
What is that like? $66 something like that in September we in September we collected $1,596 and 84 cents, which was more than we collected in June. So that's cool in October we collected two thousand one thousand eight hundred eighty four dollars and twenty nine cents Which again was more than in July. So that's cool.
But then in November we only collected $2,016 and five cents, which was a lot less than we collected in the third month of the quarter three We collected twenty two hundred. So we collected like two hundred dollars less so I was digging back trying to ascertain why WTF happened with the difference and Something I'm going to be monitoring going forward. Is that four of our payments AMZY. Four of our holdings AMZY, CONY, USOY, and YMAX which are all? Yieldmax except for USOY which is a one that we've had forever. So it is what it is We're kind of it's in the same type of category They paid much less in quarter four than a quarter three combined They paid four hundred thirty about four hundred thirty five dollars less than they did in quarter three So that was right. There was the culprit So so it wasn't QVC No, I thought initially thought because we only had four Fridays in November as opposed to we had five Fridays in The hell was the last one August, right? Yeah, August August.
We had five Fridays in November went at four Fridays I was like well this one we're missing an extra week here now Have we done that had I waited until we had the first week in December? We could have actually since seen a five on five what five on five which would have been like apples oranges But if you look back our October one was five and the July one was only four So it kind of it kind of evened out if that makes sense Also, no climber. I was wrong quarter one was our lowest. Okay, so we're I'm gonna screen share because this is easier to look at Over here.
So it's into this backwards to the van the retirement one for whatever reason So it goes q4 q3 q2 q1 instead of the other way around If you recall we had a bunch of like fucker. He's going on in quarter one in quarter two So the actual bottom numbers are what after the adjustments were made in quarter one. We made fifty five hundred quarter two We made fifty one hundred.
So like so that was the lowest of the year for us to fifty one hundred in quarter three We made fifty five sixty two and in quarter four, we made fifty five our fifty four ninety seven So it's kind of flip-flopped but either way, but what I was looking at like if you look I'm just screw up So if you look at the one eyes with ones I just mentioned Why max just like the very last one why max only had 423 when it had for 50 Previous, I can't help it. There we go So you see that why max was like $30 less than it was in quarter three. So that was one of them USLY was the big one USLY was 570 in quarter three and it was only 276 in quarter four.
So that's huge. I was a huge one like over half half diluted then scroll up to Cony and AMZY now He's actually an alphabetical order. Yeah, Kony was $36 less again.
So that's the same as why max Cony can shove it up. It's pooper. That one's paid back, isn't it? Yeah, so go back to it up to AMZY. now AMZY was the last one that one was pretty significant local significantly lower as well Yeah, look at that to 15 But that again that was that was the culprit of if you look at the total quarter three They had a lot of good payments and there was like there was an extra That's where I was like well Is it the extra Friday because in quarter three that like I said, July had five Fridays or and then August didn't but then yes Okay As we said again in the retirement one We're gonna reiterate here in case you didn't watch that one because this is your portfolio. You want to follow Some of the weekly payers It's not exactly apples apples because they have two extra pays versus the monthlies on the other ones So yeah, some of the quarters are a little off just because I'm not like I'll go back to the okay You know, like so I'm not overly that upset about a $66 difference considering how but we have 14 weekly payers, so I'm cool with that. Yeah 14 So so far for the for the full year the full 12 months.
We collected twenty one thousand seven hundred Sixty one dollars in dividends that came out to one thousand eight hundred and thirteen dollars and forty cents per month money money money So that's pretty that's pretty sick and our portfolio value dropped Because we had a Helen drop it's like sideways because they like it looks like it dropped but because I've been sending money to the To them left to the end. Oh, yeah, cuz it's trying to salvage the Coney fuckery so our our portfolio is actually been sideways pretty much since Two years ago. No since like July.
It's been kind of sideways They're like we had a massive drop in April We had the tariff tantrum that everyone went through and then it then it climbed all the way back to where it was Like by the about the end of the summer and then it's been pretty much sideways since November had a pretty good pullback and I did But then at the end of the month that kind of went Wasn't that good? I didn't think this one had as much of a rebound as the retirement did it didn't didn't but this one's been trading sideways for Pretty much three years now. So there's what it is. So a hundred thousand ish value.
