Roaming Returns

094 - The Best Free Resources To Find Stocks To Buy

• Tim & Carmela • Episode 94

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If you’ve been wondering where Tim finds stocks to invest in, you’ll find out today. No, he doesn’t just pull tickers out of a hat. 

The investments we talk about come from scouring many resources and then digging further to see if the data meets our investing criteria.  

You don’t need to sign up for paid resources to replicate his results. You just need to know which free services to focus on. 

Follow along, and if you want to see if you’re on the right track, sign up for our Investing IINsights emails where Tim shares his weekly 10 best dividend stocks. 

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Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

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Welcome to roaming returns a podcast about generating a passive income with dividend stocks so you can secure your finances and liberate your life. If you’ve been wondering where Tim finds stocks to invest in, you’ll find out today. No, he doesn’t just pull tickers out of a hat. The investments we talk about come from scouring many resources and then digging further to see if the data meets our investing criteria. You don’t need to sign up for paid resources to replicate his results. You just need to know which free services to focus on. Follow along, and if you want to see if you’re on the right track, sign up for our Investing IINsights emails where Tim shares his weekly 10 best dividend stocks. The link’s in the show notes, if you’re interested. Now let's get to it. 

I got noting. What's up, guys? I mean, we discussed, like, the book thing that I'm still piecing together left and right. Tinkering.
It came from, like, what was the question? How do I start? How do I start? Where do I start? How do I start? Where do I start? Instead of asking how I start. But anyway, the second, like, probably in the top four or five questions I get is, where do I find my information? And like, we kind of went over this on the podcast previously, like, where I look, but we're going to revisit it. It changes left and right.
I think that one was only really related to what publications you use. Well, that's basically part of it. Part of this is, yeah.
So I'm going to, like, I'm going to talk you through where I go, and I'm going to show you what I do so that, like, it can help you become awesome like me. Since that's what everybody aspires to be. All right.
The first one you probably heard me talk about before is Yahoo Finance. I'm on there probably two or three times a day, and we're going to pull it up here so you can see, like, if you've never been to Yahoo Finance, we're going to pull it up. And I love when he freaking takes my phone and does some crap with that, and then I'm just like, oh, we're in Yahoo Finance yet again on my phone.
Because this is like what the page used to look different, but this is what the page currently looks like. I mean, obviously, you can upgrade to premium if you, like, feel like wasting money. If you feel like doing that, you can give it to me, and I'll waste it for you.
But, like, generally... On the paid subscriptions that you haven't signed up for yet? Generally, this is what it looks like. You see a bunch of the articles, like, up here on the right, you can see, like, what the futures are doing, which is not really helpful other than it probably can predict, like, what's going to happen tomorrow based on the futures. Like, if the futures were down, like, 500, 600 points, then you know tomorrow's going to be a shit day.
You might not want to look at your portfolio. Just go enjoy the fair. I was going to say, a lot of times what Tim will do with that whole thing is, like, you've heard us say this before where he'll check in, and if it's just, like, a bloodbath the following day, he basically is, like, I'm not even touching, like, looking at my portfolio, doing anything with my portfolio.
He's, like, it's just a down day to go focus on other things because emotional decisions are made when there are sharks in the water. Okay. So, now, scroll down slowly so we can, like, view some of this.
Like, here, you'll see here on the bottom right, you'll see the top gainers. Like, you can look at those for, like, ideas for the future if something there piques your interest, but obviously not in a day when they're up 20, 30, 40%. Well, then what do you do with gainers? I don't do any gainers.
I'm saying I can give you an idea for future ideas. I look at the top losers. Which are the next ones? Yeah.
I look at this one probably once a day just to see, like, what's having a shit day and how bad it is. That's where I found, like, when UPS was down, like, 20%, I was, like, oh, UPS is down 20%, so then I, like, researched UPS more just to verify that, like, what I had thought I knew previously. Just click on top losers.
Oh, so you can click on these tabs. And it'll bring up a bigger list here. And then it looks like, yep, I think it is.
You can do it. It's just like a filtration doohickey. You can click on each one of the columns and bring it up based on price change or volume change or... So do percent change.
Yeah, percent change would be my pick. Ooh, negative 36.03. So, yeah, so I would... This is a Sunday right now. We're recording.
I would scroll through this and I'd look at it. Like, okay, what's... Because as a contrarian investor, like, you kind of want to be, like, opposite of what other people are doing. So if everybody else is selling these... And if it's a good stock.
Like, HPQ might be the one I would look at on this list so far. Because you're familiar with it, I assume? He was Packard. Now, the other thing I was going to say before is if you are doing something along this lines with the losers and gainers, it might behoove you to set up a watch list on an app.
But I have... And you didn't sign in, but you can actually create watch lists. If you, like, sign up to Yahoo Finance through your email, you can actually complete, like, long lists of watch lists. I have probably 100, 150 on my watch list on Yahoo Finance.
And any time I see, like, a potential one, either in the gainers or the losers, I will put it on my list as something in the future to look at. But you always research it. You don't just say, well, this one's down 40% today, I should invest in it.
Yeah, you don't do that. You want to go in and make sure that it's down for, like, no reason. If it's down for a legitimate reason... Or a reason that, like, isn't a big deal to you.
Like, what was one recently that just dropped its face off Skyworks? Skyworks dropped because they're going to lose 25% of their revenue because Apple's cutting their use of the chip by 25%, but Skyworks went down more than 25%, so that didn't make any sense. Mm-hmm. So people... It went down, like, 40% or 45%.
If it's only losing 25% of its revenue, that doesn't make sense. So I bought when it got really low. There was another one, too.
Another one that just happened was NVIDIA. It had really good earnings, but it was on this list twice. And if you go in and look at it, you're like, why is it down so much? I mean, obviously, people are taking profits, or they're feeling some kind of way about the... They're over expectation.
The economy as a whole or something like that, but, like, any time you find something on this list, double-check it, go into your brokerage, make sure the metrics and the profit margins and the yields and all that stuff is fine. And especially if it's on your watch list, you'll get familiar with these, and you'll see one if you recognize it, and you'll be like, oh, and then you can get in before the rebound effect happens and get some serious turnaround. So that's what I do in Yahoo! And I, like, go back to the main page where you can look at some of the articles.
Do you do anything with this little thingy down here? You were just talking about... If you scroll down... You said losers most active. I don't care about that. You don't care about the most active? No.
That just means it has a higher trading. Because NVIDIA... Okay. So NVIDIA is at the top of this most active list here.
More shares are trading. I don't care. I understand that.
