115 - Massive Yields, Weekly Paychecks—We Analyze the 19 Newest ETFs

🚨 The weekly dividend revolution just leveled up—again. In this episode, we break down 19 brand-new weekly dividend ETFs that just hit the market. These aren’t your grandma’s income plays. Some use swaps, others use synthetic positions, leverage, and trade options for massive yields.

We walk through the performance so far, explain the structure behind each fund, and share how to strategically use them to generate cash, fund your high-quality dividend positions, and retire early without frugality fatigue.

Whether you’re looking for a smarter yield strategy or just trying to escape paycheck-to-paycheck living, this episode gives you the tools to build your income engine now—not 30 years from now.

📈 Learn how to de-risk, reinvest, and create a compounding cash flow machine—without falling for hype traps.

ETFs Covered:

• TSYY
• TQQY*
• YSPY
• XBTY
• NVYY
• GLDY
• MST
• TSII
• HOOW
• COII
• MMKT*
• MSII
• NVII
• BCCC*
• BLOX*
• METW*
• AMZW*
• NFLW*
• BRKW*

 (*worth putting on your watchlist)   

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Transcript

Welcome to roaming returns a podcast about generating a passive income with dividend stocks so you can secure your finances and liberate your life. 

The weekly payer universe just got a whole lot bigger—again. In just a few short weeks, we’ve gone from 23 weekly paying ETFs to 42. That’s 19 brand new ways to generate consistent cash flow in your portfolio. But don’t get it twisted—these aren’t all created equal. Some use swaps, some do  synthetic holds, some have high leverage, and others hold underlying assets. In this episode, we break down what’s working, might be a total dud and how to use these yield monsters to bankroll your dividend future—without waiting 30 years. Let’s go.

Oh, my God. What's up, all? All right. So we are posting this podcast late because Tim was on the road.
My bad. Things got hectic. Haywire.
It just did not line up very nicely. So he said something about potentially moving this to Thursdays going forward. We shall see.
I think Thursdays would be better because the email comes out Friday and like the majority of the time, the stuff in the podcast is part of what I type up for the email. So it just makes more logistical sense on our end. So thanks for bearing with us for this week.
It was unexpected. Yeah, I just drove 34 hours like in three days and I did like 16 of it yesterday. It was just bad.
Me tired. I left a place where there was zero, zero humidity and came back to a place where it's 100, 1-0-0. Sweaty AF.
So I'm still adjusting. But anyway, no one cares about that. All right.
So this week's episode is going to be about the weekly payers because we did one. We did one in June about the weekly dividend payers and since then, 19 more have popped up. They like doubled.
They almost doubled. So now there's like 42. Right now, I think even a couple more came out since I prepared this which was – I would not be surprised.
Seven, I don't know, 19 or something like that. 724 is when I prepared this and I think a couple more popped up in the last week. So probably in another month or two, we'll probably revisit this and see if there's more.
I don't know. Jesus. But yeah, like what I'm saying.
Oh, no. 724 is when I got the email about this. So I think I prepared this on 7-16.
Yeah, 7-16, there was 42. On 7-24, I got another email that there's now an AMDW which is Advanced Micro something or other. AVG which is the – AVGW.
AVGW. I don't know what that is. Avagor or something like that.
Avagor? GOOW which is the Google Weekly Payer. GOO. MSFW which is the Microsoft Weekly Payer.
MSTW which is the MicroStrategy Weekly Payer. So five more popped up. Since I prepared this on the 16th and today is what, the 20 – 30th.
30th. Yeah. So in two weeks, five more popped up.
So we're probably going to have to revisit this in a month or two is what I'm getting at. I don't know if we want to keep going with this but – What? That's a lot. Should we just do the best of the besties? No.
Okay. Never mind. Let's address all of the 19.
Apparently, my ideas are stupid. Yeah. Yeah.
First, there's three things I want to discuss right at the top. The first one is a put option which is a financial contract that gives the buyer the right but not the obligation to sell an underlying asset. If you're familiar with options, this is all like just a reminder.
But if you're not, there's a put option and a call option whenever you do options. So what the put option does is basically you sell your shares of a stock at a predetermined price. So like say, I don't know, Tesla at 360.
You write an option on that. Then if you do a put option, that would mean that you – If it hits the 360, you as the person that created the contract, you would then be able to sell your Teslas at that price. A call option is a financial contract granting the buyer the right but not the obligation to purchase an underlying asset like stocks at a set price.
So basically, a call option is the exact opposite of a put. A put is you're selling an option or you're selling stocks at a price and a call option is you're buying stocks at a price. Just fancy ways of saying one versus the other, whatever.
The third is a swap, which we discussed previously in the podcast, which is – Yeah, I don't quite understand. A head fund might enter into an equity swap with an investment bank to gain exposure to a particular stock without actually owning it. The head fund would agree to pay the bank a benchmark interest rate of say 7% or 8% and in return, the bank would pay the fund the total return including the price appreciation dividends of the stock.
So basically, it's a fancy way for people with a lot of money saying, hey, I don't actually want to own Tesla stock. Would you pay the return of the Tesla stock if I give you like say a 10% – just a 10% interest rate payment? They're literally for rich people but like they don't pretend to us. They're for rich people.