Yeah, it's still a hundred thousand 1,800 a month 1,800 month 21 almost 22,000 and dividends collected So like it is possible to retire on like two hundred fifty thousand dollars because you figure you take that times 1.5 you're looking at which we will have here and on Monday like five 5,000 a month if you just did this maybe there is some upkeep. So like that's the that's the that's the drawback You kind of have to like monitor it a bit more than you would like the conservative one I don't even have to look at it's just like okay I have cash when I put the cash into but this one here you kind of got it Like, okay. Well cuz you're in sketchy stuff like you just said you so why Fiat is a piece of shit yeah, total piece of shit and that one did do that reverse stock split like I'm still haven't figured that one out.
Like well, I could yeah complete tangent because Coney Cony is the long and coinbase you talk about this on the Cony update and Fiat is the yield max count of the coinbase short So if Coney goes up Fiat should go down right and if Fiat goes up Coney should go down or if Coney goes down Fiat should go up, right? What we're finding is Coney went down Fiat goes down and when Coney goes down Fiat goes down Like all it does is go down like I don't know what what what they're going on there But like basically that's my long-winded way of saying avoid Fiat Yeah, whoever's managing that sucks, but or they lied to us about what it's actually in Okay so in the quarter for we actually sold two of our positions you if you are part of the email crew you would know this We sold our way which is a BDC and we sold RYLD which is probably ours I think our second or third longest holding which is a Like a small cap covered call thing kind of like XYLD or QYLD I just like we weren't making enough We were only making like $20 and RYLD Wasn't enough and we also did we started four new positions in quarter four weeks in Bristol Meyer BMI That one's gonna be like attitudes throughout time because that's gonna be one of our holdings going forward and like the good ones ULT why which is a lot like ULT ULT I which is a lot like ULT why it's basically like they write options on Like lesser-known stocks or like sometimes well-known stocks, but it's basically just options writing on like to a basket of 20 stocks But that one's through Managing that round hill I believe see the round hill or rec shares So it's not that's not a yield max one, but it's not a call. No, okay, so it's not so we did ULT I I'm actually pretty excited about that one As you tell by his voice the third one we initiated was W pay Which is the basically the index fund of all the round hills? I'm super excited about that one And then our fourth one was a chemical one that grows their dividend WL KP So we initiated in two dividend growers BMI and WLKP and then two weekly payers that are variable dividends But they have a pretty decent yields like 20 to 20 to 35 percent and what I'm fine then another sidebar completely is The high yielders that yield like say 60 percent. They don't do as well as the ones that yield like 20 to 40 percent So like AIPI, FEPI, CEPI, ULTI, WPAY like even like most the round hills only like most around hills single single stock ones only yield about 20 to 40 percent like PLTW, Nvdw they are they all do really well compared to the yield max counterparts I don't know if that's a synthetic call thing or if that's their right that they're they're producing Dividends, they're too big to maintain the actual ETF.
I don't know I'm still working on trying to figure that out But I do think the nav decline or the the synthetic trading probably has something to do with it at least somewhat Pretty sure and then the high volumes and dilution and whatnot. It's probably a dilution lights I and I prepared the everything on the this chart was done between like the conservative portfolio and 12-7, but I used the 12-7 date as the The data point for everything so as a 12-7 a B BMY CONY JEPQ, NBXG, QQQI, QVC GP UAN and WNT are are all overvalued according to my metrics. I wouldn't touch them Cony, obviously, I wouldn't touch it like as we could it may or may not be overvalued.
I don't care QVC GP like another one. It may or may not be overvalued. I don't care like I just avoid those at all costs, right? Same day.
I feel that we went through it. I'm found YBTC, WLKP, LFGY, KRP, IEP yeah that one ichan CWH. Yeah that one and ARLP are all are all over a 15% or more undervalued according to the experts metric metrics So I'm thinking icon and camping where we might actually get rebound finally rebound finally in those And then as as of now we have the drip off on a whole shitload of stocks AAPW, AGNC, AIPI, AMZY, FEPI, FIAT, IIPR, LFGY, NVDW, PLTW, USOY, WNTR, YBTC and YMAX or all the trips are off and all of them? I'm basically recouping my initial investment in all those as we do that and the data that I've getting in like with the Historical dividends and just keeping tabs everything and suggest that those 14 investments should be paid off and all profit within 24 months So that means within two years we will have 20 investments total out of in our portfolio out of 46 that we hold that will be we've recouped our Initial investment and we'll just be all profit from that point.