But that means there's more volatility. But if you knew one was just on the biggest losers list... I can tell you just looking at that trending tickers tomorrow that CONY's going to have a pretty banging day. So that's good.
Here's another where I get some ideas where it says investment ideas right down here. There's the gainers. There's losers.
Just click that arrow right there. It'll bring you the most active ones, which I don't want to look at, but the top ETFs, like MLPX is one that I've looked at. It's a lot.
We've discussed previously. Uh-huh. USAI is another one.
So these are ones you can also find ideas here. Go again. And they actually have a really good one here if you're worried about getting the proper valuation.
Oh, they actually do undervalue gross stocks. Look at that. Anything? We did talk about ETE.
So that'll give you an idea. The first one's a dividend stock. The second one's a dividend stock.
GM's a dividend stock. ET's a dividend stock. And you can click more, view more, I don't know if it pulls up anything.
It does one in mine, but I don't know if it pulls up anything in this. Oh, it does. Okay.
There you go. Yeah. It's way better on desktop.
And we got the P-E ratio over there, which is nice. So it does all the work. Oh, and then again, you can click here and you can sort it by percent change, volume, So it does all the work for you.
So then you just have to go in and make sure it fits your risk appetite and it fits what you're trying to construct with your portfolio. AGNC. I know that one's come up.
Yeah. We're in that one. Yeah, yeah.
I like it. So that's that. Okay.
Let's go back so we can look at like every now and then I actually will find an interesting article on here. Scroll down. If you go down to more news down here every now and then there'll be an article on like ETFs or there'll be something.
That catches your eyeballs. Yeah. But you can just scroll.
You don't have to read every article. You can just scroll through it. And like, so say you're.
Oh, there are big cracks in a $7 trillion bull case for stocks to keep rising. Didn't we say that last week? Yeah. But say that you're like big on energy stocks.
Well, if you go see like any energy conversations here or you're big on crypto like we are, if you see this Bitcoin ETF, you can like, oh, okay, but it can be. Bitcoin ETF. Finally snap eight day, 3.2 billion.
But this is one of my sources where I get a lot of ideas. I obviously do other research and I come up with like nifty strategies for trading them, but that gives me an idea. This is the type of stuff that Tim gets in his little pretty head.
So the news and stuff is stuff that gets Tim ideas and starts seeding all that crazy stuff that happens in his brain where he has these epiphanies when like stocks do move because like he doesn't even necessarily remember that he read something specifically. It's just that he remembers something and like had a note jotted in his head. My minimum threshold for like to get really moist about like the top losers is like if it's more than 20 percent moist, yeah, because that's because I actually found UPS Planeteer or Palantir (PLTR), however you want to say it.
Yeah, we said IIPR and ADM, all four on the biggest losers list, and we currently hold all four of those in our portfolios. And so that gives you a good idea. Like if say like IIPR went from like 126 down to like $50 or I was $59 or something like that.
Obviously, I wouldn't look at the news, but I was like, oh, there's some there's some shit going on with this. But then you look at the valuation and like it should still be worth 80 to $90. So it's it's like 25 percent undervalued.
So it gives you a good idea. And you can use use their stuff on Yahoo Finance in lieu of like creating your own screener, which is nice because you do screeners in like Schwab and other places. You should have a screener set up if you don't go back and visit.
But Yahoo Finance gives you like another type of screener to look at that might just give you ideas like this whole point is to give you ideas for then you to go take time to research. You're still going to be doing the research, but this just makes it easier to find stocks. OK, so yeah, I talked about I have multiple watch lists on there, like I'll have ETF watch list, I'll have a dividend growth stock watch list, I'll have potential future CEF watch list, whatever.
You can do that on both Yahoo Finance or CNBC if you like that one better. But you always should have a screener like you screener and then you like you should have a spreadsheet on your not your person, but on your personal thing that you have your app or a list of all the your watch list like so you can once a year just go in to see if they're all still worthwhile and everything. I have like a list of two hundred and fifty to three hundred.
And this makes it easier that when you see changes in news and changes in market movements to get into them, they've already been prescreened. The one thing I have to preface is one thing I have to preface is I'm sorry, I'm like 30 some hours into a fast. My brain's kind of right now.
It took me probably two years to come up with like a legitimately deep screen of two hundred, three hundred different ideas. That's not something that you're going to come up with in a weekend. It's just gradually through time.
You'll add like two or three and one week and then five or six the next week. And there might be weeks where you don't add any. That's fine.
Well, and you hear us all the time. Like Tim finds stuff all the time that he didn't even know about. And he's been doing this for like five, seven years at this point.
So it's interesting to find stuff. He's like, how did I miss this? He's like, where the heck did this come from? Because when they move in their metrics every now and then they'll pop up in something. You just they got screened out in one of your other ways.
OK, the next one is one that I use twice a week, and that's if you've signed up for the actual email that I send every week, every every week, there's a top ten investments going ex-dividend next week. I get that from where the heck we're on. Investing dot com, investing dot com.
And then so you can literally just go into Google type investing dot com dividend calendar. You have the first thing that pops up. What this does, how you do this, how you operate this one is you click on that little calendar thing right there and you can pick which days you're looking for like stocks to go next week.
Yes, you do the fourth through the 11th. You pick you basically pick whichever date you're like interested in and then you hit apply and it pulls up everything that they've pulled together for you already, everything that's going ex-dividend on the dates that you indicated. And you look at this area, you have the ex-dividend data, tell you the dividend amount right here that this this column here that says types actually pretty important because it'll tell you like if it says, oh, that just means it's a special dividend or an other dividend where they're just giving out.
Oh, is that how you figure out if it's a big one or one of the ones that has throws off the specials? Right. And then like the next columns, your payment date that tells you when you're getting paid. So remember, the ex-dividend date is you have to be in that stock before that date to be qualified to be qualified for that.
And they'll pay you on that day. And then the far far right columns, the yield. So I'll just scroll through here and be like, you can sort by yield.
Which I'm assuming Tim does. No, I just look at them. Oh, really? I just scroll through them like, yes, right here.
That would be an interesting idea because I know that's a pretty good electrical company. So you see that it goes ex-div tomorrow on March 4th or March Tuesday, whatever day it is. And then there's the dividend amount that's their quarterly dividend, the three month and there's its current yield of four point seven eight.
So I have a spreadsheet that I literally just go through these lists and I say, well, that one looks interesting. So I'll just type the ticker and then I actually go into my Schwab so I can research all the metrics and evaluation and the financials. But this is how I come up with that.
Starbulk. We know that one's on our list. That's yeah.
It's that's in the retirement accounts. Yeah. Starbulk.