But it's because some of the weekly payers actually use swaps instead of actually holding the stock. So it's a way to get exposure to a stock by just paying someone money to hold it for you and then pay you the total return. So that's what they do with like some of these but we'll get to it whenever we get to it.
Okay. The first weekly payer is TSYY. It's new to me.
It might not be new in general but it's new to me. It's a company called Granite Shares and it's Tesla, their weekly dividend payer for the Tesla stock. It's been – its date of inception was 12-17-2024 and its current price as of the 16th was $9.64 and it went from paying a monthly dividend to a weekly payment in June 6-10 and it's collected so far $1.96 since 6-10 and then since its inception date of 12-17, it's collected $9.62. The total return of this individual, this Granite Shares Tesla is negative 23%.
Now, where this one loses me is it's a two times the leverage ETF. That means they're basically – they're doing a bunch of stuff to make sure that with options and whatnot that you get two times what Tesla does. So basically if Tesla goes up say a point, you're getting two points.
If Tesla goes down five points, you're going down 10 points. They don't actually hold the stock. They just use put options and treasuries.
I don't like this one but it's out there for you. Okay. So I have a question.
Granite Shares, is that like Roundhill, YMAX? Okay. So they actually have new – That's new to me. I don't know if it's new.
That's why I said I don't know. I didn't really like it. New to the awareness.
New to me. Okay. The next one from Granite Shares is TQQY, which is the Granite Shares of the QQQ Fund.
Its inception date was 2-25-25 and it's been paying a weekly dividend since 6-10. It collected $3.79 total from 2-25 but it's collected 127 since it decided to go to weekly dividend. It currently trades at 19-26 and it's had a total return of negative eight.
If you've been following the market, the QQQ itself is actually up more than the negative eight. So this one kind of – This one uses put options and treasuries to track the QQQ ETF. If you're looking for – It's not like an index fund but it's kind of like an index fund.
If you're not familiar with the QQQ, it's like a lot of tech stocks. So it's a way to actually get tech exposure without holding like an index fund but it's kind of like an index fund. It's okay.
We have better ones below. But if you're looking for an index fund, this is one that I would definitely check out and look into and see if it fits into your investment strategy. The next one from Granite Shares is YSPY, which this one is an index fund.
YSPY. I love that. This is the Granite Shares, the SPY.
If you're not familiar, SPY is literally just the S&P index fund for the most part. Again, this one, it was inception date of 2-25. It's exactly the same as the previous one, the QQY one.
Weekly payer since 6-10. The total dividends collected were 397. But since it started going weekly payer, it's $1.34. The reason I'm splitting that up is so that – At the time I did this, 6-10 to 7-16, that was five weeks.
So you see if you take five into 134, you're getting – What is that? 20-some cents a week. Before that, it was paying – You only collected, what, 260 over four months? So it actually – If you extrapolate the math, it was actually – Just say if you're getting more or less since it went to weekly. You're getting less.
260 divided by four is – 260 divided by four. 65. 65.
And if you do 134 divided by five? 26, eight. 26 and take that times four. Yeah, you're getting like 40% less.
Okay. That was the point. That's why I broke it up like that.
You get all technical when you could literally just get to the point. Okay. Grasshopper.
Total return on the YSPY is negative three. And if you're – That's since 225. If you recall, we had the Overlord's Liberation Day.
That happened in April. So I brought everything down. But even then, the SPY has actually done pretty well this year.
I think it's up – I want to say 8% to 9%. So this one is, again, not following the index that it's following. Where it might have a problem is this one is a three times the leverage.
So this one tracks the S&P, but it uses three times leverage, using options and treasuries to get to that point. So the fact that the SPY itself is like 8% or 9% up and this is down negative three leads me to believe that this one might not be that great. Even though you're getting a weekly – You're getting a pretty decent weekly dividend on the SPY.
It's still almost behoove you to hold just SPY at that point. That's my opinion on that one. Next one is from GrantShares.
It's the GrantShares Bitcoin. It's XBTY. This one has been weekly since 5-12.
And that was the same time as – It's been weekly since its inception, which was 5-12 as well. And you've collected 361 in dividends. So this one yields a pretty good amount.
361 on – What is that? That's eight weeks. So that's a really good return. It is more expensive.
It's more expensive than the other ones. This one's 24.90 whenever I did this. That's per share.
This one tracks the BITX two times the leverage Bitcoin ETF. That's a mouthful. Basically, it's exposure to Bitcoin, but you're at two times the leverage.
So if you think Bitcoin is going to go up to, say, 500,000, like some experts are saying, you might want to look into this one. One million. But to me, YBTC is better.
BTC? Yeah. Its total return since inception is 14%. So you're up 14% in two months, which is a pretty good annualized return, actually.
But again, Bitcoin is very volatile. And the fact that it's doing two times the leverage, I don't like that. Like, if it was just regular BITX and that was it without the leverage, because then if Bitcoin goes up 4%, you go up 4%.
If Bitcoin goes down 4%, you go down. I don't personally like leverage, the ones where they do like two or three or four times. I understand there's a lot of money that you could potentially make in that.
But as a contrarian value investor, we kind of want to mitigate the risk. And a volatile investment like Bitcoin with two times the leverage, if you're familiar with Bitcoin, there's certain days it goes down like 12%. Yeah.
I was going to say that's more of a risk hedging situation. But if it fits into your risk profile and your investment strategy, it's something to look at because you're getting twice the return on Bitcoin plus a pretty healthy dividend. My pick.