Ooh, la la. So that's pretty sick So then we'd like to hear they're getting the go into the the fun chart getting the risk off the table So here's the full portfolio and the dividend snapshots, well, I would recommend anybody that's doing Dividend collection for income and they're trying to live off dividends. You kind of need to have something like this not saying this particular Specifically, but something like this where you're actually keeping track of the dividends as you go along so you can see Yeah, you can see what's going on over here where you're like, oh shit We had a massive drop between that month or that quarter in this quarter like right here with AMZY like that's a big drop so having this data and being able to see this can be like, okay Why is this happening? Maybe I need to dig further because as we said in the last one, it's probably more time-efficient to Do this and then dig into specific we have like for like I said, we have 46 different investments So whatever I can do to minimize like I don't want to do research on 46 different stocks So whatever like whatever shortcuts I can create in the spreadsheet that I'm updating that I can type in formulas that can tabulate for me Then I can say oh, okay.
Well this one might need to do a little bit more research on this one Yeah, so like for example, if you had QVC and you saw that all of a sudden you went from $256 and a quarter 270 down to zero and zero you'd be like Oh, what happened if you missed the news on the fact that this thing cut its dividend and plunged off a cliff? Well, like a prime example would be if we go back to add to us. Oh, why? Oh, that's probably a better one like it's been going along pretty well 600 500 570 now down to set 276. Well, that's one.
I have to research more on So this one you flagged as definitely dig into the actual financials because because what is going on with that is this is a forest Ymax I'm not worried about even though it like it has to cool two quarters in a row where it had like it paid Less dividends in the quarter previously Ymax? It's still somewhat comparable to where it was So I'm saying like that's like that wouldn't dig into that well because that one's like an index of all the other yield max like again and Based on stocks going up and down and if we did have that pullback that we did mean in the market I could see that You know what? I mean being a less lesser payout across the board. But yeah, you so why definitely flag? I don't know what the hell that one actually does so I can't comment betrayed USO Contracts. Oh, is that the notes ones oil oil oil notes? Yeah, so like what's like what you dig into like, okay, the price of oil has been severely manipulating and compromised So it's down at like so that could have something $59 a barrel So it is what and then you have the then you compound that with most people that are in these for whatever reason like I've Been beating the table for like over a year now Like if you're in these high yielders You don't want the drip on because all the drip on does is it basically compound your losses? it dilutes the shit out of the share account because they're giving you like so much money like Because they're so cheap and they're getting so much money $275 which is like the worst quarter by far this year still would have picked up probably 60 shares that's crazy So like if you extrapolate that out to like quarter one quarter two and quarter three like had you had the drip on that entire Time you probably get you probably got half your maybe 50% Increase in share count for the year, but at what cost because you're diluting it by 50% Well, not only that if you're following that allocation principle Like you would definitely have massive over saturation and then when they share prices drop you'd end up what we had to happen with icon That's what happened icon.
We were over saturated in that and then we had a massive tanking in the portfolio But if you you know, don't reinvest That's why you have to pay attention to several different factors It's like a delicate art kind of it is a dance to dance for sure. It's the dividend tango We're gonna have this puzzle you can then go through look at yourself But like all the ones that are bolded just means that like the proof like it had less Okay, so the quarter ones that are bolded so AMZY which we talked about? It's Cony. No, duh.
That one just did a reverse stock split So, you know one I'm like one of the one that I have to look at is JEPQ because that's not so much not so much For this portfolio because this is all profit. So whatever happens happens This is retirement when we talk retirement Yeah, like cuz like that one that's two quarters in a row where it's like the dividends have been down I'm like, I don't I don't know even though Q1 was 70. Yeah Okay KRP that's not that well, that's actually big.
I don't know what happened with that there Well that one there the one on 136 because in quarter one like it was like they did this Did that late payment crap? Okay, so that actually whatever Was the other one you so why so you did mention on YBTC Not surprising because like Bitcoin took a face nosedive so the one that if I was super Interested in investing in you know in yieldmax. It would be WNTR That winter one is the micro strategy Short position and if you're not familiar with micro strategy, like I don't know I'm gonna say like 80% of their revenue comes from Bitcoin So like I like that one that one you drops off some pretty big you pretty big yields We're talking like it's a weekly dividend pair and you get between like 75 cents and a dollar per share Now do you think that's gonna pay when Bitcoin spikes off if it's a short position probably not but then you have YBTC right below It's you're good to go. So you got the positive and the negative on it. Yeah, both sides playing both sides.