NEM, I feel like we've talked about, too. Yeah, we were in that for a while. We made like 20 percent on that one.
I actually remember some of this stuff. Check it out. But there there's another idea there.
Like you can just go through the reason that you might want to approach this way is if you're thinking about getting into something, it's nice to get into it right before it goes. That way you get cash pretty much pretty fast, instantaneously, as opposed to waiting two and a half months or whatever. Like sometimes you could wait a full three months.
This way you're getting pretty much an X dividend right away. That's why I do that X dividend. That's why he does his top 10 list based on the X dividend date.
Now, we also sometimes we'll use that X dividend date, knowing that it's going to drop a significant amount because the X dividend pays out. And we might actually wait, depending on I don't know what criteria you use to buy it after the X dividend. And if it's a monthly dividend or like so, if you see this, if you find one in this column here, it's monthly, it says one month.
Like this, this ITUB here pays that dividend, but that's crap. That one doesn't count. Go find another one.
That one's horrible. Anytime you see a dividend like that where it says point zero zero zero zero something, that's a shit. That's a shit company.
Just ignore it. That basically shouldn't even be on the list. Yeah, well, that one right there is on my list.
The SLMBP, that's one that you should think about. That's a preferred share of a really good company. You're getting that dollar, almost $1.60 per share.
We're going to find a month so I can show you exactly how I approach the monthly ones. Okay, this one here, AWF. If I was interested in it, I went into my Schwab, I looked at it.
It's a closing fund. If I went in and I found that it's NAV discount is lower than it's historically in Schwab. Go up top there in the search bar, type AWV.
So you found the AWF, something that maybe might pique your interest in that list. You go into your Schwab brokerage, go into your brokerage account. You type in and pull up the actual data closing the fund here.
You're looking at it. OK, scroll down. The very first thing I look at in this is not the yield, not the charts and nothing.
I go up. Keep on. Can you tell me what we're looking for? They're down here towards the very bottom.
There's something called a premium versus a slash discount. But for closed ended funds, this is super important. Right now it's at a negative three point zero six percent.
That means it's NAV price is or the prices it's currently trading at is lower than what it's actually holding. So it's like right now it's closing everything in its portfolio is worth 1143 and it's trading at like whatever it was trading at up top trading at 1108. So it's actually undervalued in that regard.
But that's not the final thing you see. The one year you see up here has it listed where it's one year period of time. The last year period of time, it's actually trading at a premium because it's one year is negative four point.
What is that? Three seven. And it's trading at negative three point zero six. So that's but you see since inception, this is a historical thing.
So any time you get into closing, going to a closing fund, you click on that since inception at a pull up. It's how it's traded historically and historically is traded at. I what does I can't say that.
Negative five point seven. Negative five point seven seven is what this is traded historically at a discount. So that negative three point zero six means it's actually overvalued.
So this is not one that I would actually pick up. But that's how I like when I'm looking at closing the funds, which generally a lot of the monthly payers are either closing the funds or ETFs. ETFs has something similar.
But if you know anything about ETFs at the close of the trading day, they actually readjusted so that the NAV price is what it should be. Whereas one of the perks of closing the funds. Remember when we talked about this? I don't know how many many moons ago podcasts ago.
One of the perks of closing the funds is you can find ones that are actually trading at a discount. And it's one of the unique things about closing the funds. Well, that's what we're talking about.
Like the NAV price is something and it's trading below it. In this case, the NAV price is eleven forty three. It's trading at eleven oh six.
So it's actually trading what appears to be a discount. But once you dig into it further, you see that it's actually overvalued. Should be more along the like the ten seventy five to ten eighty five range.
So you can't just take something saying it's discounted to NAV without actually digging into the full history, because it depends on who the person who's evaluating it is looking at it. So if you do it the way that we do it, you'll have the safety margin built in like what Tim does. And you won't have to worry about that.
If you guys are familiar with the way that bonds work with that par value, a NAV is very similar. It's just that the NAV changes, whereas a par for a bond always stays. Whereas now, whereas bonds and preferred shares par of a bond is a thousand.
So if it's trading at like nine hundred and sixty dollars, it doesn't matter about anything else that's that's undervalued. If they were to call it back, it would be called back at a thousand. And if it matures and when it when it matures, if they don't call it back prior to maturing, it's going to mature at a thousand dollars.
Now, what they don't tell you about bonds is there are times when they actually could just say we're bankrupt, we're not paying anything back. And then you're S.O.L. You're F'd. Yeah.
But that's the risk. There's always a risk. And preferreds, majority of preferreds trade at twenty five dollars will be their par value.
But there are some that trade at fifty, some that trade a hundred, some that trade at ten. But majority of them probably more than 90 percent. The par value of a preferred is twenty five dollars.
So if it's trading at twenty two, seventy five, doesn't matter about any of the fundamentals of the company. It's on a discount. It's at a that preferred itself is at a discount.
That's that's one of the perks of a preferred share. They're very easy to evaluate as opposed to these where you have to look at these charts. But this is super easy to do in Schwab.
So I said Schwab's the bomb. I don't know if anyone like if you if if say Fidelity has that. Let me know.
I don't know. Yeah, it's the one brokerage we have. I just know that Vanguard doesn't have it.
Sofi doesn't have it. Robinhood doesn't have it. Wells Fargo doesn't have it.
The only one that has this particular important research tool is Schwab. And a lot of the other ones we use have actually got bought up by the by Schwab like TD's now part of Schwab. I think E-Trade is part of Fidelity.
I've got to go to the camera, turn the camera on. I mean, OK, so that's this whole list. You just scroll through the list and you like every time something like peaks your interest, you'd be like, hmm, that piques my interest.
I like right there. ABR is going next seven on the seven. That peak, it should pique your interest.
Now, obviously, you want a decent yielder, but obviously the highest yield is not the most important thing whenever you're trying to find a good company with good yield in the right sectors at the right, but a good place to start. Oh, look, Maine's down here would be the yield. That's that's how I get idea.
But this this one here is very interesting one as well as HSBC. That's actually a really good bank. And it has a what is that? Almost 11.9 percent, almost 12 percent yield.
So that's that's one that you should look up. Just imagine this is on the list for this coming week. Yeah, it is.
Or if you would have been on the email on Friday, this would have been this right here is how this underscore PB. That's how this particular website indicates that's a preferred share. And Schwab, it would say G.A.M. forward slash PB.
That's how you would know that it was a preferred and Schwab. But right here, that's how you know this is preferred in this particular thing. And like I don't know anything that has some weird format.
I know Vanguard uses a dot PB. So yeah, anything has some weird format. Assume that it's preferred or something else.