The next one is the Grant Shares NVIDIA one, NVYY. Its inception date was 5-12, just like the Bitcoin one. And it's returned $3.94 in dividends since then.
So you're actually getting a higher return with this one. Total return is 24% in two months. So that's pretty good.
12% a month, that's like 100 and some percent. The problem that I have with this one is when we were talking about the swaps up top, this investment tracks their own investment, NVDL, which holds swaps for NVYY. Getting super convoluted here for sure.
There's a lot going on with this one. You're getting a pretty good return, but at the same time, why would you not just hold NVDL or NVYY? I don't like the swaps. That's my opinion.
That's my personal preference. Other people might not care about the swaps as long as it's returning like that. Like I said, that's probably 144% return if it follows this trajectory for a year.
That's a ridiculous return. Okay, the next one. Oh, we're out of granite shares finally.
We're into Defiance. So this is another like, we got Yieldmax, we got Roundhill, we got whatever the heck. Granite shares and now Defiance is another one.
I think we did manage that one. We actually hold a Defiance one. I think USOY is Defiance.
Do we? Interesting. This one's gold. Defiance Gold, GLDY.
Defiance Gold. It's inception day was 4-1 and it went weekly on 6-20. It's paid you 241 in dividends and has a 1% return.
So that one, this one's actually okay because gold, sure it's up a lot this year, but if you look at since it went weekly in 6-20, so in a month, I think gold kind of traded sideways. It might be up about 1%, but this one, this investment seeks to gain exposure to gold by writing options on GLD, which is the spider gold shares. So, like we were saying before, they either write and put options or call options on what they think that the SBDR spider gold shares, GLD is going to do.
And they use the premiums from those options to pay you a dividend, which is pretty decent. If you know anything about gold ETFs, you don't generally make a lot. The 241 is a pretty good dividend on a gold option.
So, this is one I would actually look at. For us, we don't actually want to hold physical gold or silver. So, the way for us to do that is ETFs that give us income while I do all the holding the gold and silver.
So, you're still getting exposure to gold without actually having to hold gold. I know that's controversial to some. They'd rather actually have the physical gold or silver in their possession, but I don't particularly care to have gold or silver in my van.
For sure. That just seems cumbersome. But this is one I would look at because gold, because of the debt and everything, gold's probably not going to go down anytime soon.
In fact, it probably could shoot up to $5,000 or $6,000 in the next few years. So, why not collect some income from an ETF that holds gold? So, I would look into this one if you're worried about debt or deficits or you need to hold gold, this is the way I would do it. Next one is a micro-strategy one from Defiance.
It's called MST. Micro-strategy, if you're not familiar, before they actually had actual physical products, but in the last five years, they've literally just loaded up on a shit ton of Bitcoin. A lot of people actually use micro-strategy as a Bitcoin ETF for the most part.
Really? That's how they monitor the price of Bitcoin based on what micro-strategy is doing. Uh-oh, we've got a giant cat over here. This one had an exception date of 5-1 and it's been a weekly payer since 5-1.
You've gotten $254, so you're not getting near what you're getting in the MSTY from Yieldmax. This one has a 6% total return since May 1st. And this investment uses micro-strategy swaps and options to generate 150 to 200% of daily micro-strategy stock movements.
So again, that's a lot of leverage. It's 1.5 to 2 times the leverage to make sure that you get stock movement. But if you're a big proponent of Bitcoin like I am, and I know a lot of people are, it's something to look at because if you go onto Reddit, one of the biggest thread topics on Reddit is MSTY.
A lot of people love MSTY. Makes sense, though. I would rather have one that's not leveraged to the ass like that, though.
But that's my opinion. Leverage to the ass. Okay.
Next one's another Tesla one. It's from RexShares. If you're not familiar with RexShares, we actually covered our favorite investment in RexShares.
Cepi. Cepi. Cepi and AP.
AP. A-I-P-I. I-E-P.
I-E-P. I-E-P a lot. Speaking of peeing, I babysat my toddler nephew today.
I was sitting on the couch, and he just pulled his diaper down and just peed on a pillow right beside me. I was like, what the hell just happened? My brother was trying to teach him to pee outside. Well, he didn't understand the distinguishing factor of inside versus outside.
I was like, oh, my God. I-P. I-P.
So this is T-S-I-I. It's the RexShares version of the Tesla ETFs like Yieldmax and Roundhill Cover. Well, that's interesting.
This one has an inception date of 6-3, and it has a negative 1% return since then. So that's actually not terrible considering what Tesla's done since 6-3. And you've collected 123 in dividends since then.
So that's five dividends, 40-some cents a week. So that's not bad at all. This investment uses options to hold synthetic Tesla positions that should track 105 to 150% of Tesla stock movement.
We discussed synthetic calls before. What you do to create a synthetic call is you have a put option where you're selling. I'm sorry.
Yeah, you have a put option where you're selling. You have a call option beneath it where you're buying so that you're covering both sides of the spectrum. That's what they call a synthetic hold.
This synthetic positions when you have both puts and calls so that you basically have both sides of what, say Tesla went up 10%. Well, one of your options would cover that. So you're actually holding the synthetic position.
Because of that synthetic position, though, I don't actually like synthetic positions because they don't generally track. We were in a YMAX before. Do the other REX shares hold synthetics? No.