Yeah I really like that one. It's like if I was investing in any yield max Positions right now other than Y max, it would be like WNTR That's not a Ymax one WNTR or NVDY but NVDY I've always liked and I we're not necessarily recommending getting into these this is Tim doing his YOLO or Interested in doing weird experiments if you're interested in a yield max research that WNTR it's like it pays off pretty good Yeah, Tim does like to go off on tangents with certain things And sometimes they pan out and other times they shoot us in the foot. Okay, so the buy up to you want the buy up to we're not gonna go over the Comments on the whole thing.
Are you gonna do that last? There we go. Alright, so this is now everything we own in the Vantage portfolio. I took out the ones that we sold and don't have any So this is the chart in the future and again I will reiterate since Tim said it but this these will be linked in the show notes for you to get access because it's a Little hard to just listen to this.
But if you're watching the video, you'll see us going through this. The bolds are Undervalued undervalued and the green the blues are overvalued in column one. That was this green thing over here That's different column one overvalued is blue undervalued is bold.
Oh 20 or more for the year or negative 20% return and if it's green is 20% or more So like those are like so that's a different column of bolding Yeah, hopefully you can figure this out when you read it Tim and his his coloring Yeah, no clue. So the right go through what you want to talk about here So we have a B which I really really like I would wait for a pullback in a B So what are we done now? We're just gonna talk about comments notable comments in the whole the whole list of 46 or whatever the hell you said I really like a B like I really really like a B. It's just a financial services I guess they do the work for people. It's not like a like it's not like a traditional BTC or financial stock But it is lumped into the financial sector.
I really like it. So the one that cut his dividend or is that Arbor? No, I'm sorry the one right below it. My bad.
I did remember something with a name So this one's up 26% So like I will again I wait for a pullback like I say up to 4150 But I'm assuming if you wait for a pullback you could probably get it like 38 39 dollars It only has an 8% yield But like for a building of a decent portfolio like using your high yield for a decent stock a B is a really good one We're up a lot in that you have 40% All the roundhills so far AAPW we're up 53% NBD W is going on It's right above a B. Hey, oh Jesus. I am NOT alphabetically inclined. We're up 53% in that one NVDW. We're up 20% on that one and PLTW.
We're up 308% on that one Those are the roundhill single single pair ones The reason I really like those and I'm on I'm actually Probably gonna do a podcast in the early January like the difference between like yield max and roundtable They're like, I really like the round head to the commenter that said why don't we do a? Yieldmax or up an episode on why yieldmax sucks. That'll be the episode. Yes, probably probably Probably will end up that way the reason that I like the Roundhill ones those because they hold like about 20% of their holdings are in the actual stock and they're writing options on their actual holdings whereas You'll max just does the synthetic call which I'm not against synthetic calls There's plenty of investments out there that uses synthetic calls and they do it pretty well I just think whoever's in charge of you max kind of sucks and doing synthetic calls or they have no incentive to do better But that's like all of our single our single-payer ones and we actually do have other ones in our van life income we actually also have Tesla TSLW and we have the micro strategy WNTR so we have a couple other ones and like that whenever we get the money in the condo next week We're probably going to do a live stream where I dump the first part like that We're probably gonna have two live streams The first one is going to be just setting up the van life portfolio How we're gonna be making probably close to three thousand dollars a month on our round hill investments Yeah, so the goal is to set it up so that we have our living expenses all as part of the high yield investments so that our core portfolio of the good stocks can continue to compound so that we have a Fallback if the yield max round hills and all those dry up completely or if we need the inflationary or whatever the heck in the future So that's like a fallback.
We're gonna try to grow that because compound interest works best the longer you can let it run so that's what we're trying to do and it took me a hot minute to talk to him into that but I was like I Want to do this? He's finally on board I Mm-hmm. I really like a IP. I like I've been on board about that one.