I get so many ideas. Oh, my God. Look what came up on the list for the following Monday.
IEP. I get so many good ideas about what to research by doing this. Just this ex-dividend calendar thing that I do every week.
So like if you don't if you haven't signed up for the email, I would recommend it because you get at least 10 ideas to look at every week that you don't have to do more than just look at the valuations and if it fits your risk. That's the thing. If you trust the way or if you like the way that Tim evaluates, that list is already pre-screened for you and it's very timely.
So that's a really awesome aspect that you can go in there. And then again, if you're looking for those quick wins, you get the very next dividend payout if you buy it. Like we send the list out the week before so you can get in on that Friday if you choose to.
This is like I use this a couple of times a week because you like it changes as earnings reports come out, like the companies will indicate they're going to do their their dividends and then that dividend. So that's always in flux. That's why I visit it a couple of times a week, because it changes everything.
Probably daily it changes. So I go in and I go in Monday morning and then I go in on Wednesday night just to verify that my top 10 list for the email for Friday, which we actually kind of finalize on Thursday so we can send out Friday. So Monday and Wednesday, I go in there and I check it out and I update it if need be.
If not, if if not, I'm telling you, it's a it's a really good way to actually get ideas that you don't have to do a lot of work for. Exactly. And that is one of the hardest parts about doing something that's such a the metrics are constantly changing.
Like you could probably like I've been posting reels and stuff on our socials and it's like some of them are outdated by the end of the day. It's super annoying. Now, like I obviously I can't go over all of those on that list.
So I have to like there has to be a way to actually navigate the list and minimize the list. And a lot of it's I test pretty much anything under like four and a half or five percent yield. I won't even look at because I'm looking for more than that.
I'm looking for something that's going to pay me a little bit to hold it. It's called a top 10 list for a little bit more than what inflation is. And they say inflation is less than three percent.
I don't believe my think inflation. I think inflation is more like four or four point five to five percent. So I won't take anything less than five percent for that reason.
OK, the third place that I get ideas is sure to come. I actually have a paid subscription, but I actually have a free section that you can just check on the different articles to go to shirt of it. Is that on their website? They just go there with their website.
I mean, I'll help you navigate how it will navigate through so that you can actually see how you can look at non premium stuff. Is that what's called premium? I don't know. You have top here.
I can click on that members area. It's that's behind paywall. It's like 80 bucks a year.
I mean, it's it could be worth it, depending on like why would rather you invest $80. But that's me. And here they have their list, but they actually have discounts like throughout the year.
Like so the front page is all about sales for their stuff. But right once you get down here where it says newest articles, this is gold. There you go.
13 low, low price, high dividend stocks trading under $10. So that'd be like if you're interested in high, high yielders that are super cheap, that you click on that. That's a great title.
10, just click on one of them. Just any of them. I like this one.
13 high price stocks trading for under $10 on the free page. You see how we just scrolled past all the premium shit and we got down to the bottom part here. And it has a list of 13.
You can go through and if you scroll lower, it actually has a lot of really good details like in this here. There's the dividend risk score of an F, which means there's a problem. A higher probability of this dividend will be cut.
But there's the current yield 5.4. It tells you what it's currently priced at, what its fair value price is, what it's, so it's 25% overvalued. Go to the next column, the five year cage, or if you don't remember cages, your total returns with your price appreciation, plus your dividends reinvested or your dividend cash. So this is only growing at like 3.2% per year.
So that's kind of trash. But then you see the five year price target of nine. So if you're getting it right now at $10, you're going to like probability wise, you're going to lose a dollar in the next five years.
So that's kind of shit. So scroll down, keep going. Why would they even have this on the list? And here you see like this is financials.
If you're not, if you're not familiar, there's a dolly the number of shares, the bottom, the diluted per share. That's their free cash flow. It's just a fancy way of saying what their free cash is.
So that one, that first one's shit. I was going to say that was pretty bad. I imagine they probably had these backwards.
So let's scroll down to the first one. See what it says. Ford Motor Company.
We knew that was undervalued. People started talking about that. And we're just like, yeah, we're not touching that with a 20 foot pole.
It needs to fall some more. ITUB, ITUB was just on the other list. Like Sure Dividend, like they have a lot of these articles that you can just click on and you can do like a lot of evaluation.
They do research. They do the legwork for you. Just piggybacking off their their shit.
Horizon. It's one of my favorite closeted funds. Yeah, that one's at number three.
Man, they are super detailed. I can see why you like this. Earn.
I feel like we've seen that one before. Probably in the top ten list. In my top ten list all the time.
Yeah, yeah, yeah. And Ozark. Orchid Island Capital is shit.
But we can look at what they have to say about it. This is one that I actually get asked questions about. This is the number one in the article we clicked on.
So I get asked questions about this one periodically. Like they're like it yields 16 percent. But like this is one of those ones where it yields 16 percent for a reason.
It's because it's absolute trash. But we'll scroll down and we'll see. Again, you see the dividend score.
F, it's overvalued. It's CAGR's less than two percent. It's five-year target price is like half of what it currently is.
This one's garbage. Scroll down a little bit more. Garbage.
There you'll see that the share, like you look at the total number of shares, like how the total number of shares have just like ballooned. That means your shares are being diluted every time they do. Like why that happens is say a company needs to raise money for either to pay off their debt, to afford their dividend, to keep afloat.
They'll sell additional shares. Will you see how this one went from like next to none to a whole, whole, whole lot more like 20, 20 times more. That means you're, they're diluting the share of quantity in the market, which means in theory, your dividends going to be cut and your price is going to depreciate.
So you're like principles in a depreciate anytime. They do that as a quick way to make money. See that? That's a very, very, very big red flag where the shares have went up that much in such a short period of time.
Well, the fact that they keep adding them year over year. That's not always a red flag. But in this particular case, it's red flag.
When you combine it with everything up top where you see the five-year cage is 2% and you see that it's overvaluing all the other stuff like so that you can combine the research they provide you and you'll see that this one's absolute shit. I do like the fact that they seem very unbiased. So they're just picking like criteria.
So this one was the top. What did it say? 13 low-priced, high-dividend stocks trading for under $10 right now. So they're just picking things.
They're not saying 13 quality low-priced. They're just saying they're just picking out 13. So we'll find, go to another article.
Another article. Another, another. Do the five-dividend stocks with the- 10 best-dividend aristocrats you've never heard of? That one's boring.
Go to the five-dividend stocks with exposure to the AI boom. So- You always shit on my parade. AI is, you know, AI is a huge boner area for me.
So- Huge boner. Let's look at what they have to say about this. Scroll down.