Well, that's really odd. I think the TSLY we were in, the one that had problems trying to pinpoint how exactly to trade held the synthetic positions in Tesla. And I just left a sour taste in my mouth.
Was that a REX share? No, TSLY. TSLY, right? YMAX. Well, almost all the YMAX are synthetics.
Yeah, but this one's pretty expensive, though, too. It's $23.47 a share. I don't really... Not worth the effort, eh? Not for me, it's not.
I would rather... It's not worth the risk, not worth the freaking synthetic. I don't like... Pretty much, I don't like any TSLY ETFs, to be honest. That is interesting, isn't it? Very interesting.
I'm not sold on Tesla. That might be part of the problem. It could be part of the problem.
All right, the next one is a Robinhood from Roundhill. It's HOOW. Robinhood.
And this one's really expensive. It's $74.65 a share. It has an inception date of 6-17, so it only has four weeks of data.
But you've collected $3.07 in four weeks, which is... What is that? 70-some cents a week? 76. Yeah, 77 cents a week. That's a pretty big weekly pair.
And it has a total returns of 55% since its inception date. But you have to... That's with the caveat, because Robinhood and Coinbase both had very good months because of the crypto bills that passed. We discussed those, the stablecoin bill.
And so, because of that, there was three pieces of legislation that passed that caused crypto to shoot up to the moon. And because of that, Robinhood and Coinbase both had really good returns in that time. This one uses swaps to generate 120% of the daily movement of Robinhood stock.
Well, good. I don't like swaps, so I would never invest in this one. But maybe you like swaps.
I don't know. I'm just putting out the new ones out there for you, so you can do more research outside of the ones I like, because I have them bolded in my notes. Did we like any so far? No.
No. Not any. What about that one? I'm going to go back and... Okay.
Okay. We'll do that to the end. Shh.
Don't tell them. Next one is RexShare's Coinbase, C-O-I-I. It has an inception date of 6-3.
You've collected $1.67 since then, and it's at $3,482 right now, which is pretty high. I think it was $25 when it first came out, so you're seeing the price appreciation of $10. It has a total return of 46% since inception.
Same point what I made with Robinhood. Because of the crypto legislation, basically Coinbase ETFs and Robinhood ETFs both just shot up a lot. This isn't indicative of how they're going to be.
The volatility hasn't even actually struck both the Robinhood one and this Coinbase one since their inception, because they haven't had to deal with anything other than good news. This one uses options to hold synthetic Coinbase positions that track 105-150% of the Coinbase stock movement. I don't like, again, I don't like synthetic positions, so I'm moving on.
Bye-bye. Next one is one I never even heard of this company. MMKT.
It's Texas Capital Government Bonds, MMKT. It's really pricey at $100. Because those letters make total sense.
Money market. MMKT. $100.20 per share.
It had a weekly dividend payment since 3-10. Its inception date was 9-24. You've got $3.29 a cent's inception in dividends, so that's not a lot.
But then you had a total return of $3.50, or 3.5%. I'll tell you why in a moment why I really like this one. This one invests in cash U.S. government securities, which may include fixed, floating, and variable rate securities, as well as repurchase agreements collateralized fully by the U.S. government securities or cash. Basically, this one just deals with the government.
The reason I think it has potential is because you're getting a decent return. If you figure, what is 3.29 divided by 10? 32.9. You're getting 33 cents a month on something that's going to trade at $100. It's slightly overvalued right now because these are government bonds.
They're not going to be worth more than $100. Basically, this is a position for you to store your cash into your dry powder in case you think the market's overvalued. You just dump it into something like this where you collect a weekly dividend payment.
But it's only 3.5%. It's better than inflation. I'd say you'd have to at least make five, but that's me. I agree.
Five's for weenies. That's what I'm saying. You've got Bullet Shares and you've got THTA.
I like that one. At the end, I'll go through the ones that I think you guys should probably research further. This is one of them, MMKT.
It's basically a replacement for Bullet Shares or THTA. It's just a place to hold cash while you're waiting on one of your watch list stocks to enter your buy range. Next one is EREC Shares MicroStrategy.
I always want to say MSTR is monster because I just like it. I do too. Every single time I see MSTR, I think monster.
And it's MicroStrategy. MicroStrategy, yeah. This is another one that holds synthetic positions of MicroStrategy.
That's 105 to 150%. But it's been a weekly payer since its inception date of 6-3. And you've got $1.11, $1.12 in dividends, plus you have a 10% total return.
MSTY is better. But MSII is another. If you like REC Shares, then this is your replacement.
Say you don't like YieldMAX, you can use the MSII. But then there's also, I do believe that Roundhill has a weekly payer too. I don't remember.
I have a feeling you're going to have to compare all of these bases. Well, one time, one point. Because these just came out, my plan was within the next few months, probably at six months.
Six months from now, I'll probably go through and I'll compare all the different weekly payers and give you a list of which ones I think are the best. That's in the works. It'll probably be over the winter when I'm back in New Mexico where I have time.
Because it's not going to have enough. If he's not hyper-distracted by the hummingbirds. Funny story, guys.
Very time-consuming to go over. Do you want me to tell them? Go ahead. Tim misses his hummingbirds something fierce.
He's crying on the way home. Well, there's not a lot to do in New Mexico. One of the things I did every day is I fed rabbits.
I'd take out whatever crap that the family left there. It was mainly carrots. I'd feed the bunnies.