I like all three of those actually, we actually don't have the CEPI, but we Was gonna ask you why not the van lifers that we help with their portfolio there in CEPI so like but like a IP I like I think it's gonna be banging for at least five years because They invest in all the AI companies CEPI They basically invest in all the companies that deal with the blockchain and cryptocurrency and that's not going anywhere either So CEPI is probably pretty banging to an FEPI is like a large cap They do the same thing that a IP does they have shown a bad tech one They own a basket of large cap tech stocks and it's like I like all I like all three of them They're probably my favorite high yielders. I just like the name rec shares.
It's fun. Mm-hmm BMI you can't buy it now. I fuck it.
It sucks. I hope you read it. You know, fuck it.
It sucks What I hope they read the email because like it's it's about like it's by up to 52 and we got it at 43 So we already made like 20% on that one. I think that literally shot up within a month So we've told you guys like if you want to know more of our place closer to when we actually do them versus a podcast Which sometimes is like weeks if not months later Get on the email list. It's free Like Tim just tells you what we do in trades like you can take it or leave it But you know when we make trades and right here the prime example How many weeks did that take to bounce up 20%? It was like five weeks.
There you go One that I'll to look forward to in 2026. That's probably gonna have a similar bounce as BMI at some point It's gonna be like one or two probably two months. It'll be FSK Fisker capital that one had a really rough End of the year, but that one should bounce back and that one again.
It'll probably be within two months time It'll it'll be back above the $17. So you can't buy it. I Think icon the $12 for icons actually a little bit low deal.
That's a steal for that. We got into what? But like after all the dividends and everything is down to like 32 but $12 is Well, well, I think that's too low. I think it's gonna double in the next 12 months I think it'll be like about $16 So if you get in now, you're gonna have a chance to like double your money in icon I didn't I haven't said any anything positive about icon in like two years.
So like that's that's something other than we're down so much We're just holding it to see what the hell happens, right? IPR the reason I have the drip off my IPR is because I expect them to do a dividend cut in the near future Maybe not 2026 but 2027. So I'm just gonna recoup as much as and that's because looking at the financials, correct? Yeah, what are you seeing that they can't afford the dividends? They're probably gonna do a dividend cut in the next couple like the next whenever it's within the night within two years I'll have a dividend cut right now. It's currently $1.90 a share So I'm just recouping as much as I can before they do a dividend cut because the price will plummet at that point I'll make a decision if I just take it as a loss because look what we're down 18% right now.
I'm hoping That shrinks a little bit, but we'll see KRP is one that the dividend hunter actually just recommended today If you've subscribed the dividend hunter, you know all about KRP we've been in that for Life longer than him actually For years and years that one is vastly undervalued. You see that it's a royalty one. Yeah I like the idea of the royalties for oil drilling LFG wise another one like that one It is a I do believe it's a yield max and it deals with crypto stuff But they actually hold the companies and write write options on the company.
So it's kind of like CEPI so I'm thinking that actually might be your max experiment into the roundhill strategy with actually holding the underlying asset Which is why we decided I like that one. I really like that one and Another yieldmax I like is NVDY. I really like that one as well.
The fact that you're up 62% in LFGY Yeah, good on you NVDY that's my other you max. I really like yeah 215% up Let's go back up real quick. There's one I wanted to mention.
It was MPW MPW. Oh, yes Do you do an update on this one? Do you do MPW? It looks like they got their tenant situation squared away We've said that twice now. Are we sure? Yeah, like you're starting to see it and you see how it's up 50% for the year You're starting to see it in their actual revenue and stuff So like their financials are starting to turn around slowly, but surely so again this one I'm hoping at some point we can get back around the $8 And then we might probably will probably keep it to be honest if it gets back to $8 because I think I do think they Got their shit squared away.
This is all though of our biggest losers This is the one that I actually have the most confidence in that it's actually gonna turn around and come back Yeah, then we might actually be able to recoup the loss We were only down 21% compared to what we were. It's not terrible Notice that all of our BDCs are doing pretty shitty though Like there's one right there SP SP MC is another BDC that we own that's doing pretty crappy Didn't you say in our 2025 recap that we did that BDCs didn't perform the way we thought they were it's gonna be delayed a year I think it is what you said because of the was it interest rates or something interest rates didn't have Weren't cut as quickly as they thought and they weren't cut till the end of the year So like there was I I whiffed on that one. I think I was too early to the party.