What are you doing? So they're saying ACN, OTEX, AVGO, QQOM, and IBM. So let's see what the- like these are way better. I can already tell just by the list.
So now I really see that right there. Scroll back up. Like sometimes they don't have all the additional information.
It's just a paragraph. Like it's just writing. Blocks of text.
So you have to do your own research. But for a 2.5% yield, I'm not that- Not even going to worry about it. Not that thrilled about that one.
QQOM only has a 2.1% yield. So I'm assuming skip because that doesn't have any data either. AVGO.
I know we've talked about this. Every now and then you'll come across an article where they don't have all the additional research. But still it should, like it'll give you an idea what you can look at for- So they don't have any additional research in this article.
So this is just a summary of stuff. That's just an idea. So dividend yield 1.03. Do you want to get dividends from the AI? Boom.
There's some stocks that you can look at. REC shares. Or you can literally just buy AIPI which has shares of all that.
Yeah. REC shares. We did a podcast episode on that a couple- several episodes ago.
AIPI has exposure to the 25 AI sector stocks. All of these are yielding pretty low. So I imagine they're low.
Let's go to another one. That one sucked. But yeah, that was cool.
Go to your dividend and risk credit you've never heard of. No, why don't we do a different one? You said that one's boring. Mm-hmm.
So do the 10- 12- 10 monthly dividend stocks you've never heard of? No, do the 10 buy and hold forever dividend stocks. They should have some good- For decades of growth. They should have some good metrics.
Oh, yeah. Apparently. Let's look at- Look, let's see.
Do we have ADM in the- We have ADM in the retirement one. And that's the only one we have on that list. So go down to ADM.
Look at all that fun stuff. ADM has an A dividend risk score. That means they can actually- Their money and their revenue and their net profit can actually afford their yield, which is around 4%.
And Tim's research has backed that up because it's on our list. And you see the fair value is $70. It's currently trading at, what is that, 56, 58? I can't- So it's undervalued by a lot. It has really, it has double-digit projected CAGR growth for the next five years. It has 50, what is that, 51? 51. 51 years of dividend increases.So this one here is why we put it in the retirement account because they literally, it only yields 4%, but they raise the dividend every year for like 50 years. Yeah. And we did get bit in the ass on that one because the triple M was on this list at one point for the exact same article.Why'd we get bit in the butt? Because they cut their dividends so the share price cratered, but then we picked up more and then the share price doubled, but still. So it came out in the wash? Yeah, so. No big deal? But you see, so this is a very, very, very good way to actually come up with ideas for things that you want to put in your retirement account or your living portfolio or whatever portfolio you wanted to create.Well, it depends on your strategy. If you have a lot of time and you want, because if you get dividend growers and you have an extended period of time, you're making more than the yields we're making in some of the other stuff because they grow every year and it's based on your initial buy-in price. Like that's, those are some serious phrases.By the time her mom actually starts tapping into that retirement account, that ADM one that we got for 4% will probably be yielding between like eight and 9%. Yeah. That's what a dividend grower does.Grower means. We didn't understand that initially, but that's why. It starts at four and then they'll tack on, like they'll increase it by like 4%, but that doesn't mean it goes from four to eight.That just means your dividend yield goes from whatever you were making before plus the additional amount and you divide it. Because it's based on your original share buy-in price. So it's a bunch of math, but.So that's the third one. That one's a really good one. If you want, you can buy it, you can get into the members area.The only difference between the members area is you get a, once a month, you'll get a very, very in-depth list of whatever you buy into. Like go back to the main page once. Because currently we have, I am subscribed to the Sure Retirement newsletter and it just gives me, it gives me a like 60-some page email and it goes through like all their buys and sells and then it gives you the 10 best for that month to put it in your retirement account and it has what we have, like what we went through there, it has that broken down, but it has like a little bit of additional information.So you don't need to buy this one to get the same information. I was gonna say, is it worth the $200 a year? No. Okay.But if you can get, I got it for $79 for life. Because they run specials every now and then? Yeah. Yeah.For life? 79 for life? Wow. Or until I cancel it. Whichever.Very good. Okay. If you scroll all the way to the very bottom, there's this thing here called articles as well.You can click on the articles and then you can look back at every email that they've ever emailed me, like for February, that's all February's emails that I got. Oh, that's cool that they do that. I get a lot of information from Sure Dividend.I like that because that allows you to see what the heck they actually give out before you buy anything. That's really nice. All right, so this is a really, really good website.That's all I'm gonna say. This is probably my second most used research thing. I feel like anything on the list is second most used.No, I do the ex-dividend calendar, the dividend, what is it called? Investing.com with dividend calendar. I use that multiple times a week and I get most of my ideas from there. And then whenever, so if I'm in the investing dividend calendar and something comes up in Sure Dividend, I just verify that it's awesome.But yeah. The fourth one I use, I'm also a paid member, is Contrarian Outlook. This is basically, his name's Brett Owens.He's like the closing the fund guru of everything. Which is nice having a person specialize in something like that. So yeah, so it's very nice.So this is where I get almost all my information or ideas about closing the funds. I still go into Schwab like we showed you before to verify that they are trading at a discount compared to their historical. Because again, prices always change.So even if these articles are coming out, it could change moment to moment and there could be news drop or some other stuff. So we just verify. You literally, that's like, when you go to contrarianoutlook.com, it'll just pull up some of the most recent articles.I get these in my email every day as well. So click on the very top one. Toll taker energy stocks.Four reliable dividends up to $7,000. So you click on that, it'll pull up the actual email and it'll show you there's Kinder Morgan. And I'm like, do I think Kinder Morgan? So I get some ideas here.That's obviously not a closing of fund, but that's a stock. But he has this theory where he calls it the dividend magnet. Anytime they raise the dividend, the share price is supposed to follow the dividend increase up.So this one's trading at a wide discount based on his theory of dividend magnet. And this is actually a, he's not the only person talking about this dividend magnet concept. Out of a whole bunch of the finance and investing books that I read, they talked about that quite a bit.Especially if you're in the actual dividend books. But the concept is that every time the dividend gets increased, it's then increasing the value of said stock. So the price has to come up.Because when they do the dividend payout, it drops, but there's like, you're still increasing value because every time they do a dividend increase, they're moving closer to aristocrat status or, what is it, the other ones? Achiever, contender, king. Achiever, contender, and king status. So the more valuable they become, the more money floats in.So if you've never heard of the dividend magnet, I would suggest you research it. But basically the premise of it is the purple line here is the dividend. They increase it here, and then it was over.And then they increase it again, and then it was over, and they increase it a little bit. You