And then I was feeding the hummingbirds. And the hummingbirds, there's just something about it. They're just beauty.
They would swarm you. There's like 40 of them and they would swarm you and they do these crazy patterns whenever they swarm you. It was really, it was very entertaining. I miss them.
But Tim bonded apparently with the hummingbirds and this isn't something that usually happens where he like cries over anything. Yeah, uh, where are we? Oh, NVIDIA. NVII is Rex Share's NVIDIA.
They do the same thing. They hold synthetic positions. Again, not a fan, but this one has, um, pretty good.
I mean, this one seems okay. Like it seemed like it's ran pretty good. It is a weekly, uh, payer since six, uh, five 27 when it was its inception date, it's returned a 30% since its inception date.
And it holds synthetic positions that track 105 to 150% of the, uh, NVIDIA stock movement. Again, I'm not a fan of synthetic positions. I'd rather actually go into, uh, AIPI or FEPI to get my, um, NVIDIA exposure where they actually hold the NVIDIA stock and they write options on it.
It's the same company. I don't know why they went from holding the stock to doing synthetic positions. I guess it might be cheaper.
I don't know. That's weird. So not considering the synthetic ones are the ones that are more susceptible to the nav declines.
So not a fan of that one. The next one I am a fan of it's got a global X, uh, global X is another company that does all this. It's the global X Bitcoin.
It's BCCC. This one doesn't really give you a high, uh, you return, uh, with dividends. It only gave 95 cents in dividends and six, three.
So that's like a month's worth. You're only getting like 95 cents a month, but you've got 10% return since it's inception day. But again, that's not a fair assessment because Bitcoin shot up with all the other stuff.
What I do like about this one though, this one uses options on HODL, which is the VanEck Bitcoin ETF and MBTX, which is the mini Bitcoin U S ETF to generate covert call positions on Bitcoin exposure. Um, so they're again, they're right. They're using options on those different ones that hodl and MBTX to generate, uh, positions on Bitcoin exposure.
But if you actually do research on the VanEck Bitcoin ETF, it's actually really, really well, really well ran. So I actually liked that one. If that one actually had a healthy dividend payout, I probably would recommend that one, but it doesn't.
So, but I like that one as an exposure to Bitcoin and the new ones, the new 19. That's probably my, um, my favorite Bitcoin one. Uh, the next, uh, next one is a Nicholas wealth crypto.
I don't know. I had to look this up. I have no idea what the hell Nicholas wealth is.
Apparently it's a financial company. It's a small, it's a smaller one. So I'm actually thinking that at some point we're going to see more ETFs come out from this Nicholas wealth.
They're probably just tipping their, uh, dipping their toes in the water with the crypto. I thought you were going to say penis there for a second, dipping your penis in. It's called BLOX.
It's a, their crypto, their foray into crypto. Uh, it holds, uh, investments in crypto companies such as Coinbase, Robinhood and MicroStrategy. Plus it actually holds a Bitcoin and a Ethereum ETS, uh, HODL, uh, FBTC and ETA H. Um, they write covert calls on their holding.
So I like the ones that actually hold what they're writing the calls on. I actually prefer over the ones that do the, the synthetic crap. So they actually hold all their investments.
It's fairly cheap. It's $23, 42 cents. And it was a inception date is six 16.
And you've only got 45 cents in dividends. So that I think that was three weeks. You're getting like 15 cents a week, but it's had a total return of 19, 19% in that three week.
Again, not fair. You have to wait until you see a Robinhood and Coinbase go down. But the fact that they hold everything that they're writing options onto me as well, this is one that should be on your watch list because I actually like, I prefer those.
And it's actually played out in our, um, in our portfolios because we hold AIPI and FEPI, which are basically just a conglomerate of conglomeration of like tech stocks and AI stocks, but they actually hold the, uh, they hold the positions that they write options on and they're performing really well, actually. So like the, like the Nav hasn't declined at all because you're, it's very difficult to have a Nav decline when you actually hold the stocks. So the Nav, like whenever you, so holding the stock actually helps the Nav stay around where it should be.
Then you're just basically, so you don't have to worry about like a price depreciation. And what you see with a lot of these weekly payers is they'd actually, there is Nav decline, but the dividend, they'd make a dividend that covers the Nav decline. So say it goes down 5% in a month, you're getting like a 6% dividend for that month.
So you're still technically, uh, technically you have a total return of 1%, but your prices went down 5% and there's no, like, it doesn't really recover once it goes down that 5% for whatever reason could probably, cause there's no substance behind it. But I do like BLOX. I like BLOX a lot.
Did we just buy this one? No. You're talking about it. So I would imagine Tim's going to pull the trigger on this one soon.
We have a, it's either this one or CEPI cause they're the same thing. Yeah. Okay.
Next one is a Roundhill's Meta one. It's M-E-T-W. It's trading around $50.
It's inception date was 6-17. Again, I don't like swaps, but this one seems to be doing quite well in the month because Meta didn't actually have a very crazy month. And this one actually has a 1% return.
You got a $1.12 in dividends. So it seems like this one is holding up okay with the share price. Plus it's giving you a pretty decent dividend with exposure to M-E-T-W.
So I mean, this one's not terrible, but I wouldn't invest in it because it does the swaps. We have, oh geez, the next three, the next three are just like the M-E-T-W. We have the Roundhill has an Amazon one, A-M-Z-W.