I should have 2026 I think they'll be better THTA. I'm on like I'm currently On the fence about because if you recall what THTA is is like where you drop your diet dry powder and you just collect 12% On your stuff and then whenever you need it you sell these shares off said that and then it dropped right? but I I was looking at SBA are which is basically just a club an ETF that deals in treasuries Yields about 12% so it's that one. I think I THTA might be traded for SBA are How long you keep finding these things at some point in 2026 so it was what was the one before THTA I can't remember what shares what shares that's right, but they didn't know that they weren't using yielding like six to Seven and a half percent.
I want something to use a little bit more. I mean THTA is fine like ever since it's Fell ever since it fell ever since it fell like it's been fine. It's just straight sideways You're just cool.
You're slowly chipping away at your cost basis. It's doing it's doing that part But like if you're using it for dry dry dry powder, you can't really have a great loss 11% loss in your principal, right? So we'll see you a n is one that I really really love and unfortunately to me It's overvalued, but the other people don't think it is there's people saying it'll like it should like the the price targets like a hundred and two dollars, but That we've been in it so long that I know that it'll drop back down and below eighty five dollars at some point So if you're really interested in that one, which is pretty sick, it's a first It's a fertilizer stock It's fertilizer. Yeah.
No, where's it? Coal? No you answer fertilizer ARLP is coal barrel piece of coal on okay You and fertilizer and like and it does cyclical things like during the winter time It'll go down to price and then during the spring whenever they're selling fertilizer It'll go up. So like it'll be below the $85 and it has a pretty good yield the only only caveat is it's a variable yield like sometimes it's Forty cents sixty cents and sometimes like the last one was four dollars. So like it just bounce All over the place, but you said we're up 62 percent.
So that's cool What the hell we get in that at $82, but we've collected $24 in dividends so far. Oh, I didn't see that call in my bed Mm-hmm. Good lord.
Go look at a RP. That's the other one Lap. Yeah, that one is coal and because we're going into the cold period that one She should be actually be able to get capital appreciation and that went through probably March or April and then it'll do it's sick a cool pattern again, where it'll fall down during the During the summer the hot months.
It has been cold today last night 11 degrees Very cold, but we got it in that one $18. We have our holy shit current price 24 high five, bro But that's what we're in. We'll attach the notes for that.
That's yeah, so take your gander He's got buy up to prices for you guys current prices. You're just starting out I would actually watch the Conservative portfolio again and then just like and you did an episode recently a couple back on like if you're starting over or starting a portfolio like I wouldn't I wouldn't use this one per se if you're just starting out I would use the conservative one and then I would cherry-pick a couple of these Investments to put in my again. These are the extremes.
We want to retire like this year literally December next week done We've been literally doing this for Probably trying to figure this out for 10 years and the last threes went three four It might be four now that we really really honed in on this strategy have skimmed and saved and burned ourselves out to the point Of like ridiculousness don't necessarily recommend it But at this point we do recommend that hybridized strategy where you have your core really really good Stocks the dividend growers and then to boost your income To actually make it worth the while worth the weight you can get into some of these high yielder things But again doing it intentionally doing it incrementally. It's definitely the key The rest of the reason the rationale for that though is if you do like say 75% of your portfolio and dividend growers and you Do 25% in high yielding income generators When or if the 25% drop in price it won't it shouldn't affect your overall because your dividend growers are growing You know eight nine ten eleven percent per year with their dividends and their price appreciation So your portfolio will look a lot like this morbid trade sideways Mm-hmm Whereas the conservative one has been going slowly up, but it doesn't generate that's when you have a lot more time I didn't hear it doesn't generate near as much cash as this one Yeah, remember that one only generated like a lot under thirteen hundred dollars a month and this was generating over eighteen hundred So you're like that's five hundred dollars. That's like and the value of that portfolio is two hundred and one eighty nine one eighty nine I always get that wrong.
I'm sorry 189 and this one's about a hundred thousand which after Monday 250 250, I don't know. We'll see. We'll see.