can see the increases are actually getting smaller. Whereas these are big increases, these first two.Those next two are kind of weak. They only have to put a penny to get qualified. But you see this share price is the orange line.The orange line's nowhere near the purple line. These actually should be closer to each other. But it fell off a cliff between that one and that one.But that would explain why that was a tinier increase. But it also could have been that that increase announcement was as small as it was, and that's why it fell off a cliff. Because that was also COVID.Oh, I wasn't looking at the year mark. But again, investor sentiment. But that makes sense.Even if they're still able to maintain that status going into the whole COVID situation, like if they had the reserves to do that, because it looks like it's spiked up a lot in recent years. Keeps going down. Blah, blah, blah, blah, blah, blah, blah, blah.Yeah, they had a heck of a spike. The next one. Okay, here's another one.Okay. What is this one? I don't know. You made me scroll so freaking far.Stop going. It's right. I don't see it.Wow, that's a really small title. So EPD, which we have in the retirement portfolio. This one is overvalued.Yeah, it is crossed over that dividend magnet line. You remember the first one where the purple line was, like why is the purple line the dividend here and the orange one's the share price? Okay, whatever. So in this one, for whatever reason, the orange line is the dividend and the increases are gradual throughout time and then the purple line is the share price.You see over here in, what is that, 2022? Yep, 2022. The purple line went above the orange line. Well, that means that it's overvalued and the probability is there's gonna be a pullback where the purple line's more in line with the orange line.So he has all sorts of fun stuff like this and there's the Mplex we were talking about when I looked at that. AT, that one was on our list a couple weeks ago. Yeah, so this is just the energy ones.Here's the MXLP, we were talking about that one. Implex is highly overvalued. Wow, whoa, that's way overvalued.What the hell is this? It's a special dividend. Oh, okay. So let's go back.That was just one of the articles in there, but you go through all these different articles. 10% dividend. If anything peaks your fancy, you're like, oh.Cash in on the revenue. 113% divvy that should be on your radar as the guy takes over. This is a close-ended fund, BMEZ.We talked about BMEZ. We're in BME in the van life portfolio, which is another, it's a sister of the BMEZ. I just like the, I liked what BME was holding more than BMEZs, but BME has something similar to this.And? There's the, I'm just saying, this is a close-ended fund that he brings up. Then you go in and be like, oh, okay. And then he has all these different things here.I don't know. So what's the pink one? It's their holdings. That one is intuitive surgical ink.Oh, okay. So there you go. That's just different holdings, how they perform since they've.Oh, that's not the pink one. That's the pink one. Included in the close-ended fund.SDX, ARGX, ArginX. But I'm starting to see where I get cool ideas because I do a lot of reading and then the reading I translate into, maybe I should look that up. Maybe I will.Yeah, Tim's reading all the time. He's always researching. Just like I'm always reading books.We're hitting it from two different angles and I'm more interested in the finance concept. The difference between Sure Dividend and Contrarian, go back to the Contrarian first page, is it doesn't have as many articles as without doing some clicking. So you have to wait and everything.It doesn't have it all in a nice organized list where you can just browse the title and be like, oh, that seems interesting. Like this is more. Oh, so just the setup of it doesn't make it as.Yeah, so it's not as efficient, but it's still good. So like I said, Contrarian Outlook is where I get most of my close-knit fund ideas and every now and then I get some stock ideas, but then I do verify through other readings or my own research that the stock's a good idea. Like Kinder Morgan, I wouldn't, whatever.It is, eh, it's just blah. The next one is InvestorAlley.com. I actually have a paid subscription to two of their listings in there. Like these are all pretty simple, literally what I'm telling you.You just go to InvestorAlley.com and it pulls up the homepage. So there you go. And it does something similar to the Contrarian Outlook where it has the articles listed so that you have the 10 highest deals going next day of next week.A lot of people like this. And then when I first started, I was doing this, but then I was like, that's kind of stupid because most of them are crap. So then I started doing the best and I found that, yeah.That's way better than just the highest because it's easy to pick the highest. Tim takes a few hours to freaking call the list for what we put in the email. But then you can click on the continue reading and like I have, through InvestorAlley, I have the Dividend Hunter.If you're not familiar, it's a guy named Tim Fallon. He's pretty cool, but I think he copies my stuff. It does seem that way.Because every week I'll get an email from him. I'll be like, I was literally, that was in the podcast. Last week I made a couple.So the chart article title is this. These five high yield funds could supercharge your dividends. Blah, blah, blah, blah, blah.New breed of ultra high yield covered call ETFs, especially about funds managed by Yieldmax. Are these them? No, these are the Roundhill versions. This is that first part there.Roundhill actually came out with things that are comparable to the Yieldmax's. These are all pretty new. You see they have the COIW, which is basically the Coney.It's the exact same strategy, but this one pays weekly as opposed to monthly. Are these synthetics as well? I believe so. Are you aware of this? Yeah.Interesting. And then we get down here to some of the other ones. There's the NVDY, TSLY, APLY, CONY, PLTY. These are all the Yieldmax's that we've brought up ad nauseum throughout the last few months, years, whatever it's been now. But Tim Plaehn is all about income in your portfolio to live off of, which is kind of like what we have. What are you doing? And the other one that I am a part of is, go to Premium once.I don't know what it is. So you like his articles that are outside the paid membership stuff? Yeah, because his paid stuff's kind of, I mean, I'm paid for life. I paid 140 bucks for life through Tim Fallon.So they have ETF Income Trader, ETF Income Edge. I'm trying to think. What's the other one? I have two in.Power Income, Dividend Hunter. There's a Dividend Hunter. I know he has that, because we actually get stuff, I think, in paper, which is annoying.Yeah. Dividend Multiplier. That sounds like something that would be our strategy.But these are all different paid options they have, and I have the Dividend Hunter, and I have another one. I forget what it is. Is it Luke Langley? It might be Luke Lango. It might be Luke Lango. Options Trading Mastery. Like what? Scroll.Where do you want me to go? There's nothing here. So that's all the, oh, I don't know. I know I have two through Investor Alley, but if you just go to InvestorAlley.com and bring up the homepage, it'll bring up a bunch of different articles you can look through, and pick and choose what you want to research.Or again, you can just let us do it for you. All right, so I also have a couple other paid subscriptions that don't have access to the free articles, like the Sure Dividend, like the Investor Alley. One of the ones that I use a good bit is called Utility Forecaster.That's everything utility and consumer stocks and the paid subscription's worth it for one reason. I mean, it's not a lot. I think it's like 70 bucks, but again, I'd rather have you invest the $70.But what they give you every month, you get a subscription, and in the subscription they list every utility stock, every oil stock, whatever, and they'll tell you what its current price is, if it's a strong buy, strong sell, its dividend safety and all that stuff. So it's like hundreds of stocks that you can scroll through and be like, okay, well that one looks like something that I should research further. That's really cool.I'd do all that for you, but if you want