They have a Netflix one, N-F-L-W, and they have a Berkshire Hathaway one, B-R-K-W. They all generate 120% of the daily movement of the underlying stock, and they use swaps to get there. They all seem to be holding up quite well, which is weird because they're using swaps.
Which is weird because they're using swaps. Well, because the Amazon one's up 6% since its inception day is 6-17. That's a lot.
The Netflix one is down negative 1.5, but you've more than made up for that in the dividend. The dividend is $1.36. The Berkshire one is down 3%, but I actually like the Berkshire one because I don't see anybody else that has an ETF that deals with Berkshire Hathaway. If you're not familiar with Berkshire Hathaway, which I'm not sure how you couldn't be at this point if you know anything about Warren Buffett, right? That's Warren Buffett's baby.
Yep, the baby. There's two different stocks. There's the B-R-K-A, I believe, and the B-R-K-B.
A-B. One's worth $107,000. The other one's worth $3,000.
The $3,000 one is the Berkshire one that this one covers, the B-R-K-W. Interesting. So the question is, would I invest in any of these? B-R-K-W, I like the quirkiness of it because like I said, you don't see a lot of- Berkshire.
ETFs that have exposure to Berkshire Hathaway. The NFLW, the AMZW, the METW because they seem to be performing better than all the other weekly payers when it comes to the different ones, Meta, Amazon, or Netflix. So maybe Roundhill figured something out with a strategy for these things.
Who knows? They're like, oh, when I was looking at what I'm looking at when researching this, yes, I pretty much would take BRKW, NFLW, AMZW, METW. I put those on my watch list. Determine my buy price.
I also would use BLOX. I would totally get into now if I had money, or I would compare it to CEPI because they're basically the same thing. Again, BLOX and CEPI both hold companies like Coinbase, Robinhood, and MicroStrategy, plus they have exposure to Bitcoin and Ethereum.
They both do that. They both write cover calls in their holdings, so they're basically the same thing. One trades at $40 some.
I think CEPI is like $43 or $44, where BLOX is at $23, so if you want to get more shares, you should probably go towards the BLOX. Okay. I like the BCCC one, the GlobalX.
We've been in a lot of investments from GlobalX through the years, and they seem to be okay with how they run things. Interesting. I do like the MMK, the money market one, MMKT for a place to hold my dry powder, and that's pretty much it.
Or no, TQQY because it has exposure to QQQ. Now, we did recently get into QQQI, which is a weekly pair that does the same thing. It has exposure to QQQ.
Which one do you like better? I got into QQQI, so I'm assuming I like that one better. I'm assuming I like that one better. The only red flag about that one is because it's down 8%.
That's a huge- Red flag. Huge red flag considering that the- Red flag. Considering that QQQ is not down 8%.
I think at the time I did this, it was up 2% or 3%. Cats. So that's like a 10% difference.
But that's the new weekly pairs. Again, we'll revisit this in a few months, and I'll compare all the ones and come up with a list, probably the 10 that I would put on my watch list. Yeah, so- I wouldn't get into these right away.
I wouldn't say, oh my God, that one has a great dividend, so I'm going to get into it. I would do research, and I would make sure it goes with your risk tolerance and your investment strategy. Well, the thing with these is the yield max have been out for a while, so you can count on certain aspects of those, like the NAV decline.
You understand how to navigate these. Some of these other ones, they're doing swaps. They're doing other things.
We're not exactly sure because they're so freaking new. What they look like will look like in the long run. Will they hold up? Will there be issues? We don't know.
And a lot of these companies are doing hybrid approaches. So I think the companies in general are trying to figure stuff out, too. And the fact that there's more companies coming online with these weekly pairs using leverage, using these synthetic calls and whatever the heck swaps else they're doing, that to me says that there is a demand for this type of ETF, investments, whatever.
People want to have that cash flow. They do. That's obviously a thing.
They want weekly payments. What was popular six months ago was the zero day options, the zero DTE. That was Roundhill's thing, right? Yeah, that was Roundhill.
Roundhill came out with a lot of those, and people liked those. So now because those were weekly pairs, they determined, oh, there's a huge demand for people that want to get paid every week. So now how do we fulfill that demand? There's some that use strategies with swaps, some that use strategies with synthetic calls, some that actually do cover calls on what they're holding.
But what I was going to say is this is kind of the Wild West with these things. A lot like when crypto was new and it was just like we were getting feels for stuff, figuring out what was shitcoin, what was whatever. I kind of think these are going to be the same thing where it's like they're trying to figure out what the best strategy is for reducing the NAV decline and still having maybe price appreciation plus the high dividend.
I'm really interested to see long run which, what are they called? The companies that hold these things or that generate these things or that trade these things. What strategy ends up coming out as the better one? Well, I can't tell you because we hold weekly pairs in Roundhill, and we hold weekly pairs in Yieldmax. Yieldmax, Rexshares.
The strategy that we've actually preached about seems to be working quite well, where you basically say you put $500 into QQQ, TQQY. You don't do that. You leave the drip off until you recoup.
You recover $500. What's the threshold for a high yielder that you would turn the drip off on? 20%, 30%? I turn the drip off on most of them. All of our stuff? For the most part.
Oh. Recoup the national debt because they're risky. Even if they're down? No, I'm like, even if it's a 12 percenter, would you do that on a 12% stock or does it just depend? Unless you're talking about these specifically.