What are probably a little we'll be doing a live stream probably next week some point where we do the income generating Portion of the portfolio. Yeah, so if you're on YouTube Go over to YouTube our YouTube channel subscribe to us. So you'll know when we actually do the live stream So you'll see us twice next week and see a live stream and you're gonna see a podcast on My whoopsies for 2020, I'm wondering Do we post the actual like link to the thing in the weekly or the the podcast and do it on Friday? What what day do you think wouldn't be Friday when you actually get the list for the freaking roundhouse Friday? So I'll probably be Friday guys Cuz I don't know if you notice that like why she brought that up round hill if you're interested in round hill You might go into their website round hill weekly ETFs Whatever the fuck it is and you can sign up for their email They'll actually email you every Friday what the payouts will be for Tuesday So if you get in Friday, you literally get paid Tuesday like no shit.
No shit I cannot even believe they give you preemptive awareness of the dividend before there to You'll max is the same thing like you have normal dividend stocks. Do not do that now Wednesday you get Tuesday you get an email for the core yield maxes and Wednesday you get a yield email for all the single stock ETFs Roundhills is better and the fact that you can then you can like all I have $2,000 you can cherry-pick from their your email list Which one pays the most and it's undervalued the most and if you're already in them you turn your drips off and then you wait Till that Friday list comes out and then get in the ones that are the most undervalued and have the best dividends Did you do the cross-pollination crossover and you're just like every week? Gravy, so not right. Yeah, we'll be probably next Friday.
We'll do a live stream where we do our round hill Topping off what we're gonna have in our income portfolio It's gonna end up being probably so what I will do is I will actually put a link if you have questions $1,000 We're gonna put 30 about probably $31,000 in the roundhills next Friday, but I'm thinking we have it's less than $50,000 total that we'll be making like 2,500 to $3,000 a month just on round hill dividends Yeah so what we'll do is I'll actually post a link where you guys can put questions in if you're not gonna be able to attend The live stream will have to be during normal business hours while the stock market is open So if you cannot attend that The link to that will be in next week's podcast for you to submit questions If you have questions, it will actually answer them during the live stream So we'll put that out there for you guys because that'll be fun. Like I said next week's podcast is the whoopsie daisies That's like everyone's favorite What did I do wrong? I think it's your favorite because it's a lot of learning experience. I've done a lot wrong So next week is that one and then the week after is gonna be our 2026 predictions in the macro trend So that one's gonna be really really really good And then that one's gonna be pretty long Like these to live live last couple been pretty short because we're just reviewing stuff Yeah, and you guys can go in and check out the spreadsheet.
So it's like we're what is this end of end of your holidayness? Yeah, that's really but that 2026 prediction is gonna be pretty long because I have like seven pages Isn't it? Oh my god, we might have to split it into two episodes I should probably try to figure out if you can break it up into two And we can just do to post it back-to-back I won't I won't push it into two weeks We'll just literally post two episodes because I don't like to go too far over an hour just because yeah I don't want to be Joe Rogan. No Boom. Boom.
So that's that that's everything. Yeah, so go in check out the spreadsheets. They'll be in the show There's all the data.
We don't hide anything This chart here has built the retirement and the van life. Yeah, so it's the same link as last week So if anybody caught on to that you guys could have actually pre seen our numbers If anybody was That one there has same deal same deal. I don't know why Tim has a strip and drip.
We stopped doing that You can do it for 2026 or not relevant I was just doing this for way to illustrate so people you see how quickly you pick up shares So like don't confuse people. It's always a good thing. All right, that's like all of our data like I don't know I know what else does this shit so like I'm because I've Subscribed to so many different places and they don't do this like here's everything that we made and here's everything we screwed up in There's everything we screwed up in here's where our drips are.
Here's what our drips are on. Here's where our drips are off Here's everything we own with the buy up to points Here's what the experts say the buy up to points are like I mean like we there's a lot of information in these Spreadsheets if you take the time to look through them but even if you choose not to and you just want to hear that's why I make Tim go through the like Relevant updates for the different stocks if you're just wanting to listen to that part of it and like they got these are snapshots For when stuff's overvalued undervalued But if you really do want to know what we're getting in and out of get on the email list It is every Friday Every Friday skip down to the section three of the thing. It's Has a list of ten stocks you can invest in for dividends for the next week and then it has economic news and our portfolio I'm pretty sure there's a link in the show notes.
There's not there should be but I'm pretty sure I would sign up for that It's free it is free you get lots of info. Yes. All right guys.
We will see you next week