to do it yourself, then you go to Utility Forecaster. I also have a paid subscription to, I can never say this dude's name, Altuchers. He is- A-L-T-U-C-H-E-R-S.James Altuchers. He basically is everything crypto and tech related. Like he's really, really good.Altuchers? Like Kutcher? And I have a paid subscription to Strategic Fortunes. So like where I get my ideas for growth stocks and the research that goes along with growth stocks is from those last two, the Altuchers, Altuchers, Alt whatever, and Strategic Fortunes. I just take what I'm learning in the paid membership, I compress it down, and if it's something that's good, like that's where I got the idea for Rolls-Royce because it's a defense stock.Hell yeah. I didn't even know they did that. And I just condensed everything down and I said this is a growth stock that's going to be pretty banging.So I got an idea for Aurora, AUR. I got it through that. I basically went through everything that they gave me, read it all, and basically compressed it and gave it to you guys for free.We should probably also add that my uncle has been like up Tim's butt with this whole investing thing because he's trying to like get to the point where he can retire and he's looking at one of those like high priced like old people communities, which I think is absolutely criminal. The fact that they're charging people like 10 grand, 15 grand a month. Insane.But anyway, so he has a lot of other paid subscriptions. Some of it overlaps with what Tim has, but he just like sends Tim articles. It's really funny.Or like the emails he's getting. I probably get, I'm not shitting you, I probably get close to 3,000 emails about investing a week. Now I don't obviously read all of them, but like I did read all of them in the beginning, but as time goes, you get more tuned in like, well that's a crap one.And you'll find that like a lot of time, if you subscribe to a lot of these things you see on Facebook or YouTube or whatever, or if you're on the web and they say, well you looked at one, you looked at sure dividends, so maybe you'd be interested in this. You sign up for the email. They will send you all sorts of shit trying to get you to buy stuff. Yeah, I highly recommend to create a dummy email address and test it first. I do. I have several like dummy email addresses that just, they fill up so quick.It's at least 3,000 emails a week and all this stuff that I have to like sift through. But like majority of the time, I'm not even exaggerating, like at least 98% of the time where I get my ideas comes from the ones we've listed, the sure dividend, the investor.com calendar, the Yahoo Finance. I'll sometimes get some stuff from CNBC, which is basically the same as Yahoo Finance.It's just presented in different colors. Every now and then I get sick of looking at Yahoo Finance, so I go to CNBC. I don't get a lot from my paid subscriptions because I only get like a once a month newsletter or email saying here's the current issue or the next month's issue.So I don't get a lot from that, but I get some ideas. But what I get more from the paid subscriptions than like specific ideas is sector ideas. Yeah, and that's actually really important.And one of the reasons why we, when we eventually do do a community. Do do. Do do.It'll be nice to have other people who are actually interested in investing and like looking at stuff because it's like, we can't be all eyes everywhere all the time and that's the whole reason we sign up for all this extra stuff is because like even just a search criteria or somebody's a specialist in a sector or whatever. It's like putting the minds together to figure out the best of the best and that's where it's like, you need to tap other people's resources. And the best one.Until we can figure out how to program an AI, which I might have a dude for that. Like Sure Dividend and Utility Forecaster, like the paid subscriptions for that are good for one thing. Like you get a month's worth of ideas into your spreadsheet that you're just like, these are like your watch list spreadsheet.You can then use the end of the month with the paid subscriptions. You can go through a shit ton of different like Sure Dividend does it as well. At the end of their monthly issues, they'll list every investment, every stock that's like a consumer defensive, every stock that's a consumer stable.And they'll list it from A to F so you can use your watch list to compare it to what they got going on for the things, let's say you were looking up AGNC. Well, last month AGNC was a B in their REIT. So B's, I mean, B's good enough. Yeah, B's pretty good.I'm getting 15% yield of B's is a good enough grade. So that's one area where the paid subscription may be worth it. But again, like it costs enough that if you just put that money into something initially, just listen to the podcast, subscribe to the email and get all the free ideas that I can give you.You'll eventually create your own watch list of your own ideas. I would like you to be making enough money where you can use your dividends to pay for your yearly subscription to these things so you're not actually out any money. So I would wait until you got to that point before you actually have subscribed to these places and spent the money.Ideally, that would be like an ideal world. I didn't do that. I was like, hey.And you regret? No. But because you don't have to do that, why would you put it as opposed to putting it in your list? I do a lot for free. Yeah.I don't think people know as much that I do for free. I give a lot of free information that I spent a lot of money on each month. Yeah, and that's the thing.Until you really get into this industry or into this niche, you don't realize how much Tim is actually doing for free for the audience. For free. I don't believe that it's, to me, it doesn't make sense.If everything that they're spouting to you is we want you to have enough money to retire and we want you to have a passive income stream and all that, why are they charging so much for something that takes away from you? If they're making as much money as they're making. Actually creating an income stream and my whole idea for this whole thing was I'm tired of paying. People shouldn't have to pay for this.Yeah. Now she wants to set something up where people pay for shit. No, I want to set something up so that if people want your actual live stock trades because they don't want to take the time to do it themselves, I would pay for that service personally because that to me is, we would rather have you guys learn the skill set that way you don't need us.We're hoping that you graduate and you can teach other people the skill set. But if you're somebody who's very passionate and doesn't have any interest in the financing and you'd rather have somebody else do it. There was two points to it all.We do not want to actually have to get a credential to become like a portfolio manager for other people that just doesn't, there's legalities like that whole thing just doesn't sound fun to us. So that's the option I think we're going to go with. Like it'll probably be like something like $15 a month or something when we get to that point where you will see Tim's because the ones that are in the email are weekly oriented.But if you would be on that other subscription, it is going to be real time. You'll get a text message or an email and your choice, whatever you sign up for. I'm just saying.When I went into this, I had two ideas. My first idea was everybody should get the information for free. Like everybody should like, I'll give you as much information as I can for free so you can do your own research and come up with your own decisions and everything.And the second one, the second idea was I want you to get well enough at this that you don't need me after X amount of years, you no longer need me. You have all the information, you know how to evaluate stuff, you know what to look for like in the financial, you know everything you need so you don't need me anymore and then you can do this on your own. You can create your own thing and you can like spider web out and teach more people the stuff.That was the whole. Yeah, or maybe you'll put a cool twist on it that we're not aware about. The whole objective of all this was that.Give you everything I can, everything that I possibly can find for free and then teach