I was talking about these in specific. So these ones that have the leverage and stuff, it's not necessarily about the percent yield that they have. It's the fact that they're trading structure with options and the swaps and all that stuff.
That makes them high risk. To me, they're high risk. Which means you get your initial money out first.
If you've ever been in the crypto beginning crap, you always get your money out first. It basically takes all your risk off the table, and then if they go to zero, it doesn't matter. A perfect example is I literally just was telling Carmella today when we were taking our walk that my NVDY is paid off.
CONY is paid off. JEPQ is paid off. And I have the drip off on YMAX and USOY.
So I'm paying those, the YMAX and the USOY off right now. So the other three though are paid off. So I get cash every month because the market's overvalued.
So I turn the drip off on those. So I get three big cash payments, and I just start putting that free money for the most part. And I've started putting that into my weekly payers like LFGY and USOY.
I haven't put any money in that, I'm sorry. LFGY and NVDW and AAPW and PLTW. So we have a few weekly payers, and I'm just building up a position size up to like $1,000.
And then once I get up to $1,000, I'm going to turn the drip off on those until I can recover $1,000. And in the meantime, with that, I'm then going to use the cash from those ones, my weekly payers, and I'm going to put that into dividend aristocrats and dividend kings. So I'm always growing the portfolio size, but I'm using free money to grow it.
Yeah, so recouped investment. And we like the idea of doing the hybrid approach between the dividend grower aristocrat type things and then these high yielders because then you're getting the best of both worlds. You're not sitting here waiting 30 years to be able to retire, and you're not having to be frugality fatigued to try to actually retire early.
You're getting the cash, and you're seeding yourself for your future. And I can tell you, I know what you're thinking. Like, oh, well, that won't work.
It seems to be. We have $500 in PLTW, we have $500 in AAPW, and we have $500 NVDW. And between the three of those, so that's $1,500, we're making about $150 a month.
That's a really low amount of money. And making that much, that's freaking awesome. So you figure if you take $150 a month time plus $150 times 12.
$1,800. So I'm making $1,800 in a year, which is more than I spent on them because I spent $1,500. Yeah, if you're spending like... So that's a way, like, it's just a way, like, say, like you wanted to start small and you just wanted to cover, like, your electric bill.
Yeah. And your cell phone bill. You literally could just dump the money into high yielders and use the dividends to pay off your bills.
I really think that's the best way to, like, think about this. Like, build up these weekly payers to the point where you're getting rid of your cell phone bill. You're basically... And you don't need to pull the money out right away to pay for it.
It's just the mindset of that snowball factor. So it's like, cover your phone, cover your electric, cover your internet, cover your whatever. And then you just start, like, micro freaking stepping from there.
And, like, that's when you just get so juiced about dumping, finding money to put into these things. Like, that's when you're okay with taking that tax return and dumping it into something like this. That's when you're okay with, like, skipping your coffee a couple times a week to dump into this type of stuff.
That's when you're cool with taking on, like, your side gig hustle to actually, like, seed something instead of, you know, blowing it on. I have not seen anyone talk about that. That's, like, the easiest way.
All the stuff that I research and all the emails that I get from different people, I have never heard anyone say what we said. Rather than use your tax return as a 27th paycheck, use your tax return as an investment seed and just dump it into high risks, high yield dividend payers because if you figure the average tax return is, like, $4,000. Well, you take that $1,500 and you multiply that by three, so that would be $450 a month with your free money from your tax return.
So, yeah. So, there's that. Think about it.
That's an easy, like, what do people generally use their tax returns on? Instant gratification. Crap. You're buying something that you put off some kind of, like, I deserve this.
So, rather than do that, just put it into something where you're getting $100 or, you know, like FiveGuy just said, you'd be making about $450 a month on just three weekly payers that you then could use to spend $450 a month on crap. Potentially and definitely. So, I'm just saying.
Yeah, it's literally a shift of mindset. You do have to shift your mind to, like, I want this stuff now to, like, hey, I'm solidified. In my opinion, these are more like you're buying micro businesses, but you don't have to put any effort into maintaining them.
I just did at the end of July. I'm sorry, end of June, because it is July now. I did the weekly, I'm sorry, the monthly things for my spreadsheet upkeep with all my investments.
And using our strategy where you take the cash out rather than drip it back in, we are up in every one of the weekly payers. And that's through a huge decline from the overlord's tariffs. And, like, we're, like, in some of these, in some of the investments, the weekly payers, we're still not back up to the level we were prior to the tariff fallout.
It's working its way back up there because we are in another, I guess, bull market. But the fact is that we are up in every one of them, and that's unheard of. Because the biggest complaint that a lot of the experts have about the weekly payers and the high-yielding ETFs And everybody on Reddit.
is that the NAV decline, the NAV decline, the NAV decline, well, you have to find a way to combat the NAV decline, which is basically take your cash out. Because we're doing that with the Cony experiment right now. Like, Cony is, like, would I, like, say I was 65 years old, would I invest in Cony at 65? No, it's a shit ETF.
I wouldn't invest in it. It's horrible. But if you take the money out and you pay off what you put into it, like, well, at the end of that experiment, we're going to have 800 and some shares of a shit ETF that pays a monthly dividend.
That's going to be just free money. Yeah, free money. It's like, at this rate, like, even if it's, say, the 60 cents, that's still $600.