you so you can do it yourself. That was the whole plan. So that's where I get my ideas.Now there's a couple housekeeping things to go through. Like the market, the market is super volatile right now. We mentioned it last week.How much are we down on our portfolio from just last week? In the month of February, we were down 6,000 in the retirement portfolio and we're down 5,000 in the van life portfolio. And you have to keep in mind that's 5% in a single month or it might've been somewhere around there because I think we had like 110 and we were just talking about how like 100,000, we could barely break that and stay above it. It kept pulling down to like 92-ish and then it would bump up so then 100,000 became the new floor and then I think we were up to like, what'd you say, 110? We got up to 110.We hit 110 and then it was like, I was like, where's the freaking anvil to drop because here it comes and then we had an implosion. So it's very volatile. That's not going to change anytime soon because every week there's just chaos.Even when there's good news, Trump makes an announcement and some of their bad news happens and then it's just chaos. I have a theory on that. I believe he's trying to crash the market on purpose so that all the people he knows that are rich can make money off it and that people become dependent on the government where he can do whatever he wants.That's my theory but that's that. Second thing is we've been kicking around the idea of doing a live stream. Yeah, Q&A, AMA? Then we want to actually do that.We have a YouTube channel. We would do probably the live stream would probably be on YouTube and we would just go answer questions. We do get a lot of questions through the socials about different things and I would maybe do a live stream whenever I'm doing the end of the month, like calculations or maybe I'll do a live stream whenever I'm doing the quarterly dividend thing, like whatever the case may be.Like the boring stuff? No, that's not boring. It's fun. It might be boring to you.It's fun to everyone else. No, no, no. I'm saying like when you're going through and putting your numbers in, like having a live session at that point? Yeah, or we could do a live stream whenever I'm doing the top 10 list.It'll be just like a half hour. We'd have like a half hour question and then shoot the shit and we talk and then I would do the list, show them how I get the top 10, how I get from investing.com, the dividend calendar to Schwab to then what I put in the email. Oh, so they're like little mini masterclasses with Q&As.It'd be interesting. That sounds like fun. That's that.And then probably, we were thinking about doing it, like starting it like before we got on the road, which is coming up relatively quickly. If not, then it'll be on the road. I was gonna say, I almost wanna wait till we're done.It'll literally just be a- Because I'm gonna be balls to the wall this month. A session of here we are in the middle of nowhere. Here's what we're doing for fun.OBT dubs, here's some investing advice. So it'd be like that type of thing. Yeah, we're gonna be showcasing a lot more of the fun stuff we're doing.As of right now, we're kind of just trying not to like shoot ourselves in the face. The third bit of housekeeping is, so Friday's email and next week's podcast are gonna be about the retirement dividends for the last quarter. Yeah.And people love those. Those are like people's favorite things. So just so you know to be alert for that because I'm getting the finalized- And there's a little bit of a plot twist thing in there, which you'll hear about when we go to do it.I'm getting it finalized now. And then so the week following, obviously would be the van life portfolio dividends for the quarter. So that's the next two weeks.Everyone's favorites for whatever reason, I don't know why, but they are. And a lot of information, some good, some not so good, like some stuff I found out doing this that I was like, oh, well, that sucks. Like we have three or four different stocks that pay a dividend like- Don't, I was just teasing that.Don't, don't, don't, don't. It's not a quarterly dividend, but it is a quarterly dividend. Yeah, February's totally screwed the hell up.Apparently, yeah, it skips a month. So we have decided that when we're on the road, February's gonna have to be like a down month or unless it's like a month off and then it'll be March where we'll have to sit because our dividends are gonna be really low, but then March is gonna be like a freaking blow off because anything that went over that four week, five week window thing got rolled into March. So that's that.And then the last piece of housekeeping is because we are trying to give as many people free information and courses and teach them so they don't actually need to listen to boring people like me, we need people to actually spread it. So you know people that would be into it, spread it. They're like, hey, this is pretty cool or hey, this is an idea to invest in because I know a lot of people like the concept of income investing, but they're kind of intimidated by it because it's like a lot of numbers and it's a lot of data and it's a lot of- I actually was just thinking about course and I think we make it sound more complicated than it actually is because there's a lot of stuff you have to know, but you don't have to know it all right out the gate.Like we can definitely like training wheels you, which is what I'm hoping to do in the courses where we just take it bite sizes at a time and we teach you and then as you go through it, you basically like, we're gonna make it fun. I wanna make it like gamified. I wanna actually have cash incentives.Like I have some big ideas to do because who does that in finance? I wanna like literally shake the mold. Oh, and addendum housekeeping. The book, I'm hoping the book will be done enough for people's consumption by like June or July.It's gonna be pretty sick. Like it goes through a lot of stuff that I rather than listen to two years of podcast, you can just get it in a book form and then- Yeah, that's what we're hoping to concise everything down so you can- Then you can just go, okay, well that podcast might be- Streamline. That might be something I need to listen to because I'm not familiar with that.Like so, but like I'm, it goes over everything that we went over in the first year, like the psychological stuff, the budgeting stuff. And for those of you who are listening via podcast, people after my own heart, because I think you get more data in the podcast because you get, I think there's more gold in the weird sideline comments where the epiphany thoughts or like the transitions and stuff. Like we just get it's free form.I think you get so much- So sorry there's no tickers this week because it's not really heavy on individual investments. We got lots of tickers coming up in the next two. But like there is, like you saw there's a few ideas.Like I really like one of the best ways is if you combine everything we gave. So like if you see like in the top losers, a dividend stock. So if you go to Yacht Finance, you see in the top losers a dividend stock and it matches up with your investing.com dividend calendar that it's basically about to give out a dividend or go ex-dividend.That's a prime example. Like you start combining the different resources and you start like, they're starting to be overlapped. That's something telling you, hey, maybe I should do some serious research into this.Maybe I should seriously consider this stock or this closing the fund because I'm seeing it pop up in all my different things. It's pretty sick. And you actually can go into Schwab and Fidelity and all that.And you can do screeners for that stuff, but it takes way longer than just using Yahoo Finance daily losers or the investing.com dividend calendar ex-div day or the share dividend articles because majority of the time they kind of cover everything that you're gonna find in your screener anyways. But you can set up a screener. If you don't remember how to set up a screener, there's podcasts for that.It's pretty simple. You got to know the input you have to put into it to get the results that you desire. Yeah, boy.That's that. Next week is the retirement portfolio with the quarterly dividends. Yeah, that's gonna be a badass time.Heck yeah. See you guys next week.