Eh, nothing to sneeze at. So you've, like, so that's one. So if you do that with, like, five of them, you have, like, $3,000 of stuff that you literally have to do, put no money into.
It's just paying you because you took your money out. Yep. That's, like, the biggest mistake I think people make with the high-yield, the super high-yield.
We're not talking, like, the high-yield is, like, 4%. We're talking super high-yield, like, 10, 12, 20, 80, whatever the percentage is. The biggest mistake is dripping it back in.
Reinvesting your dividends. Getting greedy. And I see it in the Reddit threads all the time, like, oh, I have, like, 2,000 MSTY and I just, I leave the drip on because it's, like, I'm accumulating, like, 100 to 120 shares a month.
And it's, like, that's stupid. That is so dumb. Like, one's enough, enough.
There's going to come a point when the NAV decline doesn't rebound. And actually, you're making the prices tank harder if you're freaking reinvesting those things. Well, that's something that, like, I talked to Karma about, and, like, I don't think people actually, it happens with every stock.
Every earnings reports, like, you look at the earnings reports and they'll say, well, we allocated X amount for dividends for the quarter and then we had to issue X amount of shares for the drip reinvestments. So what happens with, say, Coney, you get a, like, say, they had a super huge dividend of, like, $2. So you got, like, $1,000.
And they were, like, when you reinvest that, they're actually adding, like, 200 additional shares for that one person. So if you tabulate that across, like, a million shares, like a million people, that is, like, 200 million additional shares. So basically what, so you're contributing to the NAV decline by reinvesting.
Because if you think about, like, the dividends paid on what they had, like, the total number of shares. And if that explodes because people reinvest it, so then that dividend is going to go to, it's going to be a smaller dividend because there's more shares. So, like, basically when you reinvest in these high yielders, you are contributing to the NAV decline problem because you're, they're actually have to add additional shares to the share count.
Yeah, you're diluting the share quantity or diluting the whatever. Yeah, so very, very interesting things. I'm sorry, like, I'm not all there yet.
I'm still tired. So, like, if this, some of the stuff didn't make sense. Apologies.
We should be better next week. I'll be better next week. All right.
So do we have any idea what next week's going to bring? Or are you still... Next week's self-actualization. Actualization. Jim can not say that word.
I can't say that word to save my life, but it's something that I was looking into and I was reading about. And, like, the basic premise is there's a pyramid of needs, according to Maslow. And at the bottom... Hierarchy of needs.
At the bottom is, like, your everyday needs, like food, air, shelter. And at the top is, like, whenever you've reached, like... Self-actualization. Zen mode, man.
Like, you don't care about yourself anymore. You care about, like, the collective of people. So there are, like, at the time that Maslow constructed his hierarchy of needs, he interviewed, like, some of the most important thinkers of the day.
People like Einstein, for example. And he found out why they don't think like a lot of people. Like a lot of people, what they do is they get to a point in that hierarchy and they just stop.
Like, once they reach that, like, they get their basic needs met, they get their safety and security met, and then they meet their partner in life, and that's where they stop. They just don't, like, they don't care to strive to be any better than just safe and secure with their partner. How does that tie into our niche? Into investing? Well, because, like, once you actually get your dividends paying for your everyday expenses, plus, like, however you wanted your lifestyle, at that point, you don't have to work a job anymore.
So then you can actually start to focus on stuff bigger and better things beyond you. Beyond survivalism. And getting to that point is actually a mental exercise I think every human should go through.
Like, you shouldn't be worried. Because I'm not even kidding, I have asked quite a few people what the hell they'd do if they didn't have to work for money, and they were like, they're like, I don't know what I'd be doing. It's like, really? We'll see.
I have, like, the laundry list of the century. So I stumbled into, like, this thing basically with that question. Yeah.
Because I do ask that every person that comes to me, like, well, once we set you up where you don't have to worry about your job anymore and you have enough money to do what you want to do, what will you do? And they have no idea. So those are the people that basically, once they get to their safety and security, plus their partner, they just stop growing. So it's probably going to be a good exercise to do or to listen to, to get you to think about, like, your why, which will help you actually get your seed money to build out your past income.
Or it is like a carrot. Yeah. Like, if you have, like, once you figure out why you're here, like, trust me, once you figure out your mission here, oh, man.
That's how we came about what we came about, because my self-actualization, how do you say it? Actualization. What she said. Mine was basically, I want to do what I want to do and I want to help people.
Yeah. To do what they want to do. So once I determined that, it was a matter of, okay, how do I pay for all this? And that's where we got, where we got this.
So it'll be interesting. It's another psychological one, but I think it was fun. I love the human needs stuff.
Like, I'm all about this. I don't necessarily agree with the freaking hierarchy and the triangle, but I will humor Tim and hear what he has to say. I think it's.
It's probably accurate. It's a mistake that most of the experts don't address the psychology. Yes.
And that's our baby. We love the psychology component. Psychology is like.
Because we're super nerds. So it's like, it's super important. Like, like, if you have no desire to do anything, then what's the point of all of it? Yeah.
So that's what next week is going to be about. It's going to be pretty cool, I think, because I'm a nerd with psychology. Tim's a nerd with psychology.
So hopefully those of you have got past stuff out of our other psychology ones, and this will be very similar to that. All right, guys. So enjoy the gold Tesla.